My Daughter-in-Law Called Me “The Shrew” at Mother’s Day Dinner — So I Took Back the $41,000 She... — Transcript
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- 0:00My daughter in law called me the shrew
- 0:03at my own dining table on Mother's Day.
- 0:06And she said it with her mouth full of
- 0:09the prime rib I had been roasting since
- 0:118:00 that morning.
- 0:13My name is Susan Rogers. I'm 64 years
- 0:16old and I've been a widow for 10 years.
- 0:19Until that Sunday afternoon, I honestly
- 0:21believed I had a decent relationship
- 0:24with my son, Brian, and his wife, Haley.
- 0:27I wasn't naive about them. I knew Haley
- 0:30liked nice things. I knew Brian hated
- 0:33conflict the way some people hate
- 0:35spiders, which is to say he'd rather
- 0:38leave the house than deal with it. I
- 0:40knew they leaned on me.
- 0:42But I thought there was a floor of
- 0:44respect under all that leaning.
- 0:47I was wrong about the floor.
- 0:49Pull up a chair and before I continue,
- 0:52let me know in the comments what part of
- 0:55the world you're in.
- 0:57We were four bites into dinner. I had
- 1:00set the table with my mother's blue
- 1:02willow China, the good napkins, a vase
- 1:05of peonies from the side yard. Haley
- 1:08refilled her wine glass with a bottle I
- 1:10had picked up at the good liquor store
- 1:12in town and she said, "Susan, you're
- 1:16being a shrew about this whole thing. We
- 1:18need a bigger place and you're rattling
- 1:21around in this house by yourself. It's
- 1:24selfish not to put us on the deed now
- 1:27and let us build some equity."
- 1:29She said it lightly.
- 1:31The way you'd tell someone they had
- 1:34spinach in their teeth.
- 1:36I set down my fork.
- 1:38I looked at my son, the man who had
- 1:39cried on my shoulder the day his
- 1:41father's heart gave out on a Tuesday in
- 1:44March.
- 1:45Brian studied his green beans like they
- 1:48were going to be on a test. He didn't
- 1:50say her name. He didn't say mine. He
- 1:53didn't even flinch.
- 1:55For 3 years, I had been moving $2,500
- 1:59a month into a savings account at our
- 2:02credit union.
- 2:04It was labeled the house fund and Brian
- 2:06was on it with me.
- 2:08I paid the lease on Haley's Jeep, 780
- 2:11dollars a month.
- 2:13I carried their cell phone plan. I paid
- 2:161,400 dollars toward their rent every
- 2:20month, straight to the landlord, so they
- 2:22could live in a townhouse with a rooftop
- 2:26deck they couldn't otherwise afford.
- 2:29I did all of it because I wanted my boy
- 2:31to have an easier life than I'd had.
- 2:34Larry and I started out with a couch
- 2:36from his aunt and a mattress on the
- 2:38floor.
- 2:39"A shrew." I said. My voice came out
- 2:42perfectly level.
- 2:43"Well, yes." Haley laughed and waved her
- 2:46fork. "You're sitting on that pension
- 2:48and Larry's life insurance while we
- 2:50scrape by. Honestly, it's toxic."
- 2:54I didn't cry. I didn't raise my voice. I
- 2:57stood up, picked up her plate, which
- 3:00still held most of a 4-hour roast, and
- 3:03carried it into the kitchen. I tipped
- 3:06every bite into the trash and set the
- 3:08plate in the sink.
- 3:10When I came back, Haley was staring at
- 3:12me, fork in the air.
- 3:14"Dinner's over." I said. "You both know
- 3:17where the door is."
- 3:18She opened her mouth. Whatever she saw
- 3:21on my face closed it again. Brian
- 3:24grabbed her purse and his jacket and
- 3:27they went out into the spring evening
- 3:29without a word.
- 3:31The house went quiet and I stood in my
- 3:33dining room among the peonies and the
- 3:35blue willow. I wasn't sad. I was
- 3:38thinking.
- 3:39I woke at 6:00 the next morning, rested,
- 3:42which surprised me.
- 3:44Usually a fight with family keeps me up
- 3:47half the night rehearsing what I should
- 3:49have said and apologizing to people who
- 3:51owe me apologies.
- 3:53This time, nothing was gnawing at me.
- 3:56Haley had said the quiet part out loud
- 3:59and it had burned off every last scrap
- 4:01of guilt I'd been carrying around like a
- 4:04purse full of rocks.
- 4:06I made a pot of coffee, put on my
- 4:08reading glasses, and opened my laptop at
- 4:11the kitchen island.
- 4:13It was time to look at the numbers
- 4:16without a mother's filter on them.
- 4:18I logged into the credit union and
- 4:20opened the house fund.
- 4:22The balance was $41,000.
- 4:26I had made the deposits myself month
- 4:29after month, and I'd told myself it was
- 4:31building toward a down payment. Then I
- 4:34clicked on the transaction history,
- 4:36which I should have done a long time
- 4:38ago.
- 4:40Brian and Haley's emergencies were
- 4:42fascinating.
- 4:44A $460
- 4:46charge at a skin care boutique.
- 4:48A $1,300
- 4:50weekend at a spa resort in Sedona. A
- 4:53$380 dinner at a steakhouse in
- 4:57Scottsdale.
- 4:58Concert tickets. A pair of boots at
- 5:01$540.
- 5:03The money was supposed to be sitting
- 5:04there growing into a house.
- 5:07And instead,
- 5:08they'd been dipping into it every few
- 5:11weeks like a vending machine.
- 5:14Then I did some arithmetic.
- 5:1636 months at $2,500
- 5:20is $90,000.
- 5:21That's a real down payment on a house in
- 5:24our part of Arizona. And with what I'd
- 5:26also covered on rent, the Jeep, and the
- 5:30phones, they never needed me to cosign
- 5:33or sign over anything. They had simply
- 5:35never kept a dollar of it, and they both
- 5:39worked.
- 5:40Brian made $88,000
- 5:42at Wallace Freight, and Haley made
- 5:45$62,000
- 5:46in billing at Harris Medical.
- 5:49Nobody in that townhouse was poor. They
- 5:52were comfortable on my money, and they'd
- 5:54gotten so used to it that asking for
- 5:57more felt like paperwork.
- 6:00I didn't call. I didn't write a long
- 6:02wounded text. I started clicking.
- 6:05First, I moved the entire $41,000
- 6:09into my individual savings account.
- 6:12I was the primary owner, so the credit
- 6:15union let it go through instantly.
- 6:18The house fund dropped to zero. Then I
- 6:21opened my credit card account and found
- 6:23the page for authorized users. Brian and
- 6:26Haley each had a card tied to mine with
- 6:28a generous limit. I selected their names
- 6:31and hit remove. The screen refreshed.
- 6:34Done.
- 6:35I took a slow sip of coffee and watched
- 6:38the morning light come through the
- 6:40kitchen window.
- 6:42For years I had been buying affection, I
- 6:44realized, scared to death of being a
- 6:46lonely old widow with a big house.
- 6:49But looking at those zeros, I didn't
- 6:52feel lonely at all. I felt lighter than
- 6:55I had in a decade.
- 6:57I figured it was only a matter of time
- 6:59before they noticed.
- 7:01It took until Tuesday at 1:15 in the
- 7:04afternoon.
- 7:05I was out back pruning the roses along
- 7:08the fence when my phone started buzzing
- 7:10in my apron pocket. Haley's face lit up
- 7:13the screen, grinning in some vacation
- 7:16photo.
- 7:17I let it ring. A minute later it was
- 7:19Brian.
- 7:21I answered on the third ring.
- 7:23Hello, Brian?
- 7:24Mom, what is going on with the bank? His
- 7:28voice was tight as a drum.
- 7:30Haley's at the jewelry counter at
- 7:32Dillards. She was buying me a watch for
- 7:34my birthday and your card got declined.
- 7:37It was humiliating.
- 7:39It isn't my card anymore. I snipped a
- 7:42spent bloom off the stem. You and Haley
- 7:45have been removed as authorized users
- 7:48and the house fund is closed.
- 7:50Dead silence then. Mom, you can't be
- 7:53serious. You can't just cut us off with
- 7:55no warning.
- 7:57Haley made it clear on Sunday that my
- 8:00money is toxic and that I'm a shrew, I
- 8:02said,
- 8:03tugging off one gardening glove.
- 8:06I thought about it and she's right. It
- 8:09is toxic for a mother to bankroll the
- 8:11lifestyle of two capable adults in their
- 8:1430s. I'm just removing the toxin.
- 8:17I could hear a scuffle, then Haley's
- 8:19voice, shrill and close. Give me the
- 8:22phone. Susan, you listen to me. We have
- 8:25bills tied to that account. Our rent
- 8:28auto pay is going to bounce.
- 8:30Then I suggest you cover it from your
- 8:32paychecks.
- 8:34You are wrecking our lives over a joke,
- 8:36she screamed. You put that money back
- 8:39right now, or I swear.
- 8:42I never found out what she swore.
- 8:45I tapped the red button and put the
- 8:46phone back in my pocket.
- 8:49The roses were coming in beautifully,
- 8:51and it was too nice a day to waste on
- 8:53yelling.
- 8:55I knew a dial tone wouldn't satisfy
- 8:57them.
- 8:58Two hours later, there was a heavy knock
- 9:01at my front door. Through the peephole,
- 9:03I could see Brian and Haley on the
- 9:05porch, both of them red the face.
- 9:08I unlocked the door, but left the chain
- 9:10on and opened it 3 in.
- 9:13Mom, open the door, Brian said.
- 9:16We can talk like this.
- 9:19This is ridiculous, Haley pushed up to
- 9:22the gap. You're having a tantrum. We
- 9:25need to sit down and discuss our
- 9:26finances like adults.
- 9:29My finances aren't your business
- 9:30anymore, Haley, and yours aren't mine.
- 9:34There's nothing to discuss.
- 9:36You stole our house fund.
- 9:39Her face went blotchy. That $41,000 was
- 9:42ours.
- 9:43Pull up the deposit history,
- 9:46I said. Every cent of it came out of my
- 9:49pension and Larry's life insurance. It
- 9:51was a gift, and I've taken the gift
- 9:54back. You both have salaries. You can
- 9:56start saving today.
- 9:58Brian finally found his voice, though it
- 10:01was a poor use of it.
- 10:03Mom, you're backing us into a corner.
- 10:06The Jeep payment is due next week, and
- 10:08we don't have it.
- 10:10The lease on the Jeep is in my name. You
- 10:12just drive it.
- 10:14Then you have to pay it, Haley sneered,
- 10:17unless you want your credit ruined.
- 10:20I know how leases work. I held my hand
- 10:23out through the gap. Before I close this
- 10:25door, I want the spare key to my house,
- 10:28the one on Brian's ring.
- 10:30Brian blinked. What? Mom, no. I've
- 10:33always had a key.
- 10:35You lost that privilege when your wife
- 10:37insulted me in my own home and you said
- 10:40nothing. The key, Brian.
- 10:43For a long second, he stood there. Then,
- 10:46looking about 9 years old, he worked the
- 10:49brass key off his ring and dropped it in
- 10:51my palm.
- 10:53Thank you.
- 10:54Drive safely. I shut the door and slid
- 10:56the deadbolt.
- 10:58Before I tell you what happened next, I
- 11:00want to ask you something.
- 11:02Helping
- 11:04our children is something most parents
- 11:06do out of love, and it can be hard to
- 11:08see where helping ends.
- 11:10Have you ever helped your grown children
- 11:12with money and started to feel more like
- 11:15a bank than a parent?
- 11:17Wednesday morning, I woke up with a
- 11:19plan. Haley had landed on one true
- 11:21thing, which was that the Jeep lease
- 11:24hung around my neck.
- 11:26It was a brand new Grand Cherokee she'd
- 11:29insisted they needed for safety, though
- 11:31as far as I could tell it, mostly hauled
- 11:34shopping bags between the outlet mall
- 11:37and Scottsdale Fashion Square. I owned
- 11:39my own paid-off Buick outright. That
- 11:42Jeep was a $780
- 11:44a month anchor, and I was done dragging
- 11:47it.
- 11:48On Thursday, I drove to the dealership
- 11:50where we'd signed the papers 18 months
- 11:52earlier and sat down with the finance
- 11:55manager, a polite young man named
- 11:57Thomas.
- 11:59Mrs. Rogers,
- 12:01what can we do for you?
- 12:02I want to terminate the lease on the
- 12:04Grand Cherokee, I said.
- 12:07I'm aware there's an early termination
- 12:09cost. I'm prepared to pay it today.
- 12:12He tapped at his keyboard.
- 12:15Between the fees and the remaining
- 12:16balance, you'd be looking at $3,100.
- 12:21The vehicle's in great shape. Are you
- 12:23sure?
- 12:24Completely sure.
- 12:27I wrote the check from my own account.
- 12:29It stung. It was also the cheapest
- 12:32freedom I had ever bought. I told him
- 12:34where the Dodge was parked, gave him the
- 12:37address of my son's townhouse complex,
- 12:39and set the spare fob on his desk.
- 12:42We'll have a driver out there this
- 12:44afternoon, he said, and I noticed a
- 12:46small understanding smile.
- 12:49The account's closed, Mrs. Rogers.
- 12:52I walked out feeling 10 lb lighter. No
- 12:55more shared accounts, no more cards, no
- 12:58more car. Nothing left that could be
- 13:00used as leverage against me. I drove
- 13:03home, brewed a cup of Earl Grey, and
- 13:06waited for the fireworks.
- 13:08They started at 11:42 that night. I was
- 13:11in bed with a mystery novel when my
- 13:14phone lit up the dark.
- 13:16Hayley, where is my car?
- 13:18I didn't answer. 2 minutes later, the
- 13:21leasing office just emailed. Our rent
- 13:24auto pay bounced. We're getting hit with
- 13:26a late fee and a notice. Put the money
- 13:29back now.
- 13:31Then the calls began, three in a row.
- 13:34When I didn't pick up, the texts piled
- 13:36in, and I watched the tone change from
- 13:39orders to panic. Susan, please. Rent is
- 13:42due, and we don't have enough in
- 13:44checking.
- 13:45We have zero savings. The car is gone.
- 13:49How am I supposed to get to work
- 13:50tomorrow?
- 13:52I'm sorry about Mother's Day, okay? I
- 13:54was stressed. I'm begging you. Please
- 13:57unfreeze it, just this once.
- 14:00I read that last one twice.
- 14:02My daughter-in-law had called me a shrew
- 14:04on Mother's Day, and I had frozen every
- 14:07dollar she lived off.
- 14:09By midnight, she was begging me to put
- 14:11it back. She apologized for the first
- 14:14time in her life only after the money
- 14:17stopped.
- 14:18A year earlier, I would have panicked.
- 14:21I'd have jumped to the app, moved the
- 14:23money, and apologized to her for causing
- 14:26her stress.
- 14:27I would have swallowed that thin little
- 14:29apology just to keep the peace.
- 14:33But I was finished being the victim of
- 14:35my own guilt. I swiped down on the
- 14:37screen, turned on do not disturb, and
- 14:40laid the phone face down on the
- 14:42nightstand.
- 14:44Then I turned off the lamp and slept
- 14:46straight through to morning.
- 14:48When I checked it, there were 14 missed
- 14:51calls and 22 texts.
- 14:54At 9:00, the doorbell rang.
- 14:57Brian stood on the porch alone. He
- 15:00looked terrible.
- 15:02His shirt was wrinkled, his shoulders
- 15:04sagged, and I could tell he'd taken two
- 15:06city buses to get to me because he
- 15:09smelled faintly of diesel.
- 15:11I stepped aside and he sat on the edge
- 15:13of my sofa staring at the carpet.
- 15:16"The car's gone." He said.
- 15:19"The dealership called this morning.
- 15:21They said you paid the penalty and
- 15:23turned it in."
- 15:24"I did." I took my armchair.
- 15:27"Mom, we have $12 in checking."
- 15:30He finally looked up and his eyes were
- 15:33red.
- 15:34"Haley spent her whole paycheck last
- 15:36week on clothes and a girls weekend
- 15:39because she figured the rent would come
- 15:41out of the house fund. We're broke."
- 15:44"That sounds hard to manage." I said and
- 15:47offered no solutions.
- 15:49"Are you really going to let us get
- 15:51evicted?" "I'm not evicting anyone. Your
- 15:55landlord would be."
- 15:57"You make $88,000 a year, Brian. Haley
- 16:00makes $62,000. You aren't poor.
- 16:04You're bad with money because I've been
- 16:06your safety net."
- 16:07He rubbed his temples. "Haley's furious.
- 16:11She screamed at me all night. She says
- 16:13you planned this to ruin her."
- 16:16"I planned to protect my
- 16:19I'm not responsible for Haley's
- 16:21spending, and I'm not responsible for
- 16:23your refusal to stand up to her.
- 16:26Something crossed his face then, a
- 16:29flicker of recognition.
- 16:31The soft cushion he'd been living on for
- 16:33years
- 16:34had been yanked out from under him, and
- 16:37for the first time he could feel the
- 16:38floor. Then, he did what he always does.
- 16:42He leaned forward, put his head in his
- 16:44hands, and mumbled, "It's Haley. She's
- 16:48the one who wanted the townhouse. She
- 16:50wanted the Jeep. I told her we should
- 16:53budget, and she just steamrolls me."
- 16:56I knew exactly what that was.
- 16:58He was passing the blame to his wife so
- 17:01I'd feel sorry for him and reach for my
- 17:03checkbook.
- 17:05"Don't you sit in my living room and
- 17:07blame your wife for your own silence," I
- 17:10said sharply.
- 17:12He flinched. "But she's the one who
- 17:14insulted you."
- 17:16"Yes, she did.
- 17:18And what did you do, Brian?
- 17:20You sat at my table, ate the food I paid
- 17:22for and cooked, and studied your green
- 17:24beans. You let her disrespect me in my
- 17:27own home. You're every bit as guilty as
- 17:29she is, maybe more because you're my
- 17:32son."
- 17:33He had nothing to say to that.
- 17:36The silence in the room got thick.
- 17:38"I paid off your student loans," I went
- 17:41on, still calm.
- 17:44"I helped with your wedding.
- 17:46I gave you a head start most people
- 17:48never get.
- 17:49And instead of building on it, you let
- 17:51your wife treat me like an inconvenience
- 17:54while you both spent my money.
- 17:56"I'm sorry," he whispered to his shoes.
- 17:59"I accept that, but the accounts stay
- 18:01closed. Go home, sit down with Haley,
- 18:05and work out your rent. Sell some of
- 18:07those handbags, ride the bus, figure it
- 18:10out."
- 18:11I stood up, and he did too, slowly.
- 18:14At the door he looked back at the house
- 18:16as if he thought he might not see it
- 18:18again.
- 18:19He had come in hoping to be rescued. He
- 18:22left as a grown man who had to do the
- 18:24rescuing himself.
- 18:26Three days later, Haley played her last
- 18:28card.
- 18:30I was bringing in the mail when she came
- 18:32jogging up my driveway, out of breath,
- 18:35nothing like the polished woman who had
- 18:37sipped my wine.
- 18:39Her hair was in a messy knot and her
- 18:41mascara had smudged.
- 18:43Susan, wait.
- 18:46What is it, Haley?
- 18:48Ryan's selling my handbags online to
- 18:50cover the rent. She was practically
- 18:53gasping. You have to stop this. Give us
- 18:56the rent money, just the rent. And if
- 18:59you don't, I swear you will never see
- 19:01your grandchildren. I'll make sure of
- 19:04it.
- 19:05It was the threat she thought would
- 19:06flatten a lonely widow. She stood there
- 19:09panting, waiting for me to beg for
- 19:12children who didn't even exist yet.
- 19:16I looked at her. I really looked. I saw
- 19:19a frightened woman who had lost her
- 19:21safety net and had no idea what to do
- 19:23about it, and a smile came over my face.
- 19:27A calm one. If you ever do have
- 19:29children, I hope you raise them to be
- 19:31independent and to respect their elders.
- 19:34But using imaginary babies as a
- 19:36bargaining chip for cash, that's
- 19:39pathetic, Haley.
- 19:41Her jaw dropped. It hadn't worked and
- 19:43she knew it.
- 19:45We're done here, I said. Don't come to
- 19:47my house uninvited again.
- 19:50You're crazy, she shrieked, and the last
- 19:53of her polish cracked right down the
- 19:55middle.
- 19:56You're a bitter, miserable old woman.
- 19:59And you're going to miss your bus, I
- 20:02said cheerfully. I went inside and slid
- 20:05the deadbolt. I felt no regret, none at
- 20:07all.
- 20:08I had let them set the terms of our
- 20:11relationship out of fear for years, and
- 20:14I had bought my own misery on the
- 20:15installment plan.
- 20:17As of that moment, the account was
- 20:19closed.
- 20:21Three weeks went by without a call or a
- 20:23text from either of them.
- 20:25A friend from church whose niece lives
- 20:28in their complex told me the rest.
- 20:31They had avoided eviction by a hair.
- 20:33Haley sold most of her designer bags and
- 20:36two pairs of those boots, and they took
- 20:39out a payday loan at an interest rate
- 20:42that would make a banker blush.
- 20:44Brian picked up Saturday shifts at
- 20:46Wallace Freight.
- 20:47Haley, who had never once taken a bus,
- 20:50was riding the 72 to work at Harris
- 20:53Medical in her good heels. A coworker
- 20:56saw her crying on the platform.
- 20:59Then, Haley's mother, a woman who had
- 21:01cheered the Jeep and the townhouse from
- 21:04the sidelines, found out how much of the
- 21:07life she'd been bragging about was paid
- 21:09for by me.
- 21:11According to my friend, the call between
- 21:13those two women was not pleasant. Nobody
- 21:17was bragging at the next family
- 21:19barbecue.
- 21:20My house felt different. It was quieter.
- 21:23Yes, but it wasn't lonely. It felt like
- 21:26mine again. The knot that used to
- 21:28tighten between my shoulders every time
- 21:31my phone rang had completely loosened.
- 21:34On a bright Tuesday morning, I sat on
- 21:36the back porch with my coffee looking at
- 21:38the roses.
- 21:40They were at their peak that week. So
- 21:42many blooms the bushes leaned over.
- 21:45On the table beside my mug were a glossy
- 21:48brochure and a confirmed itinerary. For
- 21:515 years I had dreamed of a month in
- 21:53Santa Fe and Taos. Painting workshops,
- 21:57Adobe galleries, desert light, and for 5
- 21:59years I had pushed it back because
- 22:02somebody's emergency needed the money.
- 22:05Brian's emergencies, Haley's
- 22:07emergencies. Never mind.
- 22:09The $41,000 was sitting in my own
- 22:12savings account where it belonged. I had
- 22:16booked the trip the afternoon before. A
- 22:18month in New Mexico. A casita with a
- 22:21courtyard, a watercolor course on Canyon
- 22:24Road. I even bought the good travel
- 22:27easel.
- 22:28I didn't hate my son. I hope that one
- 22:31day, when he had learned to stand on his
- 22:33own two feet, we could build something
- 22:35real between us.
- 22:37Something with respect in it instead of
- 22:39a payment schedule.
- 22:41A card from him might arrive in the
- 22:43mail. A knock on my door, maybe, with no
- 22:46handout. I'd be ready if it came, but I
- 22:49wasn't going to sit in the dark waiting
- 22:51for it.
- 22:53I took a deep breath of the warm morning
- 22:55air. I had drawn a line and held it
- 22:58without flinching, and I had survived
- 23:00the fallout. I wasn't a shrew. I was a
- 23:04woman who had finally remembered what
- 23:06she was worth.
- 23:08Pride on both sides can keep a family
- 23:10apart longer than the actual argument
- 23:12ever did.
- 23:14Do you believe the elder should be the
- 23:16first to reach out after a quarrel?
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This page contains the full transcript of My Daughter-in-Law Called Me “The Shrew” at Mother’s Day Dinner — So I Took Back the $41,000 She... by Boundaries With Mother, generated from the public captions YouTube serves with the video. The transcript has 3,565 words across 578 segments, with the original timestamps preserved so you can click any line to jump to that moment in the embedded player.
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