How I never pay full price for anything + things I refuse to pay full price for | Tips to save money — Transcript

Full transcript

1. 0:00My least favorite chore is doing the
2. 0:02damn dishes. Okay, so we are going to do
3. 0:06the dishes together. I'm going to unload
4. 0:08the dishwasher and do the dishes as I
5. 0:11talk about the things I never pay full
6. 0:14price for. Now, the reason I'm doing
7. 0:17this, I'm multitasking, is because this
8. 0:19is my least favorite chore. Yeah, y'all
9. 0:21pray for me because we all know that as
10. 0:23a mom of two and a wife, these two
11. 0:27chores, it's inevitable. It never stops.
12. 0:30There's no way around this. So, yeah.
13. 0:33One of the first things that I refuse to
14. 0:36pay full price for is, of course,
15. 0:39holiday decoration. Now, here's why I
16. 0:42refuse to pay for holiday decoration. If
17. 0:45I'm going to buy things for, let's say,
18. 0:47Christmas, there's no way in my right
19. 0:51mind that I'm going to purchase that in
20. 0:53November. Heck no. they're going to
21. 0:56double, probably triple the prices for
22. 0:59holiday decoration because it's
23. 1:01November, a month before the holiday
24. 1:04comes around. So, I always tend to get
25. 1:06my holiday decor after the holidays. So,
26. 1:10for example, right now, I would love to
27. 1:13go and get some Halloween decoration,
28. 1:15but I'm sorry, it's already too late. I
29. 1:18am not going to buy Halloween
30. 1:19decorations.
31. 1:21No, not right now, girl. because they're
32. 1:24going to charge me an arm and a leg for
33. 1:25freaking Halloween decorations that I'm
34. 1:27going to use for one week. We're not
35. 1:29doing that. Mm-
36. 1:32Mysterious. I'm not doing that at all.
37. 1:35So, we got to wait until November to buy
38. 1:38Halloween decorations
39. 1:42and then I'll use them next year.
40. 1:44Another thing I refuse to pay full price
41. 1:47for, restaurant meals. And here's why.
42. 1:51Yes, my family and I, we do eat out
43. 1:54occasionally.
44. 1:56There are some weeks when we do eat out
45. 1:57a lot, but that's not something that's
46. 2:00consistent. You know what I mean? Cuz I
47. 2:02try to live a very frugal, minimalist
48. 2:05life. For example, if I know it's my
49. 2:08birthday, I'm going to eat out because
50. 2:10these restaurants, I don't know if you
51. 2:12guys know, but they will give you a
52. 2:14discount if it's your birthday. They
53. 2:16will even email you and say, "Hey, come
54. 2:18pick up a a free cake." because it's
55. 2:21your birthday. I think that happened to
56. 2:24me with a few restaurants. I think one
57. 2:26year I went to Red Lobster and they
58. 2:28actually gave me a free dessert. When
59. 2:30you go to Starbucks, they'll give you a
60. 2:32free beverage. Just go on your birthday
61. 2:35and once you have proof of that, they
62. 2:38will give it to you for free. So, we use
63. 2:41things like that. If it's my husband's
64. 2:43birthday or the kids' birthday, we do
65. 2:45the same thing and we take advantage of
66. 2:48the free meals. We also take advantage
67. 2:51of things like happy hour. And there are
68. 2:54certain restaurants where we live where
69. 2:57they will literally give me like half
70. 3:00off because I go at a certain time. So
71. 3:03these restaurants, they tend to have
72. 3:05days where their traffic is super low.
73. 3:09the amount of money they're making on
74. 3:11that day is super low. So, they are
75. 3:14like, "Okay, come on this day and we'll
76. 3:16give you half off." And trust me, honey,
77. 3:19I'll be there. I'll be there cuz I want
78. 3:23to save. I mean, it's the same food
79. 3:24we're getting for half off. So, why not?
80. 3:28So, the next thing I refuse to pay full
81. 3:31price for is actually gift wraps. So,
82. 3:36anything for wrapping gifts or even
83. 3:40wrapping paper. Yeah, I refuse to pay
84. 3:43full price for that because first of
85. 3:44all, if you get gifts, especially during
86. 3:47the holiday season, you're probably
87. 3:50getting it in a gift bag. So, what I
88. 3:53tend to do is I will always try to save
89. 3:56whatever gift bag I get. And I also tend
90. 4:01to buy neutral gift wraps whenever I'm
91. 4:04gifting someone a gift. I'll get a gift
92. 4:07bag for Christmas. And I'm going to save
93. 4:09that so I can gift it to someone else
94. 4:12next year. Now, when it comes on to
95. 4:13wrapping a gift, I stop purchasing gift
96. 4:18wraps that are for a specific season.
97. 4:21So, if I were to buy a gift wrap for
98. 4:24Christmas, you're not going to catch me
99. 4:26buying a Santa Claus gift wrapping
100. 4:29paper, I'm just not going to do it
101. 4:31because I cannot use that same paper for
102. 4:34Valentine's Day. I cannot use that same
103. 4:37paper for a birthday. It's freaking
104. 4:40Christmas wrapping paper. So, I just buy
105. 4:43a neutral silver or a neutral gold
106. 4:45wrapping paper and I'll just use that.
107. 4:49So, whatever the occasion is, it
108. 4:51actually applies. It's not a lot of
109. 4:54money, but these little things, it adds
110. 4:56up, y'all. It adds up. The fourth thing
111. 4:58I will never pay full price for, if
112. 5:01possible, it is subscriptions. Now, if I
113. 5:05need a certain subscription, the first
114. 5:08thing I try to do is to analyze how much
115. 5:11I'll be using that subscription. Like,
116. 5:14am I going to be using this every day or
117. 5:16at least five times per week? If the
118. 5:18answer is yes, then I go ahead and check
119. 5:20for an annual plan. Now, with these
120. 5:23subscription companies, if you do go
121. 5:26ahead and pay for the annual plan
122. 5:29instead of paying monthly, they will
123. 5:32give you a huge discount. And who
124. 5:34doesn't like a good discount? Who
125. 5:37doesn't? So yeah, I try to just go with
126. 5:42the freaking annual plan if I know for
127. 5:45certain that I'll be using that
128. 5:47subscription for the entire year. Now,
129. 5:50the fifth thing I refuse to pay full
130. 5:52price for is books. I love to read to my
131. 5:57kids. Like I literally do that every
132. 6:00single night or at least most nights.
133. 6:03And we change out books a lot because we
134. 6:05get bored sometimes. So, why the heck am
135. 6:08I going to go buy a new book every
136. 6:10single week when I can literally get it
137. 6:12to borrow from the library or I will buy
138. 6:15a freaking used book? If I purchase a
139. 6:18used book, I'm getting a huge discount.
140. 6:21And once that book is in good condition,
141. 6:24I don't see why I have to buy it brand
142. 6:26new. It's just not necessary. And in
143. 6:29addition to that, I also use my Kindle a
144. 6:32lot. So, I will try to find free books
145. 6:35that I like on Amazon Kindle and I'll
146. 6:39I'll just read those. Free is better.
147. 6:42The sixth thing that I refuse to pay
148. 6:44full price for is actually clothing. So,
149. 6:49the thing about clothing is that when
150. 6:52you go to a store, you will almost
151. 6:55always find a clearance section. Make
152. 6:59use of that. A lot of the times the
153. 7:01clearance section has items that are off
154. 7:04season. So what I mean is during
155. 7:07December they might have a lot of
156. 7:09swimsuits on clearance. During the
157. 7:12summer they might have a lot of jackets
158. 7:15on clearance. So what I do, I buy my
159. 7:18swimsuits during the freaking winter and
160. 7:22I buy my coats or my jackets during the
161. 7:26summer and I get to save a lot. And I'm
162. 7:29talking about 75% off, 70% off. Like
163. 7:33ridiculous savings. I'm getting the same
164. 7:36great quality item or clothing, but for
165. 7:39a bargain. So, think about that the next
166. 7:41time you're shopping for clothes. Next
167. 7:43thing I refuse to pay full price for is
168. 7:47paper towels. Tell me why I'm going to
169. 7:50buy a big parcel of paper towel only to
170. 7:55wipe my hands or wipe the surface and
171. 7:58throw it in the trash. Let me show you
172. 7:59what I use instead. If only I can find
173. 8:02it with all these dirty dishes. Here it
174. 8:05is. So, if my counter gets dirty, I use
175. 8:08this little wet washcloth and I just
176. 8:11wipe the surface. Sometimes I do add
177. 8:13like um multi-purpose cleaners. And if I
178. 8:16wash my hands in a kitchen and I need to
179. 8:18dry my hands, I'll use this, right? And
180. 8:21I just use this to dry the dishes. So
181. 8:23technically, everything is reusable.
182. 8:26Now, do I use paper towels in my
183. 8:29kitchen? Yeah, but if it's not on sale,
184. 8:32I'm not buying it. It's just going in
185. 8:34the trash. So, for what, sis? For what?
186. 8:39Like I said, if it's on sale, I'll stack
187. 8:41up. But if not, I'll just use the ones
188. 8:45that I can wash, throw it in the wash,
189. 8:47and it's good to go again. You don't
190. 8:50understand that every piece of paper
191. 8:52towel that you rip off and use is going
192. 8:56in the trash. To me, I'm seeing dollar
193. 8:59signs going into the trash. You're
194. 9:02seeing a paper towel, but I'm seeing
195. 9:04dollar signs. Okay? And I noticed that
196. 9:08whenever I buy paper towels, my husband
197. 9:13will literally unravel. I'm talking
198. 9:16about 10 sheets just to dry his hands.
199. 9:19And I'm like, "Uh uh uh no, honey. We we
200. 9:23we're not doing that. We're not doing
201. 9:24this, honey. Okay? We got to take off
202. 9:27one sheet for hand." And y'all might say
203. 9:30I'm stingy, but it's not stingy. It's
204. 9:33the fact that when you work hard for
205. 9:35your money, you really, really have to
206. 9:37be careful about where it goes. And when
207. 9:40I say careful, I mean be very picky
208. 9:43about everything because every dollar
209. 9:45can turn into hundreds in the future if
210. 9:48you put it in places where it will work
211. 9:50for you. So why am I throwing it in the
212. 9:53trash? Now, another thing I refuse to
213. 9:56pay full price for is online courses.
214. 10:00Now, let me ask you this, and I'm coming
215. 10:02up close and personal. As someone who is
216. 10:05trying to become a YouTuber, I'm going
217. 10:07to say this, and I won't take it back. I
218. 10:09will not pay full price for a course.
219. 10:12So, if in the future I'm selling you a
220. 10:14course, don't buy it, okay? Because
221. 10:18everything you want to learn is online.
222. 10:21So, I will never buy a course. Like a
223. 10:25lot of people sell courses so they can
224. 10:27just make the money. And if what you're
225. 10:30doing is so great where you need to sell
226. 10:32a course for it, that means you should
227. 10:34be financially free enough to not have
228. 10:37to sell a course. But yeah, I'm not
229. 10:39going to sell y'all a course unless it's
230. 10:42very specific. That's the only way I'm
231. 10:45going to buy a course. So here's an
232. 10:47example. Maybe if the course promises
233. 10:50that at the end of this course or at the
234. 10:52end of this training, you'll have to
235. 10:55pass a test and we'll hire you. Like
236. 10:58something like that, you know, like a
237. 11:00situation where it has like a specific
238. 11:03outcome or promise, then I will consider
239. 11:06it. But just for information,
240. 11:09it's 2026, girl. 2026.
241. 11:12Why are we still paying for courses?
242. 11:14Everything's online. and we have AI and
243. 11:17all that that's able to give us answers
244. 11:19in seconds. So, don't buy that course,
245. 11:22honey. Unless it has a very specific
246. 11:26outcome, specific outcome. Unless
247. 11:29there's an actual promise. For example,
248. 11:31if you buy this course, I will help you
249. 11:34to land a nursing job. Or if you buy
250. 11:36this course, I will help you to save
251. 11:40$5,000 in 3 months. Something like that.
252. 11:43It has to have a specific outcome
253. 11:45because if it doesn't have a specific
254. 11:48outcome or promise, they're just selling
255. 11:50you information that was generated from
256. 11:52Chachi BT. So, that's my biggest tip for
257. 11:54you. Another thing I refuse to spend or
258. 11:58to purchase full price is movie tickets.
259. 12:01Like, y'all, come on. If you have a
260. 12:04movie theater, always check to see if
261. 12:07they have days where it's low traffic.
262. 12:11um maybe like a Monday, a Tuesday when
263. 12:14everyone's back at work and they're not
264. 12:17they're they're not thinking about going
265. 12:19to the movies. That's usually when the
266. 12:21movie theater close to my home has a
267. 12:24sale. So, if I buy uh one ticket, I get
268. 12:28another ticket free. So, technically,
269. 12:30I'm paying half the price for a movie
270. 12:33ticket for me and my spouse. That works
271. 12:35out great because we can literally go to
272. 12:38the movies every week for half off. So,
273. 12:41why not embrace that? Like, we're not
274. 12:43looking to pay full price around here.
275. 12:46And furthermore, I'm not a big movie
276. 12:48person either. Like I do watch movies,
277. 12:52yes, but for my ADHD brain, it has to
278. 12:56have a lot of thrill or there has to be
279. 12:59something very attentiongrabbing
280. 13:02that will make me want to consistently
281. 13:05just stay there laser focused and watch.
282. 13:08If not, I'm going to be zoning out and
283. 13:10thinking about what I'm going to eat for
284. 13:11dinner in the middle of the movie. So
285. 13:14technically, it's almost a waste of
286. 13:16money for me already.
287. 13:18Another thing I refuse to buy full
288. 13:21price, and y'all are going to come at me
289. 13:24for this one, but it's flowers. Okay?
290. 13:27Like, whenever my husband buys flowers
291. 13:30during a specific season, I kind of get
292. 13:33mad. And it's weird because most women
293. 13:36are usually happy during this time, but
294. 13:38I'm angry, sis. Okay? Like, if he buys
295. 13:41me flowers during Mother's Day, I'mma be
296. 13:44pissed. You should buy that flowers
297. 13:46during the off season. Don't mind me.
298. 13:48Flowers on Mother's Day. When a bouquet
299. 13:50is literally $100, but during the offse
300. 13:53time when it's not Mother's Day, that
301. 13:55same bouquet is $20. Buy during the off
302. 13:58season. And then when Valent when
303. 14:00Mother's Day come, buy something else
304. 14:02that's more not Mother's Day related, if
305. 14:04you know what I mean, cuz they mark up
306. 14:07the prices and it's not fair to us as
307. 14:10consumers. It's It's really not fair. So
308. 14:13yeah, I told him no flowers and if you
309. 14:16must give me flowers, you can just go
310. 14:20like if he has to gift me flowers or if
311. 14:22he feels like he has to gift me flowers
312. 14:25during like a holiday time where like
313. 14:28Valentine's Day or Mother's Day, go to
314. 14:30the freaking grocery store and get cheap
315. 14:33flowers, buy multiple, put them
316. 14:35together, and you have a nice bouquet in
317. 14:38a vase or a vase, however you say it,
318. 14:40for 30 bucks. not 150 because those
319. 14:44flowers, they're gonna just dry up and
320. 14:46die in a week. So, me getting flowers,
321. 14:50it's like I'm seeing my money drying up
322. 14:53in front of my eyes. So, every time I
323. 14:56look at the flowers, instead of feeling
324. 14:58happy,
325. 15:00I feel angry cuz that's my money drying
326. 15:02up in front of my eyes. Make sense? So,
327. 15:05yeah. And don't get me wrong, I love
328. 15:07flowers. Like my daughter's um middle
329. 15:10name, her middle name is rose. So I
330. 15:12really love roses. I love flowers and I
331. 15:17always appreciate it when I get it. But
332. 15:19just don't buy it during a certain time
333. 15:23if you know the price is five times what
334. 15:26it really is worth. Yeah. So those are
335. 15:29the things that I refuse to purchase
336. 15:33full price. Um, I'm always trying to get
337. 15:36a good deal as y'all know. So, yeah.
338. 15:39What are some of the things that you
339. 15:40refuse to pay full price for? Let me
340. 15:44know in the comment section. And if you
341. 15:46like videos like these, go ahead and
342. 15:48give it at least 400 likes. Or am I
343. 15:52pushing it? We'll see. But if I get 400
344. 15:55likes, I'll make a part two of this
345. 15:58video. Thank you so much for watching,
346. 16:00and I'll see you next time.