How I actually get my life together for a new month 💻 October Monthly Reset — Transcript

Full transcript

1. 0:00Hi guys, what is up? Welcome back to my
2. 0:01channel. Happy October. It's the start
3. 0:04of a new month. You know what that
4. 0:05means? We're sitting down. We're
5. 0:06planning for the month ahead. I feel
6. 0:08like by now we've all heard of a monthly
7. 0:10reset, monthly reset, monthly admin day
8. 0:14because I'm doing some administrative
9. 0:15work for myself. We're going to plan out
10. 0:18for the month ahead. Set some goals for
11. 0:19October. Set up my budget for October.
12. 0:22Do a little bit of reflecting. So sit
13. 0:24down with me. Let's plan out our months
14. 0:25together or put me on in the background
15. 0:27like a podcast while you're working. Let
16. 0:29me know what you're doing down below.
17. 0:30What are you up to while you watch this
18. 0:32video? If you are new here, just
19. 0:33stumbling upon my reset video. Quick
20. 0:36background about me. Hi, I'm Christa.
21. 0:38I'm 28 years old. I live in Houston,
22. 0:39[music] Texas. I just moved here a
23. 0:41couple months ago from North Carolina.
24. 0:43So, I'm still getting to know Texas.
25. 0:45Still getting to know my new city. I do
26. 0:47work a corporate job, but my channel is
27. 0:49more of a lifestyle channel, so it's
28. 0:50what I get into outside of work. I love
29. 0:53health and wellness, taking care [music]
30. 0:54of myself. I love fashion and beauty,
31. 0:56reading. I'm just a girl at the end of
32. 0:58the day. A 28-year-old woman getting
33. 1:01through her later 20s now. So, if you
34. 1:03like content like that, make sure you
35. 1:05[music] subscribe and stick around. I
36. 1:07have no plan for this video, you guys.
37. 1:08We're just going to go through this kind
38. 1:10of raw together. I'm taking a quick hour
39. 1:12break from work and I was just in the
40. 1:14mood to chitchat. So, I made myself a
41. 1:16tea. Let's just jump right into it. It's
42. 1:18going to be a chatty video for sure.
43. 1:20Starting with my September goals. I only
44. 1:22set three in each category, which I
45. 1:24think was a good number because the
46. 1:26months go by so freaking fast. I don't
47. 1:29really have that much time [music] to do
48. 1:31a million things. So, I think three
49. 1:33goals in each category was good. Go to
50. 1:36one group event. I did go to a group
51. 1:38event and I'm actually going to another
52. 1:39one tomorrow. Tomorrow is September
53. 1:4230th, the last day of the month. And I
54. 1:44will have gone to two group events in
55. 1:46the month of September. something I'm
56. 1:48trying to do to meet people, create
57. 1:50community, make myself feel like I
58. 1:52belong here in Houston. I would describe
59. 1:55myself as like an introverted
60. 1:56[clears throat] extrovert. I like to be
61. 1:58social like once or twice a week. I
62. 2:00would say that might be a lot for some
63. 2:02people, that might be nothing for other
64. 2:04people, but I really do like to hang out
65. 2:06with people. It gets me out of my head,
66. 2:08gets me out of my routine. I love to
67. 2:10chitchat. So that's like the extroverted
68. 2:13side of me. and then I'm happy spending
69. 2:15the rest of my week being productive in
70. 2:16my own routine. So, I'm just trying to
71. 2:19put myself out there, meet new people,
72. 2:21get out of my comfort zone, and I think
73. 2:22I've been doing a pretty good job at it,
74. 2:24honestly. Decorate for fall check. If
75. 2:26you missed it, I did vlog me decorating
76. 2:28for fall. This was my attempt to get
77. 2:30into the fall spirit. It's definitely
78. 2:34hard with it still being in the '9s here
79. 2:36in Houston. I've been getting so jealous
80. 2:38seeing people on YouTube that I'm
81. 2:40watching wear like their sweaters. They
82. 2:43go outside and they say that they're
83. 2:44cold and they need a windbreaker. I'm so
84. 2:47jealous. I'm like, I still am in tank
85. 2:49tops here. But I'm trying to do little
86. 2:52things to make me feel the fall spirit.
87. 2:55I know the weather will cool off here.
88. 2:57It's just a matter of time. I just need
89. 2:58to be patient. So, decorate for fall. I
90. 3:01did do that and then do one fall themed
91. 3:03activity. I did quite a bit of baking.
92. 3:06So, I baked pumpkin bread and pumpkin
93. 3:09cookies. Both of those were like my fall
94. 3:11activity for the month of September. So,
95. 3:14I've dipped my toe into fall, I would
96. 3:17say. Wellness goals for September. First
97. 3:19one was to increase my protein intake to
98. 3:21100 g of protein 5 days a week. I wasn't
99. 3:24tracking, so it's so hard for me to
100. 3:26check this off. I definitely was way
101. 3:28more intentional. I was going out of my
102. 3:30way when I was snacking to try to have
103. 3:32high protein snacks versus crackers. I
104. 3:36feel like I did good with this, but it's
105. 3:37so hard because I wasn't actually
106. 3:38tracking it, but I think I'm going to
107. 3:40check it off. I think I'm doing a lot
108. 3:41better with eating more protein. Do four
109. 3:44workout classes. I did not do four
110. 3:46workout classes. One reason is I was out
111. 3:50of town for almost an entire week, which
112. 3:52took up a lot of the time that I would
113. 3:54do a workout class. And the second
114. 3:56reason is we have two cars now, but one
115. 3:58of our cars needed a repair. So, it was
116. 4:00in the shop for a little bit over a
117. 4:02week. That's another reason I wasn't
118. 4:03able to go to my workout classes because
119. 4:05we were back to sharing one car and that
120. 4:07makes it a little bit difficult for me
121. 4:08to get to a workout class. So, I only
122. 4:10did two workout classes in September.
123. 4:13Something I definitely want to do better
124. 4:15about in October. Go on a walk in a new
125. 4:17place. Yes, I did do this. I found a
126. 4:19walking trail that I really like. It's
127. 4:21very pretty. You go by all kinds of
128. 4:23beautiful houses. I really liked this
129. 4:24goal because it pushed me to explore a
130. 4:27new area, find a new area that I liked.
131. 4:29And I actually ended up walking on this
132. 4:31trail like three times this month
133. 4:33because I realized how much I really
134. 4:34liked it. It was much more pleasant
135. 4:36walking experience than where I live. I
136. 4:39can check off go and walk in a new
137. 4:40place. Financial
138. 4:42save and invest 30% of post tax income.
139. 4:45No, you guys, I'm so sad about this, but
140. 4:48it is what it is. Things happen out of
141. 4:51your control. Like I said, reason I
142. 4:53couldn't go to four workout classes is
143. 4:54because we had an unexpected car repair
144. 4:57in the month of September. I was not
145. 4:59thrilled about it if I'm being honest
146. 5:00you guys. But there's nothing I can do
147. 5:02about it. It's out of my hands. It was
148. 5:04worth it to do the repair. So I think I
149. 5:06was only able to save slashinvest about
150. 5:0815% of our income. So definitely not
151. 5:12where I like to be on a monthly basis.
152. 5:14But we'll make up for it in October.
153. 5:16That's life. Unexpected things happen.
154. 5:18That's why we save and invest so that
155. 5:20when unexpected things happen, if you
156. 5:22need it, you have that nest egg there
157. 5:24for you. Luckily, we were able to pay
158. 5:26for the repair out of pocket and still
159. 5:28save a little bit. Just wasn't able to
160. 5:31save that full 30% that I wanted to.
161. 5:33Prioritize spending on home office. Yes,
162. 5:36I definitely did this. I did spend quite
163. 5:38a bit on the home this month, but all of
164. 5:40it was for my office. I didn't buy any
165. 5:42decorations that I didn't need or really
166. 5:45anything for the home besides furniture
167. 5:48for the office. Lower dining bill from
168. 5:50August. Yes, we definitely did this. We
169. 5:52still have 2 days left in September, but
170. 5:55I don't think we're going to be going
171. 5:56out to eat the next 2 days. So
172. 5:58September, we only spent $396 on dining
173. 6:01out. And in August, we spent $1,229.
174. 6:07Way, way, way over in August. I don't
175. 6:09even know how that happened. We
176. 6:10literally spent a fourth of what we
177. 6:12spent in August in September. So super
178. 6:15proud of us for that. I can check that
179. 6:17off. We had a much lower dining bill in
180. 6:20September. While we're looking
181. 6:22backwards, let's go back to my book
182. 6:24tracker. I want to update the books that
183. 6:27I've read for the year. So, I finished
184. 6:29The Poison Daughter, five stars. I loved
185. 6:31it. I've talked about it in quite a few
186. 6:33vlogs, so I will not bore you with it
187. 6:35here, but I did finish that in
188. 6:37September. And then I also read The
189. 6:38Women by Kristen Hannah, which is a
190. 6:41historical fiction. I can't give half
191. 6:44stars on here, but I give it like a 4.5.
192. 6:46We'll put it as a four. And I also read
193. 6:49that in September. So, we are at 10
194. 6:51books for the year. Very much on track
195. 6:54for my goal for the year, which is 12.
196. 6:56It's possible I go over this. I'm
197. 6:59currently reading yester year. I've been
198. 7:01waiting to get that from my library
199. 7:03forever, and I finally got it. So, that
200. 7:05is my current read. And then we'll see
201. 7:07what I get into after that. I'm thinking
202. 7:09I want to reread Acatar because of the
203. 7:12new Acatar book coming out, but there's
204. 7:14also so many other books and serieses
205. 7:15that I want to read. So, we'll see what
206. 7:18I get into after yester year. Jumping
207. 7:20over to my October goals. My goals
208. 7:23honestly are a lot like a to-do list.
209. 7:25It's things that I want to do this month
210. 7:28to make me a better person, to make me
211. 7:30continue to grow as a person. So, I'm
212. 7:32going to try to do three for every
213. 7:34single category. Again, I think that was
214. 7:36a good number. Something I like really
215. 7:38want to do is clean out my guest closet
216. 7:40in October. My guest room closet is like
217. 7:43a storage closet, which I think is
218. 7:44inevitable in any space. Even us moving
219. 7:47into this bigger house into more space.
220. 7:50You still need storage for stuff like
221. 7:52holiday decorations, pillows, sheets,
222. 7:54and the closet just becomes that area,
223. 7:57but it's actually overflowing. When I
224. 7:59open the door, things fall on me. So, I
225. 8:02need to spend some time cleaning out the
226. 8:03guest closet. In September, I did
227. 8:06something fall by baking, but in
228. 8:07October, I want to have one fall
229. 8:10experience. So, I either want to go to
230. 8:13like a pumpkin patch, the farmers
231. 8:15market, something outside. I feel like I
232. 8:19want to go somewhere fall related. Oh, I
233. 8:23want to have one dress up day per work
234. 8:26week, which [laughter] is so unlike me
235. 8:29because I live in workout clothes and I
236. 8:32don't like to do my makeup. you guys
237. 8:33know, especially when I'm working from
238. 8:35home. But I do feel so much better and I
239. 8:37genuinely have a better day when I do
240. 8:39take care of myself, get ready, put on a
241. 8:41normal outfit. So, I'm going to try to
242. 8:42do it once a work week. So, Monday
243. 8:45through Friday, I have to do it one of
244. 8:46the days. And I mean like actually get
245. 8:48dressed, not just leggings. I want to
246. 8:51try to get ready once a week, see how it
247. 8:54makes me feel. Maybe I'll really like it
248. 8:56and then I'll want to do it more. So,
249. 8:58that's another goal that I have. One
250. 9:00more goal. I want to brick average 20
251. 9:05hours a day. So, we're going to do four
252. 9:06personal goals. I got the brick, which
253. 9:08is a physical device that locks you out
254. 9:10of your apps that you choose. And it
255. 9:12makes it a lot more difficult to get
256. 9:14into the apps. You have to physically go
257. 9:16down wherever your brick is and scan the
258. 9:18brick and it makes you really think
259. 9:20twice about it. So, I want to average 4
260. 9:22hours a day. I want my total screen time
261. 9:24to be like under 4 hours, I would say.
262. 9:27So, if I'm bricked for 20 of those
263. 9:30hours, hopefully I can get my screen
264. 9:31time down. My screen time is not
265. 9:33terrible, but I do find such a
266. 9:36difference when I'm off my phone in my
267. 9:38mental health. Sunday, my screen time
268. 9:40was 3 hours and 9 minutes. Yesterday, it
269. 9:42was 3 hours and 53 minutes. I'm at an
270. 9:45hour and 50 minutes so far today. But, a
271. 9:48lot of that screen time is my messages
272. 9:50or my photos. So, I'm really just trying
273. 9:52to get my social media screen time down,
274. 9:55down, down as much as possible. So, I
275. 9:57think if I have a brick average of 20
276. 9:59hours a day, that will help me to stay
277. 10:01off social media cuz that's the whole
278. 10:03point of the brick. Wellness goals, I'm
279. 10:05going to do take four workout classes
280. 10:07again. I really want to meet this one
281. 10:09this month. The fact that I was not able
282. 10:10to do it in September is like a
283. 10:12challenge for me in October. We're going
284. 10:14to do workout classes once a week. I go
285. 10:16to the gym almost every day, but I like
286. 10:18the variety that a workout class gives
287. 10:20me. I think I want to do walk six days a
288. 10:23week, one plus hour. I give myself one
289. 10:25day to do absolutely nothing. But I like
290. 10:28to walk on my walking pad every day, at
291. 10:30least an hour. So that's 5 days right
292. 10:32there. And then one day on the weekend
293. 10:34to go on a walk. I think that's good. I
294. 10:36honestly think the brick goal is kind of
295. 10:38a wellness goal to decrease my screen
296. 10:40time. So I'm going to put it over here
297. 10:41on wellness. And then I have three
298. 10:43personal, three wellness. Financial
299. 10:46goals. I want to save/invest 40% of
300. 10:49take-home income. The reason for this is
301. 10:52to make up for September. And also, it
302. 10:54is a three paycheck month in October.
303. 10:57Best month ever. I love a three paycheck
304. 10:59month. So, we will be able to save and
305. 11:01invest more as long as we don't have any
306. 11:03other unexpected expenses come up. So,
307. 11:06instead of my normal 30% goal, I'm going
308. 11:08to increase it to 40 so that we can kind
309. 11:10of make up for September a little bit.
310. 11:13And I want to actually
311. 11:16spend my fun money guilt-free because I
312. 11:20always set fun money aside every single
313. 11:22month. And I usually don't spend it. If
314. 11:24I give myself 250 bucks, I might spend a
315. 11:26hundred of it. So I want to actually
316. 11:27spend my fun money. I want to buy
317. 11:29myself, I don't know, some probably
318. 11:31clothes, knowing me, some clothes, maybe
319. 11:33some makeup, something that I want. I
320. 11:36want to actually spend my fun money.
321. 11:38It's important to enjoy life. And I
322. 11:40think sometimes I get so caught up in my
323. 11:42goals and things I want bigger picture.
324. 11:45Sometimes I don't treat myself as much
325. 11:47as I think I should. I'm all about
326. 11:49balance. I want to save and invest for
327. 11:52the future but also enjoy today a little
328. 11:55bit. And last goal to balance that out
329. 11:58spending on myself, invest into taxable
330. 12:02brokerage, which really goes handinhand
331. 12:04with my first goal there, the save and
332. 12:06invest 40%. But I'm just putting kind of
333. 12:08an extra check box to make sure that I
334. 12:10actually invest the money. A lot of
335. 12:12times with post tax income, I just want
336. 12:14to save it and I just want to hoard it
337. 12:16away. But investing is so important. So
338. 12:19I really need to make that a check for
339. 12:21myself that I'm actually investing every
340. 12:23single month. These are the goals for
341. 12:24October. It's going to be a pretty chill
342. 12:26month, but every single month I'm just
343. 12:27pushing myself to be better, keep
344. 12:29growing, keep saving, and keep having
345. 12:32fun. for content that you guys can
346. 12:34expect for the month. One, I'm going to
347. 12:36try to jump back into short form. I know
348. 12:38I'm the worst. I literally just cannot
349. 12:41be consistent with short form. And I'm
350. 12:42not here to say try being an influencer
351. 12:45for the day. I don't think being an
352. 12:47influencer is hard. It is timeconuming.
353. 12:50It's super timeconuming. It takes up a
354. 12:52lot of time. Editing in particular, if
355. 12:54you're working with brands, there is a
356. 12:56lot of back and forth. And when you're
357. 12:57also working a corporate job, it can be
358. 13:00hard to balance all of it. Being an
359. 13:02influencer is so much fun. It's such a
360. 13:04lucky job to have. You get to literally
361. 13:06be yourself and share your life online.
362. 13:08You get to work with super fun brands.
363. 13:10Like, it's such a cool job. It's
364. 13:12definitely not hard in comparison to so
365. 13:14many other jobs that I've worked. It
366. 13:16just takes up a lot of time. It can be
367. 13:18very timeconuming. And for that reason,
368. 13:19it can be tiring and it can be a lot to
369. 13:21balance when you're trying to live your
370. 13:24life, have a social life, have
371. 13:25relationships, work a corporate job.
372. 13:27That can be draining in its own account.
373. 13:29And then after you've done all that,
374. 13:31you're trying to side hustle, edit, stay
375. 13:33organized. That part is hard. And for
376. 13:35that reason, I fall off of my lowest
377. 13:38priority item, which is short form
378. 13:40content. I fall off of it literally all
379. 13:42the time. But I've got another bit of
380. 13:45motivation that has hit me for some
381. 13:46reason this week. And so this week, I
382. 13:48decided October I'm going to try to get
383. 13:51back into short form content. If you
384. 13:52don't follow me over on TikTok, I'll try
385. 13:54to post the content on YouTube shorts as
386. 13:58well. That is some content you can
387. 14:00expect from me. I've already filmed a
388. 14:02couple things. I've got them drafted,
389. 14:04ready to go. So hopefully you'll be
390. 14:06seeing that from me shortly. For
391. 14:08YouTube, I did ask you guys to send over
392. 14:11any requests, recommendations for videos
393. 14:14that you're interested in, and I've
394. 14:16written them all down. So, I'm going to
395. 14:18be brainstorming how to incorporate
396. 14:19those in the future. But for October,
397. 14:22how I like to plan out my content is I
398. 14:24take a look at my calendar. I look at
399. 14:25when I'm actually gonna be home when I'm
400. 14:28free to film because basically if I have
401. 14:31company or if I'm traveling, I'm usually
402. 14:34not filming. But October is like almost
403. 14:36wide open. I'm only out of town one
404. 14:38weekend in October. So, I have more time
405. 14:40than usual, I would say, to film. So,
406. 14:42October, you're going to get my October
407. 14:45reset. This video, I'm filming a week of
408. 14:48evening routines that will be coming up
409. 14:52next. You guys will be seeing it
410. 14:54shortly. Then I'm just gonna do like a
411. 14:56few days in my life weekend fall vlog.
412. 14:59Hopefully I can do some fall things this
413. 15:01coming up weekend and take you guys
414. 15:03along with me. I think I want to do
415. 15:04another what I spend in a week living in
416. 15:06Houston. I'm going to get my home office
417. 15:09makeover video up for you guys in
418. 15:11October. I don't think the office will
419. 15:13be like 110% complete, but I've
420. 15:16definitely made a lot of progress and
421. 15:18I'm ready to get that video up for you
422. 15:20guys. And then any other changes that I
423. 15:23make, I can just update you in the
424. 15:25vlogs. But I do have a full video of me
425. 15:27putting together the office, shopping
426. 15:29for everything coming up soon. And
427. 15:32lastly, I'm going to New Orleans with
428. 15:34one of my best friends for a weekend,
429. 15:35and I'm going to vlog the weekend with
430. 15:37her. It's going to be so much fun. I
431. 15:39miss her. I love her. She lives in
432. 15:42Atlanta. I'm in Houston. And we were
433. 15:43like trying to decide who was going to
434. 15:45visit who first. And then we just
435. 15:47decided why don't we meet in the middle
436. 15:49somewhere new that neither of us have
437. 15:50really gotten to experience. So, we're
438. 15:52going to New Orleans for the weekend.
439. 15:53So, if you have any New Orleans wrecks,
440. 15:55drop them down below because I have not
441. 15:57made any type of itinerary yet, but I'm
442. 15:59really excited to go. I'm really excited
443. 16:00to vlog it and bring you guys along. So,
444. 16:03those are the six videos that you can
445. 16:05expect in October, assuming nothing
446. 16:08changes. I finally feel like I'm in an
447. 16:10area with the budget since the move in
448. 16:12June that things are pretty stable that
449. 16:16I know what our monthly expenses look
450. 16:19like, which is a pretty good feeling.
451. 16:22Obviously, unless we have unexpected
452. 16:24expenses like car repairs, our bills and
453. 16:27subscriptions, I'm feeling pretty good
454. 16:29about. September was on track to be such
455. 16:32a good month if it wasn't for the car
456. 16:34repair. I was so excited about it. We
457. 16:36were under budget on almost everything.
458. 16:39So, it was going to be a really good
459. 16:40savings month. But again, things happen.
460. 16:43It's out of our control. It is what it
461. 16:44is. But I think September was a good
462. 16:46example that we were in like a really
463. 16:48stable place with the budget. Finally,
464. 16:51after what felt like a lot of money
465. 16:54coming in and out with the move and
466. 16:56everything, we've finally stabilized.
467. 16:59And I would like to stay stabilized for
468. 17:02the foreseeable future. Knock on wood.
469. 17:04Oh my goodness. Please, knock on wood.
470. 17:07In September, we came under on
471. 17:09groceries. We came under on dining out.
472. 17:12I came under on coffee. I only spent
473. 17:14$346
474. 17:16on coffee in September. Home, I budgeted
475. 17:19$900 and I came right on track at
476. 17:21$859.13.
477. 17:24I bought a bookcase for the office and
478. 17:27also a mirror and a table. So, that was
479. 17:30the total. I bought kind of a bunch of
480. 17:31furniture for the office in September. I
481. 17:34came under on my fun money. I only spent
482. 17:36$182 out of 200. See, I had $20 more. I
483. 17:40could have gotten something cute for
484. 17:42myself. 100 of it was my newly. I did
485. 17:45spend 66 on the brick and then $9.89 on
486. 17:50question mark. I didn't put what it was,
487. 17:52so not sure what that was. The only two
488. 17:54categories we went over on, one being
489. 17:57health and medical. I got another
490. 18:00unexpected bill in the mail from my
491. 18:03doctor in Charlotte for $185.81.
492. 18:07That put us over my original health and
493. 18:09medical budget. And then we went over on
494. 18:13miscellaneous by $15. Miscellaneous
495. 18:16should really be called Amazon,
496. 18:18honestly, because I'll order a bunch of
497. 18:20things on Amazon that don't necessarily
498. 18:22fit into one [snorts] category. It might
499. 18:24be like some makeup for me and some dog
500. 18:26treats and I don't know which category
501. 18:29to put that into so I always just throw
502. 18:30it into miscellaneous. So yeah, the
503. 18:32miscellaneous was two different Amazon
504. 18:34orders and some protein powder for a
505. 18:36total of 16511 on miscellaneous which is
506. 18:40about 15 over what I budgeted for. So
507. 18:43overall was a really good month besides
508. 18:45the carb repair. That one we're done
509. 18:47talking about it. Moving over to
510. 18:49October, I'm just going to paste in the
511. 18:51values from September for bills and
512. 18:53subscriptions. I think my electric
513. 18:55should go down a little bit because it
514. 18:57is starting to cool off here. So, I'm
515. 18:59going to budget 215 in October. It was
516. 19:02235 in September, which is the highest
517. 19:04bill that we've gotten so far. My pet
518. 19:06insurance has gone up quite a bit
519. 19:09because Franklin turned one year older,
520. 19:11and every year that your pet turns
521. 19:13older, your pet insurance goes up. So,
522. 19:15I'm paying about 150 a month now for
523. 19:17both Franklin and Shinji, but worth
524. 19:20every penny. I love my pet insurance.
525. 19:22Copying over subscriptions and
526. 19:24memberships. Nothing should really
527. 19:26change here. And expenses for groceries,
528. 19:31you guys know my sweet spot is 1,000.
529. 19:33Dining out, I'm going to do 500. Coffee,
530. 19:3660 is working for me. Car, I really hope
531. 19:40we don't have any more car expenses. So,
532. 19:42besides gas, I'm going to put 150 for
533. 19:46gas. We'll see. Home. I'm pretty much
534. 19:49done with the office. I do want to
535. 19:50finish it up and I probably just need to
536. 19:52get like a couple more things. Like I
537. 19:53would love some big artwork for behind
538. 19:56me here. So, let's get myself 300 bucks
539. 19:58for the home to try to wrap everything
540. 20:00up. Health and medical. I do have a
541. 20:03couple doctor's appointments in October.
542. 20:06Let's say 150. Beauty. I'm getting a
543. 20:09chemical peel. I've been tempted to go
544. 20:12back to getting my nails done. The only
545. 20:13thing holding me back at this point is I
546. 20:15hate sitting there. I literally am so
547. 20:18impatient. I hate sitting there for as
548. 20:20long as you have to sit there. So, I
549. 20:22keep going back and forth. I'm going to
550. 20:23say 200, which will cover my chemical
551. 20:26peel and then like an extra 50 bucks if
552. 20:28I want to go get a pedicure or
553. 20:30something. Pets were taken care of in
554. 20:32September. Don't need to go to the vet
555. 20:34anymore, so I can budget my normal 150.
556. 20:37Transportation is if we take Ubers or
557. 20:39anything. Let's say 50. Entertainment,
558. 20:42let's say 50. Travel will be just my New
559. 20:44Orleans weekend, which I do still need
560. 20:46to pay for half of my hotel for that.
561. 20:48They don't charge us until we actually
562. 20:50go there. I don't actually know what I
563. 20:52owe for that, so I might have to adjust
564. 20:53this at some point. But I'm going to say
565. 20:55$800, honestly, cuz the fact that I have
566. 20:57to pay for the hotel and then on top of
567. 20:59that, I'll put any like food charges or
568. 21:01anything like that on here. I'm trying
569. 21:03to see if I can find where she sent me a
570. 21:07screenshot of the hotel cost, but Oh,
571. 21:10wait. There we go. Okay, so I'm gonna
572. 21:11about $600 for the hotel for three
573. 21:14nights. So, this might need to be
574. 21:16higher. Actually, let's put this at
575. 21:181,000. So, 600 for the hotel that I'll
576. 21:20owe her and then that gives me another
577. 21:22400 spending money for the weekend. So,
578. 21:24mainly going to be restaurants, drinks,
579. 21:26stuff like that. We'll say 1,000 there.
580. 21:29Gifts, I'll throw in 100. Miscellaneous,
581. 21:31150. We are at $8,000 so far and it is a
582. 21:36three paycheck month like I said. So I
583. 21:39want to give me and Will both some more
584. 21:41fun money. So we're gonna do 500 for
585. 21:42phone money each this month because it's
586. 21:44a three paycheck month. Yes, we are
587. 21:46definitely going to be saving a lot
588. 21:47more. But I also want to give me and
589. 21:48Will a little bit more fun money each
590. 21:51because I treat a third paycheck month
591. 21:53like a little bonus. So I would say like
592. 21:5590% of it I like to go towards saving
593. 21:58and investing. But we get to have a
594. 22:00little bit of fun with it as well. It's
595. 22:02a bonus. You worked to earn it. So,
596. 22:05usually I give us about 250 fund money.
597. 22:08I'm going to give us 500 each to have a
598. 22:10little fun with our bonus that we're
599. 22:12getting this month. And everything else
600. 22:14will be going into saving and investing
601. 22:16between the future fund and the taxable
602. 22:18brokerage. Should be a pretty good month
603. 22:20on the savings end, which I'm always
604. 22:22excited about. I know I just kept this
605. 22:24super short and sweet, but that's
606. 22:25exactly what I like to do to get ready
607. 22:27for the month ahead. I like to look back
608. 22:29on my goals for the previous month. And
609. 22:32in September, we hit seven out of nine
610. 22:34goals. So, a 78%
611. 22:37success rate. I'm okay with that. I aim
612. 22:39for like 75%, so that's fine. And then
613. 22:42looked at what books I read in
614. 22:43September. I read two books. That's
615. 22:45really good for me. Set nine new goals
616. 22:48for October. Planned out our content for
617. 22:50October that you guys can expect from
618. 22:52me. And set the budget for the new
619. 22:54month. Reflected on September spending a
620. 22:56little bit. If you made it all the way
621. 22:58to the end of the video, comment down
622. 22:59below what one of your goals is for
623. 23:01October. If you set goals, maybe I will
624. 23:04copy you. I feel like I need a little
625. 23:05bit of inspiration with my goals. I feel
626. 23:07like a lot of times they're just a to-do
627. 23:09list. So, I would be interested in what
628. 23:12your goals are that you set for October
629. 23:15and maybe I will take some inspiration,
630. 23:17copy you guys for the next month. Hope
631. 23:20you enjoyed planning the new month with
632. 23:22me [music] and I hope all of you have a
633. 23:23wonderful October. I will see you all so
634. 23:25very soon in my next one. Bye guys.