YT YouTube2Text

YouTube2Text → Transcripts → My Mother In Law Was Draining Our Joint Account Behind My Back So I Threw My Husband's Family Out...

My Mother In Law Was Draining Our Joint Account Behind My Back So I Threw My Husband's Family Out... — Transcript

by Patient Revenge Stories · 4,148 words · 660 segments · language en · Watch on YouTube

Open in transcriber Summarize with AI Download SRT/VTT

Full transcript

0:00The day I changed the locks, my mother
0:02in law stood on my front porch in a
0:03cashmere wrap I had paid for and told me
0:06I was tearing the family apart. I want
0:08to tell this slowly because it did not
0:10happen fast. It happened over almost a
0:12year, one small withdrawal at a time
0:14while I smiled and passed the mashed
0:16potatoes.
0:17If you've got a moment, drop the name of
0:19your town in the comments. I read them
0:21all and I love seeing where you are.
0:24My name is Amanda Elliott. I was 34
0:26years old and I had spent 6 years
0:28believing that being generous was the
0:29best thing about me. My husband, Hunter
0:31Elliott, used to say I had a soft heart.
0:34He said it like a compliment. I took it
0:36like one.
0:37Hunter's mother, Deborah Elliott, lived
0:3920 minutes away in the same four-bedroom
0:41colonial where he grew up. Hunter's
0:43younger sister, Jordan Elliott, was
0:45always between jobs or between
0:46apartments or between boyfriends. His
0:48older brother, Cole Elliott, always had
0:51an emergency, a transmission, a
0:53landlord, a guy who would totally pay
0:55him back Friday.
0:57And I helped. When Deborah's insurance
0:59wouldn't cover a procedure, I sent her
1:01$1,200. When Jordan wanted to take a
1:03medical coding course, I paid the
1:05tuition. When Cole's truck died on the
1:07interstate, I covered the repair. I
1:09never asked for any of it back. Hunter
1:11would kiss my forehead and say, "You're
1:13incredible, Mandy. My family will never
1:15forget this."
1:17I believed him. That's the part that
1:18still sting.
1:20I should explain the money because it
1:21matters. I run the billing side of a
1:23regional health care practice and I've
1:26done well.
1:27Before we married, my grandmother,
1:28Bonnie Fisher, passed away and left me a
1:30little over $200,000.
1:33I used most of it as the down payment on
1:35our house, a brick ranch with a big
1:37maple in the front yard. Hunter works in
1:39sales for a heating and air company. He
1:41makes a decent living, but I had always
1:43carried more of the weight. We kept a
1:45joint checking account for the mortgage,
1:47utilities, and groceries. Everything
1:49else, my savings and my retirement, I
1:51kept in my own name. That one habit,
1:53which my grandmother drilled into me,
1:55turned out to matter more than anything.
1:58It started small, $20, 50, A hundred
2:01here and there, always a few days apart.
2:03I assumed Hunter was helping his family
2:05and didn't want to bother me with it. I
2:07even felt a little proud, honestly. Look
2:09at us, I thought. Look at what we can do
2:10for people.
2:12Then one Friday morning in March, my
2:14phone buzzed with a bank alert. A
2:16purchase of $1,850.
2:18I didn't recognize the merchant.
2:20I called the bank from the break room at
2:22work, standing next to the coffee
2:24machine, and the representative told me
2:26it was an online furniture retailer. I
2:28called Hunter right away.
2:30Did you buy furniture?
2:32There was a pause, too long a pause.
2:34It's for Mom. She needed a new bedroom
2:36set.
2:37Her bedroom set was fine. I was just
2:39there at Christmas.
2:41It was old, Amanda. He only calls me
2:43Amanda when he's irritated. You could
2:44have just said, "Okay. It's furniture."
2:47I let it go, but I carried it around all
2:49day like a stone in my shoe.
2:51Over the next few weeks, more charges
2:52came. $740,
2:55320, 1,100. Every time I asked, Hunter
2:58had a new explanation. Groceries for his
3:00mom, her prescriptions, a plumber,
3:03something with the gutters. I started
3:05writing everything down in a notebook I
3:06kept in my nightstand, like some kind of
3:09detective in my own marriage. By the end
3:11of April, more than $5,000 had left our
3:14joint account.
3:15I confronted him at the kitchen island
3:17on a Sunday night. I kept my voice low
3:19and calm. I had practiced.
3:21Hunter, I need to understand where our
3:23money is going.
3:25He set down his fork. Why are you
3:26tracking everything I do?
3:28Because it's our money.
3:31My family needed help.
3:33Then why didn't you tell me? I've never
3:34said no to your family, not once.
3:37He pushed back from the counter. So
3:39what? Now I have to explain every dollar
3:41I spend.
3:42No. I looked straight at him. I just
3:44want you to stop spending our money
3:46without asking me.
3:47He walked out of the kitchen. I heard
3:49the garage door. I told myself that was
3:51the end of it.
3:53It was not.
3:54Two weeks later, Deborah invited us to
3:57dinner. She made her pot roast, the one
3:59Hunter loves. And when we walked through
4:01the house, I stopped in her bedroom
4:02doorway because there was a new bedroom
4:04set in there. A gorgeous sleigh bed, a
4:07matching dresser, the whole thing. But
4:09it was cherry wood. The set on that bank
4:11statement had been white oak. I'd looked
4:13at the website. I'd looked at the
4:15picture. "Deborah, this is beautiful. Is
4:18this the one Hunter bought?"
4:19She smiled at me sweet as pie. "Oh,
4:21honey, that was paid for ages ago."
4:23I turned and looked at Hunter. He was
4:26suddenly very interested in the carpet.
4:28I did not sleep that night. I lay there
4:31listening to him breathe and thinking,
4:32"If that wasn't the furniture, then
4:34where did $1,850 go?" The next morning,
4:38after Hunter left for work, I sat at the
4:40kitchen table with my laptop and went
4:42through the statements again, line by
4:44line. And this time I saw what I'd
4:46missed. There were transfers, small ones
4:49at first, going out through a payment
4:50app to an account under Jordan's name.
4:53I called her on my lunch break. I tried
4:55to sound casual. "Hey, did Hunter send
4:57you money lately?" She hesitated. I
4:59could hear a television in the
5:00background. "Why?"
5:02"I'm looking at our statements."
5:04Silence. Then she lowered her voice
5:06almost to a whisper. "Amanda, you really
5:09need to talk to your husband."
5:10"What does that mean?"
5:12"I shouldn't say anything."
5:15"Jordan."
5:16I heard her exhale. "Your mother-in-law
5:19has been using your money."
5:20I sat down on the curb outside the
5:22building. "For what?" "I don't know all
5:24of it, I swear." She was crying a little
5:26now, "but some of it goes to Cole. He
5:28owes people, Amanda. Real people, not
5:30friends."
5:31"How much?"
5:33"I don't know. I really don't. Please
5:35don't tell them I said anything." I hung
5:37up and sat there with the sun on my
5:39face, feeling like someone had pulled
5:41the floor out from under me.
5:43That night, after Hunter fell asleep in
5:45front of the television, I went into the
5:47spare room and opened every statement
5:49for the last 6 months. I printed them. I
5:51highlighted them. I stacked them in
5:53order on the carpet. The total came to
5:56just under $23,000.
5:58None of it was medical. None of it was
6:00groceries or gutters or emergencies. It
6:03was department store charges, restaurant
6:05tabs, a spa package, a weekend at a lake
6:07resort, payments to a collections agency
6:09with Cole's name in the memo line. My
6:12husband had told me his mother was
6:13drowning, and she had been buying
6:14cashmere.
6:16I was still sitting on that floor when
6:17the shared tablet on the desk lit up
6:19with an email notification. A
6:20reservation confirmation from a luxury
6:22hotel downtown. Four nights, private
6:25suite, spa credit included. Guest name,
6:27Deborah Elliott. Paid in full with the
6:29card tied to our joint account.
6:32I heard the couch creak in the living
6:33room. I heard Hunter shuffle down the
6:35hall, rubbing his eyes like always.
6:38When he walked into the doorway of the
6:39spare room and saw the paper spread
6:41across the floor and the tablet in my
6:43hand, he didn't look surprised. That was
6:46the moment that broke something in me.
6:48He didn't look like a man who had just
6:49found out something terrible. He looked
6:52like a man who had just been caught.
6:54"Where is your mother going this
6:55weekend?" I asked.
6:57"What? The hotel?" His face drained.
6:59"Amanda, it's complicated."
7:01"No." I stood up. "It really isn't."
7:03"You're blowing this out of proportion."
7:06"Twenty-three thousand dollars, Hunter."
7:09He swallowed. "I was going to put it
7:10back."
7:11"When?"
7:13"I don't know. Soon."
7:15"Were you going to tell me?"
7:18"Yes."
7:19"When?"
7:20He had no answer. I stepped closer. "Did
7:23you know about the hotel?"
7:24"Yes."
7:26"The shopping?"
7:27"Yes."
7:28"Did you know your mother was paying
7:30Cole's debts with my paycheck?"
7:32He stared at the wall. That silence told
7:34me everything.
7:36"How long?" My voice cracked on it. He
7:38finally looked at me. "Almost a year."
7:41"A year?" For a year, my husband had sat
7:43across from me at dinner and asked about
7:45my day while his family spent my money
7:47and he helped them do it.
7:49I went to the bedroom and packed a bag.
7:51My laptop, my passport, the folder with
7:53my grandmother's estate papers. Hunter
7:55followed me down the hall. "Where are
7:57you going?"
7:58"My sister's."
8:00"Don't do this."
8:01"I trusted you."
8:03He reached for my arm. I pulled it back.
8:06"You don't get to touch me while you're
8:07lying to me.
8:08He looked hurt. I felt nothing close to
8:10sorry.
8:11My sister Caitlin let me in at 10:00 at
8:13night, took one look at my face, and put
8:16a glass of wine in my hand without a
8:17word. We stayed up until 2:00. In the
8:19morning, I drove to my bank. I moved my
8:21personal savings out of anything Hunter
8:23could touch, changed every password, and
8:26shut down every card tied to the joint
8:27account. Then I called an attorney, a
8:30calm, silver-haired man named Douglas
8:32Nelson, who had handled my grandmother's
8:34estate. I told him I needed to know
8:36exactly what was mine.
8:38He called me back that afternoon, and
8:39his voice was careful. "Amanda, has
8:42Hunter ever talked to you about
8:43refinancing the house?"
8:45Never.
8:46"Well, he's been talking to a lender
8:48about a cash-out refinance. The house
8:50was bought with your inheritance, so he
8:52wouldn't be able to do it alone, but
8:54somebody was clearly exploring it."
8:57I closed my eyes. Hunter wasn't only
8:59spending my money, he was looking at my
9:01home like another account to drain.
9:03That night, a text lit up my phone.
9:05"Deborah, we need to talk. Family
9:07business belongs inside the family." 10
9:09minutes later, another one. "You are
9:10humiliating Hunter."
9:12I typed one sentence and hit send. "You
9:14have until tomorrow morning to collect
9:16everything you've left at my house."
9:18She called immediately. I didn't pick
9:20up. Then Hunter called, and I did.
9:23"What are you doing?"
9:24"Ending this."
9:26"You can't throw my mother out of the
9:28house."
9:29"Watch me. She's been using my money."
9:31"She didn't know it was a problem."
9:34"Then why did she hide the purchases?"
9:36He had nothing for that, so I kept
9:38going. "And why did you help her?"
9:40"She needed help, Amanda."
9:42"No, you all needed somebody easy."
9:45His voice went hard. "You're my wife."
9:47"And that doesn't mean you own me."
9:50I didn't go back to the house until the
9:51next morning, when I came with Caitlin
9:53and a folder of statements. Deborah's
9:55Buick was already parked in my driveway.
9:58She had the key, which I'd given her
9:59years earlier for emergencies. She,
10:02Jordan, and Cole were standing in my
10:04living room like they owned it, with
10:05Hunter hovering near the fireplace.
10:08Deborah looked at me like I was
10:09something she'd stepped in. You have
10:11become very disrespectful.
10:14You spent my money behind my back.
10:16That was family money.
10:18No. I set the folder on the coffee table
10:20and flipped it open. That was money I
10:22earned and money my grandmother left me.
10:25Cole laughed. He actually laughed.
10:27You're acting like 20 grand is some huge
10:29fortune.
10:30I looked at him for a long moment.
10:32You're right, it's not a fortune. His
10:34smile faded. I put my hand flat on the
10:36folder, but it's enough to show exactly
10:38who everybody in this room is.
10:40Jordan stared at her shoes. Deborah
10:42turned to her son, "Hunter, say
10:44something."
10:45I looked at my husband, too. I'll be
10:47honest, a small stupid part of me still
10:49hoped. I thought maybe he would finally
10:51stand up and say, "She's right."
10:53What he said was, "Mom, maybe give her
10:55some time."
10:56Something inside me went quiet. It
10:58wasn't the asking them to wait that
11:00hurt. It was that even now, with all of
11:02it spread out on the table, his first
11:04instinct was to protect them.
11:06I walked to the front door and opened
11:07it. Everybody out.
11:09"This is my son's house," Deborah said.
11:12No, Deborah, this is my house.
11:14Cole took a step toward me. "You can't
11:16just kick us out."
11:18I just did.
11:20Jordan quietly picked up her purse and
11:21slipped out. Cole muttered something and
11:24followed, but Deborah planted herself in
11:26the middle of my living room like a
11:27fence post.
11:28"I'm not going anywhere."
11:30So, I picked up my phone and called the
11:32non-emergency line. I said my name, my
11:34address, and that I had adults refusing
11:36to leave my private property. I stayed
11:38calm. I kept my eyes on her the whole
11:40time.
11:41Within 20 minutes, a patrol car pulled
11:43up. The officer was polite and tired. He
11:46asked whose name was on the deed. I
11:47showed him. He asked Deborah gently if
11:49she had a place to go.
11:51That did it. She snatched her handbag
11:53and her cashmere wrap, walked past me,
11:55and stopped on the porch.
11:57"You'll regret destroying this family."
11:59I didn't destroy it, Deborah. I held the
12:01door steady. You did.
12:03I shut it and turned the deadbolt. My
12:05hands shook for a full hour afterward.
12:07That afternoon, a locksmith changed
12:09every lock on the house, front, back,
12:11and garage door. Deborah's old key was
12:13worthless now, and I kept every new one
12:15myself.
12:16I wish I could say that was the worst of
12:18it. It wasn't.
12:20That evening, Douglas Nelson called
12:21again. Amanda, I need you sitting down.
12:24I sat on Caitlin's couch. Go ahead.
12:27Hunter recently signed a personal
12:28guarantee on a business loan, a line of
12:31credit for Cole's Detailing Company. The
12:33bank is claiming it's a joint
12:34obligation.
12:36Joint? What does that mean?
12:38He paused. Your name is on it as
12:40co-guarantor.
12:41I couldn't speak. Caitlin put her hand
12:43on my knee.
12:44I never signed anything, I finally said.
12:47I know, he said. I'd like you to come in
12:49tomorrow and look at it.
12:51In his office the next morning, he laid
12:52the pages in front of me. There it was,
12:54a signature at the bottom, Amanda R.
12:56Elliott. The loops of the A, the little
12:58slant at the end. It was almost perfect,
13:01but it wasn't mine. Whoever had copied
13:03it had been careful and also a little
13:04proud, because the R was too neat.
13:07Is this legal? I asked.
13:09It's forgery, Douglas said, and a notary
13:11stamp on it that we're going to look at
13:13very closely. We'll contest it
13:15immediately.
13:16I nodded. For the first time in weeks, I
13:19felt like I could breathe.
13:20Then he slid another set of papers
13:22across, text messages pulled from a
13:24shared family cloud account that Deborah
13:26had never realized Jordan could see. And
13:29Jordan, shaking, had finally printed
13:31them and dropped them off at Douglas's
13:32office.
13:34Deborah to Hunter, Once Amanda has
13:35covered enough of Cole's debt, she won't
13:37question the rest. She never does.
13:40Hunter to Deborah, She trusts me. I'll
13:42handle her.
13:43I read that last line three times. Then
13:45I put the paper down, folded my hands,
13:47and understood something with perfect
13:49clarity. I was done waiting for an
13:51apology. There was nothing left to save.
13:53I told Douglas to file for divorce.
13:56Hunter came to Caitlin's door that
13:57Friday night. He looked terrible,
13:59unshaven, wearing the same sweatshirt
14:01he'd had on for days. Amanda, please,
14:03can we talk?
14:05I stepped onto the porch and pulled the
14:06door shut behind me. My mother says you
14:09filed, he said.
14:10Yes.
14:11You're really doing this.
14:14Yes.
14:15He sat down the steps. I made mistakes.
14:18You made choices, I said, hundreds of
14:20them.
14:21He lowered his head. I love you.
14:23No, I shook my head slowly. You love
14:25what I gave you.
14:26I handed him the printout of the
14:28messages. He read it, and I watched all
14:30the color leave his face. Where did you
14:32get this?
14:33Your mother wasn't as careful as she
14:35thought.
14:36I can fix it. I'll pay you back every
14:38cent. I'll sell my truck.
14:40It won't be enough.
14:42I'll cut them off. I'll cut off my whole
14:44family.
14:45You should have done that before you
14:46forged my name.
14:48He started to cry then. I had only seen
14:51Hunter cry once, at his father's
14:52funeral. A part of me wanted to put a
14:54hand on his shoulder, but I thought of
14:56my grandmother and the lesson she used
14:58to repeat while she balanced her
15:00checkbook at her kitchen table.
15:02Compassion doesn't mean you have to pay
15:03for everything.
15:05Hunter, you need to go.
15:07Where am I supposed to go?
15:09I looked at him for a while. That's not
15:11my problem anymore.
15:13He stood and walked down the steps. At
15:15the bottom he turned. Do you hate me?
15:18No, I said. I just don't trust you.
15:20The divorce took 6 months. It was not
15:22clean. The bank's fraud department got
15:24involved once Douglas challenged the
15:26guarantee, and a handwriting examiner
15:28confirmed what I already knew. The
15:30notary had stamped the document without
15:32ever seeing me in the room, and she lost
15:34her commission. Cole's detailing company
15:37went under within weeks, and the lender
15:39came after the only guarantor it could
15:41actually find, which was Hunter.
15:43The final hearing was on a gray Tuesday
15:45in November. Divorce decree in the
15:47morning, plea and sentencing in the
15:49afternoon. Same courthouse, same
15:51elevator. Douglas had told me I didn't
15:53have to attend the second part. I went
15:55anyway. I wanted to hear it said out
15:56loud.
15:58Hunter sat at the defense table in a
15:59suit that hung off him. He had lost
16:01weight. He didn't turn around when I
16:02came in, but I saw his shoulders
16:04tighten. Deborah sat in the second row
16:06behind him in a plain navy coat, no
16:08cashmere. Cole sat beside her staring at
16:11his knees. Jordan sat alone at the far
16:13end of my side of the room, and she did
16:15not look at her family once.
16:17The judge was a heavy set woman with
16:19reading glasses on a chain and she did
16:21not hurry. She asked Hunter whether he
16:23understood that he was pleading guilty
16:25to forgery in the second degree. He said
16:27yes. She asked whether he had signed my
16:29name to the loan guarantee without my
16:31knowledge or consent.
16:33"Yes, your honor." he said. His voice
16:35cracked on the second word.
16:37"Why?"
16:38He was quiet a moment. "Because my
16:40mother and brother needed it and because
16:42I knew Amanda would say no."
16:44"So, you made sure she wouldn't be
16:45asked."
16:47He didn't answer. He didn't have to.
16:49The judge gave him two years of
16:50probation, a permanent felony record and
16:53full restitution with the amount
16:54garnished from his wages every pay
16:56period until it was paid. She added a
16:58line I will remember for the rest of my
17:00life.
17:01"Mr. Elliott, a marriage is not a line
17:03of credit. The person you were married
17:05to is not a resource. I hope you leave
17:07this room understanding the difference."
17:10Hunter nodded at the table. His company
17:12had already let him go.
17:13I was gathering my coat in the hallway
17:15when I heard heels behind me. Deborah.
17:18Her lawyer stood a few feet away holding
17:20a Manila envelope.
17:21"Amanda."
17:23I turned around. Up close, she looked 10
17:25years older than the woman who had stood
17:27on my porch in that rat.
17:29"I signed the settlement." she said.
17:31"The check clears Friday. The house
17:32closes next month."
17:34"I know. Douglas told me."
17:36Her jaw worked. "30 years I lived in
17:38that house."
17:40"I know that, too."
17:42"You could have let this go. You could
17:44have just let it go and we could have
17:45been a family."
17:47I thought about the pot roast and the
17:49Christmas morning I spent wrapping gifts
17:50for her and the notebook in my
17:52nightstand. "Deborah, you texted your
17:54son that I never question anything. You
17:57planned it. You had the whole thing
17:59priced out."
18:00She opened her mouth. Nothing came out.
18:02For the first time since I had known
18:04her, she had no speech ready.
18:06"I'm not going to see you again." I
18:07said. "Not at holidays, not at funerals,
18:10not at the grocery store if I can help
18:12it. Please don't write to me through
18:13Hunter and please don't send Cole."
18:16Cole, standing against the far wall,
18:18muttered wasn't going to.
18:20"Good." I said.
18:22She stood there another moment, then
18:23turned and walked toward the stairs, one
18:26hand on the rail. Her lawyer followed.
18:28The house sold in December to a young
18:30couple with a baby. She moved into a
18:32one-bedroom apartment with a view of a
18:34parking lot. About a month later, I was
18:36dropping off some of my own old things
18:38at a consignment shop, and I saw her at
18:40the counter trying to sell the cherry
18:42wood dresser. The clerk offered $200.
18:46It was 900 new, Deborah said quietly.
18:49I can do 200, the clerk said.
18:51She turned and saw me by the door. Her
18:53face went through four different
18:55expressions, and she settled on none of
18:56them. She took the $200 and left without
18:59a word. I didn't follow her. I didn't
19:02feel the satisfaction I'd once imagined.
19:04I just felt finished.
19:06Cole took a warehouse job to start
19:07paying down what he owed, and nobody was
19:10covering for him anymore.
19:11Hunter lives in a studio apartment off
19:13the highway. Every 2 weeks, a piece of
19:15his paycheck arrives in my account, a
19:17small, steady reminder that actions have
19:19a price tag.
19:21Jordan came to see me after the decree.
19:23She sat in my driveway for 10 minutes
19:25before she knocked. She told me she had
19:27known about some of it, and that she'd
19:28been too afraid of her mother to speak
19:30until it was almost too late. She
19:32apologized. I told her as I appreciated
19:34it, and I meant that. Without her, I
19:37might never have found those messages,
19:39but I didn't invite her back into my
19:40life, and she didn't ask me to.
19:43A year later, my house feels like a
19:44different place. I painted every wall. I
19:47replaced the furniture, and I took down
19:49every photo from the wedding. The spare
19:51bedroom, the one where I sat on the
19:52floor with those statements, is now my
19:54office. I started a small consulting
19:56practice helping families and small
19:58businesses make sense of their billing
20:00and their budgets.
20:02I'm careful with money now, but I'm not
20:04bitter.
20:05On a Saturday afternoon last fall, I
20:07found an envelope in my mailbox with
20:09Deborah's handwriting on it. I stood at
20:11the end of the driveway for a long time
20:12before I opened it. She wrote that her
20:14new place was small and quiet. She said
20:17she'd confused family with entitlement,
20:19and that she had treated my kindness
20:20like an account that would never run
20:22dry. The last line read, "I am sorry."
20:25I folded the letter and put it in a
20:27drawer. I don't know if I'll ever
20:28forgive her completely, and I don't have
20:30to decide today. Forgiveness isn't a
20:32debt I owe anyone.
20:34That evening, I stood on my porch under
20:36the maple tree and watched the sun go
20:38down. For months, I had asked myself
20:40whether throwing my husband's family out
20:42made me cruel. Standing there, I finally
20:45knew the answer. I didn't do it out of
20:46hate. I did it because they crossed a
20:48line. They took my trust. They took my
20:50money. They tried to take my home, and
20:53they had counted on me staying quiet
20:54because I loved them.
20:56They were wrong.
20:58Being kind doesn't mean letting people
21:00use you. Being family doesn't give
21:02anyone a license to betray you. And
21:04protecting your peace is not selfish.
21:06It's necessary. The day I opened my
21:08front door and told them all to leave, I
21:10thought I was ending a marriage. I was.
21:12But, I was also starting a life where my
21:14kindness has limits, where my money is
21:16my own, and where my house is quiet
21:18because I chose the quiet. I no longer
21:20have to apologize for choosing myself.
21:22Kind people often get tested the most by
21:25those closest to them. Has your
21:26generosity ever been mistaken for
21:28weakness by someone in your family?

About this transcript

This page contains the full transcript of My Mother In Law Was Draining Our Joint Account Behind My Back So I Threw My Husband's Family Out... by Patient Revenge Stories, generated from the public captions YouTube serves with the video. The transcript has 4,148 words across 660 segments, with the original timestamps preserved so you can click any line to jump to that moment in the embedded player.

What you can do with it

Use the transcript to take notes, quote the speaker, build a study guide, generate a summary with ChatGPT or Claude via the YouTube Summary tool, or export it as a timed subtitle file with YouTube to SRT. You can also re-open it in the transcriber to choose a caption track available on the video.

Free YouTube transcript tool

YouTube2Text is a free YouTube transcript generator — no signup, no daily limit. Paste any YouTube link and get the full transcript instantly, with timestamps, click-to-jump, caption language selection, AI prompts for ChatGPT, Claude, and Gemini, and exports to TXT, SRT, VTT, or Markdown.