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Voddie Baucham - Harvard or Heaven — Transcript

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  1. 0:05um the the question here the harv or
  2. 0:08having kind of a play on words but the
  3. 0:10question is what are we preparing our
  4. 0:11children
  5. 0:12for when we are educating our children
  6. 0:15at home what's the
  7. 0:18goal and for most of us the goal is a
  8. 0:23university education of the highest
  9. 0:25order that that that's what we I mean
  10. 0:28when we think about home school we think
  11. 0:29about the curriculum that we choose the
  12. 0:31classes that our children are taking
  13. 0:33that's the overriding goal at the
  14. 0:35Forefront of our minds that drives
  15. 0:39almost every decision that we
  16. 0:43make here's a word of clarification
  17. 0:45before we even get started here on this
  18. 0:48most controversial session number one I
  19. 0:52neither believe nor teach that college
  20. 0:53is inherently sinful or completely
  21. 0:56useless again I'm dean of theological
  22. 0:58education at African Christian
  23. 1:00University all right so I I I how could
  24. 1:04that possibly be my
  25. 1:06position secondly I do not ascribe to
  26. 1:09educational
  27. 1:12antinomianism do not ascribe to
  28. 1:14educational antinomianism what is
  29. 1:16educational an antinomianism um it's the
  30. 1:20idea that education is an area where
  31. 1:24God's word has nothing to
  32. 1:26say that the Bible is irrelevant
  33. 1:29relevant when it comes to the education
  34. 1:32of our children that there are other
  35. 1:34authoritative sources out there that
  36. 1:38should dictate um and Define how we
  37. 1:41pursue education but the Bible is not
  38. 1:44one of them and especially it doesn't
  39. 1:46override the others well I don't ascribe
  40. 1:49to that I don't believe that God's word
  41. 1:51is silent at all in this area of
  42. 1:55Education um thirdly I do not believe
  43. 1:58that God calls us to prepare our
  44. 2:00children for college he calls us to
  45. 2:02prepare them for
  46. 2:04heaven we say that again I do not
  47. 2:06believe that God calls us to prepare our
  48. 2:08children for college but to prepare them
  49. 2:11for heaven and college should only fit
  50. 2:16into our goals and plans with our
  51. 2:18children to the degree that it is part
  52. 2:21of the stewardship of their broader life
  53. 2:25as it relates to pursuing God in his
  54. 2:27kingdom okay for some of our
  55. 2:30children that may include
  56. 2:33college for some of them it won't the
  57. 2:37problem is that we treat them
  58. 2:40all like college is a
  59. 2:44must for every child it's just kind of
  60. 2:47the normal natural next step and
  61. 2:50everybody just thought to do it and if
  62. 2:52you don't do it there's something wrong
  63. 2:55um that's the problem and that's not
  64. 2:58thinking that we get from the scriptures
  65. 3:01nor is it healthy thinking at all um
  66. 3:04what's wrong with college right what
  67. 3:07what's what's the big deal anyway why
  68. 3:10would anybody have any issues at
  69. 3:14all um I don't have many issues just a
  70. 3:17few number one most undergraduate
  71. 3:20degrees aren't worth the paper they're
  72. 3:22written
  73. 3:23on most undergraduate degrees aren't
  74. 3:25with the paper they
  75. 3:27read um
  76. 3:31at the beginning
  77. 3:33of the at the beginning of the uh
  78. 3:35University era there haven't been
  79. 3:38universities all that long but at the
  80. 3:40beginning of the University era and for
  81. 3:42a long time after universities were
  82. 3:44established um you could only get one of
  83. 3:47very few
  84. 3:48degrees um you could get degrees in
  85. 3:51theology you get degrees in law and
  86. 3:53Medicine um but you can only get one of
  87. 3:56very few degrees now there are literally
  88. 3:59hundreds of courses of study on the
  89. 4:02University
  90. 4:04level secondly 4 years is too much time
  91. 4:07to
  92. 4:08waste there's a lot of time especially
  93. 4:10for what you get it's way too much time
  94. 4:13to spend for what you get third $100,000
  95. 4:17to $250,000 in tuition that's too much
  96. 4:20money for what you get way too much
  97. 4:24money for what you get um and I I leave
  98. 4:26the US numbers in here because there are
  99. 4:27a lot of people in this part of the
  100. 4:28world and whe they what they want to do
  101. 4:30is they want to go to the US for for for
  102. 4:33college and problem number four college
  103. 4:37is not for everyone we assume that it is
  104. 4:40but college is not for everyone um and
  105. 4:43it's amazing there there are some of you
  106. 4:45in this room I look around the room you
  107. 4:47know I'm looking for certain levels of
  108. 4:49gray um and there are some of you in the
  109. 4:52room just a few who probably remember a
  110. 4:55time when high school had a couple of
  111. 4:58different tracks right there was the
  112. 5:00vocational track for people who were
  113. 5:03going to learn a skill and go into a
  114. 5:04vocation then there was the University
  115. 5:07track for people who were likely to go
  116. 5:10on to college right even if you're not
  117. 5:12old enough to have gone to that school
  118. 5:14you remember that that's how things used
  119. 5:17to be for the most part we don't have
  120. 5:19that anymore we assume that everyone is
  121. 5:22supposed to be on the University
  122. 5:24track just just all of a sudden that's
  123. 5:26the assumption that we make
  124. 5:29and finally most universities are
  125. 5:31philosophically antagonistic to
  126. 5:34Christianity okay other than these I
  127. 5:37don't have a problem with
  128. 5:39[Music]
  129. 5:42college let's look at the first one most
  130. 5:44undergraduate degrees don't work the
  131. 5:46paper that they're written
  132. 5:47on when I talk about worthless degrees
  133. 5:50um there are a couple things we have to
  134. 5:52sort of get in our minds to understand
  135. 5:54what I mean first the million-dollar
  136. 5:58myth um
  137. 6:00here's the million dollar myth this is
  138. 6:02the way that it's stated over an adults
  139. 6:04working life high school graduates can
  140. 6:06expect on average to earn about $1.2
  141. 6:08million um those with a bachelor's
  142. 6:10degree $2.1 million and people with
  143. 6:13master's degree $2.5 million okay
  144. 6:18generally speaking and so the argument
  145. 6:21is that if you go to college and get a
  146. 6:23college degree it's it's worth about a
  147. 6:26million dollars over your lifetime um
  148. 6:30listen to this from Forbes
  149. 6:33Magazine the million dollar shth is a
  150. 6:35favorite of college
  151. 6:37barkers like many good cons this one
  152. 6:41contains a kernel of truth but anyone
  153. 6:43who's gotten a passing grade in
  154. 6:44statistics knows what's wrong with this
  155. 6:48line of argument a correlation between
  156. 6:50Bas and income is not proof of cause and
  157. 6:54effect again correlation cause and
  158. 6:57effect two different things one doesn't
  159. 6:59necess neily prove the
  160. 7:01other it may reflect nothing more than
  161. 7:04the fact that the economy rewards smart
  162. 7:07people and smart people are more likely
  163. 7:08to go to
  164. 7:09college but the idea that you can take
  165. 7:15those numbers and go okay great get a
  166. 7:18college degree you put another million
  167. 7:20dollars actually it's $900,000 in your
  168. 7:22pocket um by the way that Forbes
  169. 7:26magazine article was called the Great
  170. 7:28College hoax
  171. 7:31and this is Forbes Magazine okay this is
  172. 7:34Forbes Magazine this is not some fire
  173. 7:37breathing you know wing nut me this is
  174. 7:40Forbes all right Financial
  175. 7:43magazine the hidden facts if you think
  176. 7:46about it tuition you take the average at
  177. 7:52$188,000 lost
  178. 7:56income loan
  179. 7:58interest your total comes down from
  180. 8:00$900,000 to about
  181. 8:04$450,000 okay and again this is over a
  182. 8:07lifetime this is over your entire life
  183. 8:11expectancy there's a lot of ways to make
  184. 8:14that up over a
  185. 8:16lifetime uh you can invest a very small
  186. 8:19amount of money early on if all you want
  187. 8:22to do is make up that $450,000
  188. 8:24difference over a lifetime okay it's a
  189. 8:27small margin
  190. 8:29secondly um there are the mountains of
  191. 8:33De listen to this again from for
  192. 8:35magazine higher education can be a
  193. 8:37financial
  194. 8:38disaster especially with the return on
  195. 8:41degrees down and student loan sharks on
  196. 8:43the prow um this is a huge problem uh
  197. 8:47people are going into mountains of debt
  198. 8:50uh in order to get degrees that for the
  199. 8:53most part aren't worth the paper they're
  200. 8:55written on we're not talking about
  201. 8:58people who are going going into debt for
  202. 9:00a a molecular biology or Aeronautical
  203. 9:03Engineering degree that that's not what
  204. 9:06we're talking about here um although you
  205. 9:09can do those a lot less expensively as
  206. 9:11well um and then there's the idea of
  207. 9:15what I call
  208. 9:16ndes remember when colleges and
  209. 9:19universities are starting they are
  210. 9:21designed they are there they exist for
  211. 9:25the elite they exist for that small
  212. 9:28percentage of people who need to have a
  213. 9:30level of training that allows them to
  214. 9:33function
  215. 9:35in very limited areas usually they were
  216. 9:39theology law and Medicine okay when we
  217. 9:44started that's what we were doing um in
  218. 9:47the United States something very
  219. 9:48interesting happened uh after the Civil
  220. 9:51War there are these land grants that are
  221. 9:54given and these land grants given by the
  222. 9:57federal government um to EST establish
  223. 9:59colleges and universities especially in
  224. 10:02the southern states after they had been
  225. 10:04decimated by the war um and these land
  226. 10:07grants all of a sudden you have like
  227. 10:11thousands of Acres given to a university
  228. 10:14well if all you going to train is
  229. 10:16doctors and lawyers and theologians um
  230. 10:20you don't need all that land so now all
  231. 10:22of a sudden they start offering more
  232. 10:26degrees um which actually makes makes
  233. 10:29quite a bit of sense if you can do it if
  234. 10:33you can get people to pay you for it um
  235. 10:35better that we have more students and
  236. 10:38less
  237. 10:40right what do I mean when I talk about
  238. 10:41worthless degrees here are some degrees
  239. 10:44now mind you I'm talking about people
  240. 10:47who are paying full Freight for a 4-year
  241. 10:50degree in these things I'm not saying
  242. 10:53that any of these things are inherently
  243. 10:55worthless or sinful or evil I'm saying
  244. 10:59paying full Freight for a four-year
  245. 11:01degree for any one of these things is
  246. 11:04outlandish
  247. 11:06okay a four-year degree in
  248. 11:11dance is there anything wrong with dance
  249. 11:13dance is wonderful a four-year degree
  250. 11:16where you pay full Freight and go into
  251. 11:18debt I don't think
  252. 11:20so metal smithing and jewelry these are
  253. 11:23real degrees by the way what I did was I
  254. 11:25went to three different universities and
  255. 11:28just I I allowed myself no more than 10
  256. 11:30minutes on their website um in order to
  257. 11:33come up with this list because I could
  258. 11:35have come up with a whole lot more than
  259. 11:36these so just you know a variety and
  260. 11:39sampling of universities um art history
  261. 11:43art history is art history important yes
  262. 11:45is art history wonderful yes fouryear
  263. 11:48full Freight degree nope
  264. 11:52nope um Creative
  265. 11:56Photography Creative Photography
  266. 11:59is it great yep fouryear full Freight
  267. 12:04degree no college debt
  268. 12:09no interior
  269. 12:11design gay and lesbian studies or just
  270. 12:16women's studies or anything with studies
  271. 12:19on the end of it
  272. 12:23okay packing
  273. 12:26science no for real packing science
  274. 12:29there's a degree in packing
  275. 12:33science
  276. 12:36[Music]
  277. 12:37drama Golf and sports turf
  278. 12:44management real degree at a number of
  279. 12:48places surf
  280. 12:52science they offer that at
  281. 12:55UCLA
  282. 12:57painting now when I say painting I do
  283. 13:02not
  284. 13:05mean I
  285. 13:13mean full price for your degree there
  286. 13:17are families who are paying for their
  287. 13:20children to get these
  288. 13:22degrees these are
  289. 13:25worthless but it's okay and we do it why
  290. 13:28here's why because we measure our worth
  291. 13:33as parents of whether or not our
  292. 13:35children end up with a
  293. 13:37degree and so we'll pay for a worthless
  294. 13:40degree so that we can say my kid
  295. 13:42graduated from
  296. 13:44college especially as homeschoolers
  297. 13:47because we have an inferiority complex
  298. 13:49anyway and everybody's looking at us and
  299. 13:52they're judging us and they're saying
  300. 13:54you're going to mess up your kid they're
  301. 13:56not going to you know be properly
  302. 13:58socialized they're not going to be
  303. 14:00properly educated and so we want to be
  304. 14:03able to wave that
  305. 14:04degree right we go into debt so that we
  306. 14:07can look at him and say I do have value
  307. 14:10I am a good person my kid got a
  308. 14:14degree in C
  309. 14:17[Music]
  310. 14:20right but wait I know somebody who makes
  311. 14:24good money with one of those degrees
  312. 14:27folks the worth of a degree is not
  313. 14:30determined by whether or not a person
  314. 14:32can make money with it there are a lot
  315. 14:36of people who make money with a lot of
  316. 14:37degrees that doesn't determine its worth
  317. 14:40by the way when you talk about these
  318. 14:43universities which were established
  319. 14:45mainly for three areas of study theology
  320. 14:48medicine and
  321. 14:50law guess who made the least amount of
  322. 14:52money among the people who graduated
  323. 14:54with those three degrees the theologians
  324. 14:57does that mean that it was worth less
  325. 15:00than the
  326. 15:01others you still don't make as much
  327. 15:05money with a theology degree as you do
  328. 15:08with some other degrees but does that
  329. 15:11mean that they are worth less
  330. 15:14somehow is all we're measuring this idea
  331. 15:17of how much money people
  332. 15:19make
  333. 15:21okay um a lot of the these degrees by
  334. 15:24the way have nothing to do with whether
  335. 15:27or not you need a college education
  336. 15:29they have to do with um the power of
  337. 15:33certain
  338. 15:34industries for example if I'm in inter
  339. 15:37interior design right um if I'm an
  340. 15:41interior design in in this area and I
  341. 15:43have an interior design firm
  342. 15:47um and anybody can do interior design um
  343. 15:50I'm probably not going to be able to
  344. 15:52charge you a premium for my services but
  345. 15:54if I can get in collusion with a
  346. 15:56university and we can determine that in
  347. 15:59order to be certified as an interior
  348. 16:02design expert in this city you have to
  349. 16:06have a degree from a an institution that
  350. 16:09has an accredited interior design
  351. 16:12program well now all of a sudden I do
  352. 16:14two things number one I create a barrier
  353. 16:17and a bar for my competition right and
  354. 16:21secondly I make an excuse for me to be
  355. 16:23able to charge you a
  356. 16:26premium it has nothing to do with
  357. 16:29whether or not college level knowledge
  358. 16:32is necessary for the
  359. 16:35job it's a
  360. 16:37racket
  361. 16:40[Music]
  362. 16:42okay this is from Michael gar president
  363. 16:45of the American Library Association and
  364. 16:48he's a librarian Cal State Fresno
  365. 16:51literacy experts and Educators say they
  366. 16:53are stunned by the results of a recent
  367. 16:56adult literacy assessment which shows
  368. 16:58that the reading proficiency of college
  369. 17:01graduates we're talking about
  370. 17:03graduates can can I we all understand
  371. 17:06that we're talking about people who who
  372. 17:08who got the
  373. 17:10paper right reading literacy of college
  374. 17:13graduates has declined in the past
  375. 17:15decade with no obvious
  376. 17:18explanation it's appalling it's really
  377. 17:20astounding only 31% of college graduates
  378. 17:24can read a complex book and extrapolate
  379. 17:26from it that's not saying much for the
  380. 17:29remainder I means
  381. 17:3169% can't do
  382. 17:34that 69% of college graduates by the way
  383. 17:39anyone who works in human
  384. 17:42[Music]
  385. 17:43resources or any entrepreneurs out there
  386. 17:47who um have a business um where you've
  387. 17:51had to hire recent college
  388. 17:53graduates you know this you know that
  389. 17:57they're
  390. 17:57idiots they don't know anything they
  391. 18:00have no work ethic most of them have
  392. 18:02never had a job they know virtually
  393. 18:06nothing and you've got to teach them
  394. 18:08everything okay and when you look at the
  395. 18:12things that employers out there want and
  396. 18:16are desperate to find right character
  397. 18:21competency a willingness to learn the
  398. 18:24ability to pick up tasks right and
  399. 18:27assimilate new information so so you
  400. 18:29look at all of these things that people
  401. 18:30out there are looking for none of them
  402. 18:33are Tau at
  403. 18:35College none of them not one of them
  404. 18:41okay well let's look at this time frame
  405. 18:45these four years and it's not any four
  406. 18:47years it's the four years from 18 to
  407. 18:4922 these are vital years in our careers
  408. 18:52at this time we start families at this
  409. 18:54time by the way we used to start
  410. 18:56families at this time um people are
  411. 18:58starting families way later than they
  412. 19:00ever had before and one of the main
  413. 19:02reasons is we've bought this lie that
  414. 19:05everybody has to have a college degree
  415. 19:07and by the way nowadays quite honestly
  416. 19:10we're almost at the point where we say
  417. 19:12everybody has to have a graduate
  418. 19:14degree
  419. 19:16right I I've had conversations with
  420. 19:18people you know well you know we're
  421. 19:20going to get married and you know and
  422. 19:23you know we've been together for five
  423. 19:24years and we you've been together for
  424. 19:26five years when you going to get married
  425. 19:28next week no we're going to get married
  426. 19:30in you know
  427. 19:322018 what you what are you talking about
  428. 19:36well you know I'm in grad school right
  429. 19:37now and let's just stop talking you
  430. 19:39going to make me S let's just let's just
  431. 19:40not have this conversation
  432. 19:43anymore and so we're putting off
  433. 19:45marriage longer and longer and longer
  434. 19:50okay fertility rates are plummeting why
  435. 19:54because a lot of young women are taking
  436. 19:55their most fertile years and giving them
  437. 19:58to
  438. 20:02Academia you can't say Amen you to say
  439. 20:06ouch and then later on we supposed to
  440. 20:09just be able to turn it on and
  441. 20:10everything be no doesn't necessarily
  442. 20:13work like that
  443. 20:21okay and if we're not careful this is
  444. 20:23the period when we can limit our options
  445. 20:26how do we limit our
  446. 20:27options here's the problem with a lot of
  447. 20:30the degrees that people are getting
  448. 20:31today um because we look at the
  449. 20:34University as as more of a trade school
  450. 20:37now people go and get degrees that are
  451. 20:40highly specialized they come out of
  452. 20:42college with these highly specialized
  453. 20:44degrees and often times they're highly
  454. 20:46specialized degrees that everybody's
  455. 20:47going to get at the same time because
  456. 20:49the field is hot right now right and
  457. 20:51then you get out with this highly
  458. 20:53specialized degree and you can't find a
  459. 20:55job but you also can't go work in other
  460. 20:57Industries because your highly
  461. 20:59specialized degree didn't give you what
  462. 21:00you needed in order to be able to go to
  463. 21:02these other Industries right and it's a
  464. 21:05vicious cycle that goes round and round
  465. 21:09and round
  466. 21:14okay the money it's just too
  467. 21:18expensive um the economy is down but
  468. 21:22tuition is
  469. 21:24up families are going into
  470. 21:27debt to pay for school here's what's
  471. 21:30amazing um and this this this was
  472. 21:33amazing in the
  473. 21:34US a few years ago um if you know you
  474. 21:39remember the the the Big Gas crisis and
  475. 21:43gas prices were going through the roof
  476. 21:45and oil companies were very happy then
  477. 21:47not very happy now right um if you
  478. 21:50remember this several years ago when
  479. 21:52they introduced the the bag fee on the
  480. 21:56airlines youall remember this I I
  481. 21:58remember this I remember it we're going
  482. 22:01to charge you $25 per bag as a fuel
  483. 22:05surcharge because fuel was so expensive
  484. 22:08guess what fuel has gone down they still
  485. 22:11charge the back
  486. 22:13feet right they're making bigger profits
  487. 22:17than they ever have because fuel is
  488. 22:18cheaper than it's ever been and they
  489. 22:20still charge the bag fee but I'm not b
  490. 22:22um so during this time I remember you
  491. 22:26know the the price of gas gasoline was
  492. 22:29just climbing and climbing and climbing
  493. 22:32and there were people calling their
  494. 22:34Congressman there were marches in
  495. 22:36Washington DC because people are going
  496. 22:39these gas prices are just too high we've
  497. 22:43got to do something about it well
  498. 22:46tuition prices have increased more than
  499. 22:48fuel prices and nobody's marching over
  500. 22:51that you
  501. 22:53[Music]
  502. 22:55know nobody says a word
  503. 22:59please sir can I have some
  504. 23:02more they can charge us whatever they
  505. 23:05want to because they know they own
  506. 23:09us your selfworth is tied up in
  507. 23:15this I'll charge you whatever I want to
  508. 23:19and you'll pay it and if you can't pay
  509. 23:22it you'll do whatever you have to in
  510. 23:26order to get it
  511. 23:29because this is the altar at which you
  512. 23:31worship and it's a
  513. 23:33non-negotiable and We Know It And we
  514. 23:40know Luke 14 28-30 for which of you
  515. 23:44Desiring to build a tower does not first
  516. 23:46sit down and count the cost whether he
  517. 23:49has enough to complete it otherwise when
  518. 23:52he has laid a foundation and is not able
  519. 23:54to finish all who see it begin to mock
  520. 23:57him saying this this man began to build
  521. 24:00and was not able to finish it's
  522. 24:02interesting not only do you have young
  523. 24:03people putting off marriage um because
  524. 24:07you got to wait until you finish college
  525. 24:09but then you have young people putting
  526. 24:10off marriage because I've finished
  527. 24:12college and now I have huge amounts of
  528. 24:15debt so we've got to do something about
  529. 24:17this debt before we can afford to get
  530. 24:24married meet to Joneses
  531. 24:28they're members of your local
  532. 24:30church they show up one Sunday with a
  533. 24:34brand new
  534. 24:35car it's $100,000
  535. 24:39mercedesbenz they financed 90% of
  536. 24:44them what do you
  537. 24:46say more important than what do you say
  538. 24:49what do you
  539. 24:50think what do you think I mean come on
  540. 24:52now let's be honest I mean the Jones are
  541. 24:54not rich people right they're just kind
  542. 24:57of your average Church members and they
  543. 24:59show up next Sunday they got this
  544. 25:00$100,000
  545. 25:02mercedesbenz they financed 90% of it
  546. 25:05they went in $90,000 of debt over this
  547. 25:08car and you're going what is wrong with
  548. 25:13you what if instead of they showed up
  549. 25:16Sunday with a new car they showed up
  550. 25:18with a in
  551. 25:20tuition wasn't $100,000 Mercedes-Benz
  552. 25:23but it was $100,000 State School degree
  553. 25:26they didn't Finance 90% of it they find
  554. 25:28that's 100% of
  555. 25:30it we wouldn't
  556. 25:34blink we wouldn't
  557. 25:40blink and the fact of the matter is 10
  558. 25:42years from now they could probably get
  559. 25:44more out of the
  560. 25:47car than I of to created pay
  561. 25:50for If we're
  562. 25:51honest especially depending on what was
  563. 25:55studied
  564. 25:59young
  565. 26:00families delaying marriage starting off
  566. 26:03in
  567. 26:05debt college debt has risen to over 800
  568. 26:09billion in the US and now exceeds credit
  569. 26:13card and auto loan debt
  570. 26:18combined the rise of private student
  571. 26:21lending closely parallels the subprime
  572. 26:25mortgage boom which went from 8% % of
  573. 26:29loan origination in 2003 to 20% in 2006
  574. 26:32you heard about the big housing crisis
  575. 26:35the big housing bubble
  576. 26:37right for the housing meltdown s that
  577. 26:41mortgage sector over the
  578. 26:43cliff private student loans resemble
  579. 26:46subprime mortgages in other
  580. 26:49ways as Banks and Brokers did with
  581. 26:52subprime Home Loans colleges and the
  582. 26:56lenders in the host with them commonly
  583. 26:58Market private student loans alongside
  584. 27:00lower cost Alternatives blurring the
  585. 27:03difference so look at these two the
  586. 27:06housing bubble and the college bubble
  587. 27:07what happened easy access to low
  588. 27:09interest interest government
  589. 27:12loans that was one of the main
  590. 27:14precipitating factor in the mortgage
  591. 27:16meltdown what do we have in
  592. 27:18college college loans are even easier to
  593. 27:23get the sub Pride mortgage at least you
  594. 27:26had to fill out application to show you
  595. 27:27had to you had a job right you had to
  596. 27:31show that you had a certain amount of
  597. 27:32income to get a college
  598. 27:35loan not only can you not show that you
  599. 27:37have a job but the very nature of the
  600. 27:40loan requires that you don't have a
  601. 27:43job and you don't even have to show that
  602. 27:46they're loaning you money for a degree
  603. 27:48that is going to allow you to be able to
  604. 27:49pay it back they don't
  605. 27:52care they don't
  606. 27:55care housing prices Rose
  607. 27:58as easy government money flooded the
  608. 28:00market it's very important to understand
  609. 28:02that what happened was you know the it
  610. 28:06became easier to get a a home loan so
  611. 28:09there were more houses being sold so the
  612. 28:11price of houses went up folks the same
  613. 28:14thing is happening with college
  614. 28:16tuition it's interesting the more
  615. 28:19government money there is the higher the
  616. 28:22prices
  617. 28:23rise and so we're all excited that the
  618. 28:26government you know is now stepping in
  619. 28:28and lending people money for college
  620. 28:30when the fact of the matter is that
  621. 28:32makes the product more
  622. 28:34expensive it's completely out of whack
  623. 28:37now the cost benefit analysis doesn't
  624. 28:39work a college degree is not worth the
  625. 28:42cost
  626. 28:44anymore and it's only going to get more
  627. 28:46out of that and people are not going to
  628. 28:48walk away from it which is why it's
  629. 28:51going to continue to get
  630. 28:54crazy lacking honest input 3/4 of high
  631. 28:57school schoolers still seek to go on to
  632. 29:00college many deluded about the financial
  633. 29:02Prospect it holds part of the drive is
  634. 29:05the idea that it pays we need somebody
  635. 29:08making more realistic statements about
  636. 29:11the risks again fors
  637. 29:16magazine and then the whole idea of the
  638. 29:19cost benefit analysis just doesn't
  639. 29:24work next college is not for everyone
  640. 29:31not everyone has the academic ability to
  641. 29:32go to college
  642. 29:36now unfortunately what we've
  643. 29:39done is we've lowered the standard so
  644. 29:43that we can get more people into college
  645. 29:46people who have no business in college
  646. 29:47who are going to
  647. 29:49college I'm listen to this from USA
  648. 29:51Today of the 12 California state
  649. 29:54colleges state university colleges 60%
  650. 29:57of the the students need remediation a
  651. 30:00Florida study shows at least 70% of
  652. 30:02recent high school graduates need
  653. 30:03remedial courses when they enter
  654. 30:05Community College in other words they
  655. 30:07need to learn material they should have
  656. 30:09mastered in public high school but did
  657. 30:12not costing an extra $59 million per
  658. 30:15year
  659. 30:17now we're going to start a university
  660. 30:19right so you all are going to be my
  661. 30:22Board of Trustees okay so I'm coming
  662. 30:25before you as my Board of Trustees and
  663. 30:26I'm making a recommendation
  664. 30:28here's my recommendation um we've got X
  665. 30:31number of students right and that's
  666. 30:33great tuition is coming in we're all
  667. 30:35making money and that's good I would
  668. 30:38like to bring even more students in to
  669. 30:42the university well as a responsible
  670. 30:45Board of Trustees you're going to ask me
  671. 30:47say wait a minute are are there more
  672. 30:49students who are qualified to come to
  673. 30:50our University NOP no they're not um in
  674. 30:52fact these students wouldn't pass our
  675. 30:55current entrance requirements well my
  676. 30:57response Bo of Trustees would probably
  677. 30:59object right no we're not going to do
  678. 31:01that you have to lower the entire
  679. 31:03standard of the no no wait a minute time
  680. 31:05out okay these students are going to
  681. 31:08come in il equipped and we're going to
  682. 31:10offer them remedial courses to bring
  683. 31:13them up to speed which means that
  684. 31:16instead of graduating in four years it's
  685. 31:18going to take in five and they're going
  686. 31:20to pay us full tuition for the remedial
  687. 31:24courses which means we get to suck
  688. 31:26another year tuition
  689. 31:28out of these unqualified
  690. 31:30students will make
  691. 31:35millions and that's exactly what they
  692. 31:39do exactly what they do and then they
  693. 31:42come back to next year and it's like
  694. 31:44okay these people are coming but they're
  695. 31:45not staying here 5 years they're
  696. 31:47flunking out that's okay here's a list
  697. 31:50of degrees that we can now offer that
  698. 31:54these students could actually stay in
  699. 31:56and complete over the course of their
  700. 31:59five
  701. 32:01years do you see how this works
  702. 32:04folks and so the worthless degrees
  703. 32:07continue to
  704. 32:08proliferate because it
  705. 32:12pays because we've first sold the idea
  706. 32:16that everyone has to go to
  707. 32:20college
  708. 32:23everyone secondly some people are better
  709. 32:26suited for non- colge
  710. 32:29trades some people are better suited for
  711. 32:32non- col
  712. 32:34trades um it's interesting for our 10th
  713. 32:38anniversary U my my wife bought me a a
  714. 32:41lovely watch a lovely time piece it was
  715. 32:44not this watch it's a really nice watch
  716. 32:46and it's one these automatic watches and
  717. 32:48you know the automatic time movement
  718. 32:49it's beautiful beautiful watch and so
  719. 32:53it's one of the watches that every once
  720. 32:55in a while you have to take them in they
  721. 32:56have to be serviced you know
  722. 32:58and
  723. 33:00um we would take it to this Jeweler he
  724. 33:03would service the watch and he had this
  725. 33:05deal that said you know certified Rolex
  726. 33:08technician whatever to watch is not a
  727. 33:10Rolex um I wish
  728. 33:13was we got anniversary coming up though
  729. 33:15so maybe okay um so so I just asked him
  730. 33:20about that and he said you know it's
  731. 33:23real interesting it's just the tools
  732. 33:25that I have to have to work on these
  733. 33:27watches um is worth about
  734. 33:30$40,000 but man that's that must be a
  735. 33:33tough field to get into he goes no
  736. 33:35actually right now it's not there aren't
  737. 33:38enough watch technicians everybody wants
  738. 33:40to go to college so Rolex at that time
  739. 33:43was giving away the
  740. 33:47tools if you just if you just if you
  741. 33:50just go right and enter into the trade
  742. 33:53and be taught an apprentice they were
  743. 33:55giving away the tools
  744. 33:58because they can't find people to do
  745. 34:02this
  746. 34:03work there are a lot of trads out there
  747. 34:06like that where you just can't find
  748. 34:09people to do the work because they're
  749. 34:11all off going into debt for some
  750. 34:15non-degree because somehow we just don't
  751. 34:18think that it's honorable to work in the
  752. 34:20trades
  753. 34:22anymore many non- col trades are in
  754. 34:25desperate need because of it I had this
  755. 34:27picture My Mind of a commercial you know
  756. 34:29it's a commercial for for this message
  757. 34:32um and the commercial for this message
  758. 34:35would be something like this there would
  759. 34:37be this this this couple at home and
  760. 34:40they would be talking about you know
  761. 34:41their kid going to college and they
  762. 34:43would obviously be having a disagreement
  763. 34:45about whether or not the kid needs to go
  764. 34:46to college and you know the one parent
  765. 34:50you know is saying well you know it's
  766. 34:52really not necessary to go to college
  767. 34:53there are other things that they can do
  768. 34:54there are trades and the other parent is
  769. 34:57saying if they don't have a college
  770. 34:59they're not going to be able to to to
  771. 35:01provide for themselves they're not going
  772. 35:03to be able to get a good job they're not
  773. 35:04going to be able but during this
  774. 35:06commercial what's going to happen is the
  775. 35:09one who says that you got to go to
  776. 35:11college is going to be writing checks
  777. 35:13and the carpenter who just did the
  778. 35:15remodel on their kitchen who didn't go
  779. 35:17to college gets a fat check right the
  780. 35:21guy who put in their swimming pool who
  781. 35:23didn't go to college he gets a fat check
  782. 35:26the electrician who comes to do the
  783. 35:29electrical work he gets a fat check all
  784. 35:32the while this person who's writing fat
  785. 35:34checks to people who didn't go to
  786. 35:35college and make a good honorable living
  787. 35:39is saying you just can't do
  788. 35:45it fact of the matter is you
  789. 35:48can and people
  790. 35:50do and there are a lot of honorable
  791. 35:53trades out there that also happened to
  792. 35:56be lucrative and we don't even think
  793. 35:58about it anymore why because our
  794. 36:02selfworth is tied up in that piece of
  795. 36:06paper we don't care about the kid we
  796. 36:10don't care about their future we care
  797. 36:13about our
  798. 36:15reputation and we just wouldn't be able
  799. 36:17to Puff our chest out with pride if they
  800. 36:21did some non College train
  801. 36:28well what about my
  802. 36:31kid analyze gifts talents and abilities
  803. 36:35okay that's Proverbs
  804. 36:39226 train a child the way should go when
  805. 36:42he's older will not depart from it it's
  806. 36:44interesting um that that that word the
  807. 36:47way he should go is his
  808. 36:49bent according to his
  809. 36:54bent analyze desires and calling
  810. 36:59asking college is
  811. 37:02necessary we're not doing that we're not
  812. 37:05asking if it's necessary we just assume
  813. 37:08that that's the next step it's the 13th
  814. 37:12grade right it's the 13th
  815. 37:17grade seek the
  816. 37:21Lord do those
  817. 37:23steps finally most universities are
  818. 37:27philosophic Al antagonistic
  819. 37:30Christianity this one amaz it amazes me
  820. 37:32that we have to even talk about this one
  821. 37:35in hom School
  822. 37:36circles because ultimately what we see
  823. 37:39and this is another thing that surprised
  824. 37:41me um when I when I entered into homes
  825. 37:43School world and started going to
  826. 37:44homeschool conferences and then started
  827. 37:45speaking at hes School conferences and
  828. 37:47meting people at homes School
  829. 37:48conferences there were a number of
  830. 37:49things that shocked me one of the things
  831. 37:52that shocked me was the people who were
  832. 37:55like you know no there's no way I'm
  833. 37:56sending my kid down to you know to that
  834. 37:59high school and you know I'm never put
  835. 38:01them in that environment and you know
  836. 38:03they need to learn this and you know
  837. 38:05Jesus the center of education and
  838. 38:08Christian education and biblical
  839. 38:09worldview and they finish and then they
  840. 38:13send the fatted calf off to the State
  841. 38:19University not because that State
  842. 38:22University happens to be the only place
  843. 38:25that offers the particular degree that's
  844. 38:26getting no you can get that degree
  845. 38:29anywhere anywhere but they send them off
  846. 38:32to the Godless
  847. 38:34University instead of finding someplace
  848. 38:37where you can
  849. 38:39continue to treat education like Christ
  850. 38:43is Lord of
  851. 38:45all that just it amazed me and there was
  852. 38:47no there were no qualms about it what do
  853. 38:51you what do you mean of course that's
  854. 38:52what we do that's what you that's what
  855. 38:54you it's not what we do
  856. 38:58wait a minute these principles about
  857. 39:00education they they carry over Beyond
  858. 39:0518 yeah actually they
  859. 39:07do they
  860. 39:11do these enemies of God who are they
  861. 39:13well
  862. 39:14professors right we looked at some of
  863. 39:17these passages on
  864. 39:19yesterday Psalm 111 blessed a man who
  865. 39:21does not walk in the counsil of the
  866. 39:23wicked stand in the way of Sinners sit
  867. 39:26in the SE of scoffers but his Delight is
  868. 39:29in the law of the Lord and on his law he
  869. 39:31meditates day and night does that no
  870. 39:33longer become true when you reach
  871. 39:35College
  872. 39:39Age The Fool says in his heart there is
  873. 39:42no God they are corrupt they do
  874. 39:43abominable Deeds there is none who does
  875. 39:46good that sounds like a University
  876. 39:47campus to
  877. 39:50me deciple is not above his teacher but
  878. 39:52everyone when he is fully trained will
  879. 39:54be like his
  880. 39:56teacher are those are the people that we
  881. 39:58want discipling our children even when
  882. 40:01they're adults um priorities which are
  883. 40:05enemies of God not just people but
  884. 40:09priorities again Romans 12:2 do not be
  885. 40:12conformed to this world but be
  886. 40:14transformed by the renewal of your mind
  887. 40:16that by testing you may discern what is
  888. 40:18the will of God what is good and
  889. 40:20acceptable and
  890. 40:22perfect programs there are programs out
  891. 40:25there
  892. 40:28that are absolutely opposed to God his
  893. 40:32kingdom and his
  894. 40:34truth psychology for
  895. 40:37example the very fundamentals of
  896. 40:40psychology are
  897. 40:41anti-christian right and the interesting
  898. 40:44thing is you have people who recognize
  899. 40:47this and so they want to redeem
  900. 40:49psychology so they go to the state
  901. 40:50school where they're going to be taught
  902. 40:52Psychology from an anti-christian
  903. 40:55perspective so that they can get the
  904. 40:57degree
  905. 40:57and then go practice what they haven't
  906. 40:59been
  907. 41:03taught how's that working for
  908. 41:06you and ultimately what they end up
  909. 41:08being is
  910. 41:09psychologists who happen to be Christian
  911. 41:11who do the same thing that the
  912. 41:12non-Christian psychologists do they just
  913. 41:15pray before and
  914. 41:23after are the
  915. 41:25pupils who are whoever walks with the
  916. 41:27wise becomes wise but the companion of
  917. 41:29fools will suffer harm listen to this
  918. 41:33from Richard Bard this is the
  919. 41:34sanctification of your studies when they
  920. 41:36are devoted to God and when he is the
  921. 41:38end the object and the life of them all
  922. 41:41so here's the question what if College
  923. 41:43gears for my
  924. 41:45care what do I
  925. 41:47do um do it as quickly as
  926. 41:51possible make the most of the time
  927. 41:53because the days are evil Paul says in
  928. 41:55Ephesians right do it as quickly as
  929. 41:57possible
  930. 41:59don't linger all
  931. 42:02right do it as inexpensively as
  932. 42:06possible be a good
  933. 42:09Steward do it as safely as
  934. 42:12possible okay do it as safely as
  935. 42:16possible these are the principles that
  936. 42:18we follow okay no matter who we are no
  937. 42:22matter what our child is going to end up
  938. 42:24studying these are the principles that
  939. 42:26we follow
  940. 42:28what are some options um some options
  941. 42:31like one option uh is college plus you
  942. 42:34guys heard of college plus okay um you
  943. 42:39can use College plus get a fully
  944. 42:42accredited degree never step on a
  945. 42:43college campus between 1 and A2 and 2
  946. 42:45and 1/2 years somewhere around 20,000 us
  947. 42:50total okay um one of our children did
  948. 42:55did this um online degree
  949. 42:57there are ways that you can that you can
  950. 42:59study online um and that saves you often
  951. 43:03saves you a lot of money it often saves
  952. 43:05you a lot of time and it's often a lot
  953. 43:07safer to do it that way um combination
  954. 43:10of uh distance learning and other types
  955. 43:13of of distance learning and a
  956. 43:15combination of distance learning and
  957. 43:16Campus Learning what I mean by that well
  958. 43:19College plus uses a lot of testing that
  959. 43:23you can do to test out of certain
  960. 43:24classes okay um but let's say that you
  961. 43:27were going to do a Degree in
  962. 43:29Aeronautical Engineering and you can get
  963. 43:31into you know whatever this the best
  964. 43:34Aeronautical Engineering School that you
  965. 43:36can think of um okay fine go there and
  966. 43:40do your classes in Aeronautical
  967. 43:42Engineering but don't go there and do
  968. 43:45psychology why why would you do that do
  969. 43:48that stuff through distance learning or
  970. 43:52through KP test Dante test whatever so
  971. 43:54that when you show up on campus if you
  972. 43:57have to go to you know a a a such a
  973. 44:01campus when you show up you show up
  974. 44:03toward the end only taking classes in
  975. 44:05your major not those classes with the
  976. 44:08philosophical underpinings
  977. 44:11right again as quickly as possible as
  978. 44:14inexpensively as possible as safely as
  979. 44:16possible there are a lot of ways to get
  980. 44:19this done all
  981. 44:21right I'm not here to tell you that
  982. 44:24nobody should do
  983. 44:25it again that would be
  984. 44:28ridiculous I'm Dean at the University I
  985. 44:31wouldn't tell you that okay I'm not
  986. 44:33telling you that nobody should do it but
  987. 44:35I am telling you that if you're going to
  988. 44:36do it number one you need to make sure
  989. 44:39that you're doing it because you have
  990. 44:41determined that for this child in
  991. 44:43particular this is the best
  992. 44:49path it might not be don't assume that
  993. 44:52it is okay and if you've made that
  994. 44:55determination do it as quickly as you
  995. 44:56can can as inexpensively as you can and
  996. 45:00as safely as you can and there are a
  997. 45:02variety of different tools out there
  998. 45:04that you can use in order to accomplish
  999. 45:07this but this whole idea that we just
  1000. 45:10walk through life like lemings and we
  1001. 45:13educate our children and then we just
  1002. 45:15sit them off to you know whatever you no
  1003. 45:18we can't do that we can't do that
  1004. 45:21anymore
  1005. 45:22okay all right we've got like 5 minutes
  1006. 45:29questions that I can answer
  1007. 45:31quickly or whatever they are I can
  1008. 45:33answer them
  1009. 45:36quickly
  1010. 45:41anybody no
  1011. 45:45questions
  1012. 45:47none yeah must have
  1013. 45:52huh yes there's some online
  1014. 45:59get probably aren't too good either is
  1015. 46:02that
  1016. 46:03correct the question is aren't there
  1017. 46:06online degrees that you can get that
  1018. 46:08probably aren't too good either yeah
  1019. 46:09there are you can still get you so you
  1020. 46:11can still go to the worthless degree
  1021. 46:13route but then you do it online and then
  1022. 46:15you it's still a worthless degree um and
  1023. 46:18that's why you know I said the
  1024. 46:21assessment has to take place first we
  1025. 46:23can't we don't just do this just for the
  1026. 46:26sake think of doing it you know um and
  1027. 46:29and yeah we make we need to make sure
  1028. 46:31that we're being good
  1029. 46:33stewards and that's just not good
  1030. 46:39stewardship with even like Christian
  1031. 46:43institutions more
  1032. 46:46Lial what like what kind of jig do you
  1033. 46:49think we need to Chris sending our
  1034. 46:51school kids off to Christian Schools
  1035. 46:54yeah the question is about Christian
  1036. 46:56schools and then become liberalized or
  1037. 46:57and secularized and what kind of due
  1038. 47:00diligence do we need to do um before
  1039. 47:02sending our children there it's a great
  1040. 47:03question because one of the one of the
  1041. 47:05most dangerous things that you can do is
  1042. 47:09just
  1043. 47:10assume that hey this is a Christian
  1044. 47:13school it's a safe place uh cuz the fact
  1045. 47:16of the matter is for example the
  1046. 47:18overwhelming majority of Christian
  1047. 47:21schools in their psychology faculty they
  1048. 47:23have people who are just like what I
  1049. 47:25described they went to secular
  1050. 47:27institutions and got psychology degrees
  1051. 47:31and were discipled and inundated with a
  1052. 47:34view of psychology that was antithetical
  1053. 47:36to biblical Christianity but they
  1054. 47:38happened to be members of a church they
  1055. 47:40happen to know Jesus as Savior and Lord
  1056. 47:42and so now they go to the Christian
  1057. 47:43School to teach psychology there but all
  1058. 47:46they know is the version that they've
  1059. 47:48been taught so you're getting the same
  1060. 47:50thing that you would get over at the
  1061. 47:52state school these people don't even
  1062. 47:53have a concept of teaching this uh from
  1063. 47:56from a Biblical perspective or a
  1064. 47:57Biblical worldview um so you would
  1065. 48:00really need to um ask questions like
  1066. 48:04that how do you incorporate your
  1067. 48:06convictions and your theological
  1068. 48:09convictions in your various degree
  1069. 48:12programs right um I do want to talk to
  1070. 48:15you about your professors in in Bible
  1071. 48:18and Theology and all that stuff right
  1072. 48:21but but I really want to talk to you
  1073. 48:23about the guy who teaches
  1074. 48:25biology that that's what that's what I
  1075. 48:27want to know about okay cuz you can have
  1076. 48:30wonderful faculty over here teaching you
  1077. 48:33know um New Testament survey and Old
  1078. 48:36Testament survey and then the guy in the
  1079. 48:38biology class you know is from the gyu
  1080. 48:41by way of the zoo right um so we do we
  1081. 48:46have to do our due diligence and and we
  1082. 48:48have to ask those questions as a Dean at
  1083. 48:51a Christian University um who's trying
  1084. 48:55you know we're try we're still trying to
  1085. 48:57to finish up our faculty it's very
  1086. 49:00difficult to find Christian faculty in
  1087. 49:04certain disciplines it's n unto
  1088. 49:07impossible to find Christian faculty in
  1089. 49:10certain disciplines that know how to
  1090. 49:12apply their Christianity to their
  1091. 49:14discipline okay cuz it's just not being
  1092. 49:17done you know um so
  1093. 49:25[Music]
  1094. 49:27all right thank you
  1095. 49:31[Applause]

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