Frugal living tips I use to save money every month (Save thousands) — Transcript

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1. 0:00This is embarrassing, but as y'all can
2. 0:02see, it is stacked. Okay, so we're gonna
3. 0:06do the dishes as I tell you about like
4. 0:10some frugal living tips that I use in my
5. 0:12life to save serious money. So, one of
6. 0:15the first things I do is I literally buy
7. 0:20quality
8. 0:22instead of quantity. Okay? Now, what I
9. 0:25mean by this is if I'm going to, let's
10. 0:29say, a store and I want to buy a piece
11. 0:32of clothing, like I'm going to buy the
12. 0:35best that I can find. So, here's a quick
13. 0:38example. If a shirt costs 10 bucks, but
14. 0:43the material doesn't feel good. It feels
15. 0:46like it's about to rip just from
16. 0:49touching it. If that's the case, I'm not
17. 0:52buying it. I'm going to buy the one
18. 0:54that's $60 because guess what? If I buy
19. 0:57one white shirt for 60 bucks, I don't
20. 1:00ever have to buy another white shirt,
21. 1:02honey. So, that's what I'm going to do.
22. 1:04I'mma buy the white one for 60 bucks cuz
23. 1:07I don't never I don't ever have to buy
24. 1:09another white one. You get it? I think
25. 1:11you got it. And interestingly enough,
26. 1:14the same thing applies as it relates to
27. 1:16colors. So, I'm a neutral girly. Do I
28. 1:20wear colors? Absolutely.
29. 1:22Like, what do y'all think I am? I wear
30. 1:25colors, but most of my clothing is
31. 1:28freaking neutral. Like, I'm wearing
32. 1:31black and gray. In my previous video, I
33. 1:34was wearing black and olive. And in my
34. 1:38next video,
35. 1:40before that, I was wearing black and
36. 1:41tan. Okay? Like black, black, black,
37. 1:45like I'm going to a freaking funeral.
38. 1:47But yeah, it is what it is. I I love
39. 1:50neutral colors because I can literally
40. 1:52just grab it and go and
41. 1:56it matches with almost everything. Okay,
42. 1:59so I'm mainly a neutral girly because I
43. 2:02don't have to buy this orange shirt to
44. 2:04match with this orange stripe skirt that
45. 2:07I have. Wo, that would look super crazy,
46. 2:10by the way. Yeah, let me look at my
47. 2:13notes cuz I'm using notes. All right, so
48. 2:15the same thing applies for jewelry.
49. 2:17Everything that I wear is always solid
50. 2:2118 or 14 karat gold or platinum. I do
51. 2:26not wear
52. 2:28nothing's wrong with it, but I don't
53. 2:30wear sterling silver. I don't wear
54. 2:32anything that's goldplated. I'm just not
55. 2:36going to do it. And nothing's wrong with
56. 2:38that. Here's why I just don't do it.
57. 2:40First of all, I remember I went to a
58. 2:43jewelry store, very, very popular
59. 2:46jewelry store in the United States that
60. 2:48is big on sterling silver. They sell
61. 2:52fancy bracelets with the charms. If you
62. 2:56know, you know. And one day I was like,
63. 2:59hm, I should go shave my legs. Let me
64. 3:02put on some near. It accidentally, the
65. 3:04near accidentally got on that very
66. 3:06expensive bracelet and it got damaged.
67. 3:10So right there and then that stern
68. 3:13silver bracelet I had to throw in the
69. 3:15trash. Like for what? You get what I'm
70. 3:18saying? Cuz I don't take off my jewelry.
71. 3:21Like I don't have time for that. So I
72. 3:24had to throw out that bracelet and then
73. 3:27I wasted all that money for what? To say
74. 3:30I had a a fancy bracelet from this
75. 3:32specific store. Like no, I'm not doing
76. 3:35that again. So, um I'm saying that to
77. 3:39say I prefer quality over quantity.
78. 3:44Okay? I prefer have one solid gold
79. 3:48bracelet that I that that will make me
80. 3:51feel like I don't ever have to buy
81. 3:52another bracelet for the rest of my
82. 3:54life. And that's girl math. The same
83. 3:56thing for things like perfume. Like
84. 3:59there are certain perfume where you
85. 4:01spray it and by the time you get out the
86. 4:03door, the scent is gone. Those are the
87. 4:06cheap ones. I prefer the more expensive
88. 4:10oilbased ones because they will last
89. 4:13forever and a day. All right, so that's
90. 4:16what I'm buying. And I know y'all might
91. 4:18be like, "Oh, that's not frugal." But
92. 4:21think about it. If you buy that cheap
93. 4:24perfume and you're going to have to
94. 4:26spray it 15 times in order to smell it
95. 4:30in comparison to a good strong oilbased
96. 4:34scent where you could spray three times
97. 4:37and the scent is just there lasting for
98. 4:41the entire day. Like which would you
99. 4:43prefer? Like which would you prefer?
100. 4:47Like think about it. So yeah, same thing
101. 4:49for lotions.
102. 4:51my skin will be dry and I'm lotion I'll
103. 4:54put lotion on my skin and it still looks
104. 4:57dry. I had to do it like three four
105. 4:58times. Like just get a good body cream,
106. 5:04okay? Trust me on this one. Get a good
107. 5:07body cream and you won't regret it. I
108. 5:10promise you. The next thing I do is yeah
109. 5:14to save money it's I just invest in
110. 5:19sensible skin care. And when I say
111. 5:23sensible skin care in no way am I saying
112. 5:26that skin care that I see all the beauty
113. 5:29gurus doing online is not sensible. But
114. 5:33let me be real with y'all. And I and
115. 5:35this is coming from someone who had
116. 5:38horrible
117. 5:40horrible skin. Like I'm going to try to
118. 5:42attach or insert a picture somewhere.
119. 5:45Hopefully I can find it. But this is
120. 5:47coming from someone. When I say
121. 5:49horrible, I mean makeup alone could not
122. 5:52do it for me. It it it it wouldn't cut
123. 5:54it. Okay? Plain and simple. It wouldn't
124. 5:57work. The texture under my skin was also
125. 6:00bad because all that was showing under
126. 6:02the M. Listen, this is a long story, but
127. 6:05just know my skin was probably the most
128. 6:07horrible on the planet. Went to a
129. 6:09dermatologist, got prescribed tre and
130. 6:12aelleic acid, and that's all I use. T
131. 6:15azelleic acid and sunscreen, and of
132. 6:19course, moisturizer. So, I'm only down
133. 6:21to four things. That's all I use on my
134. 6:23skin and I feel good going without
135. 6:26makeup. Previously,
136. 6:30you wouldn't catch me at my door without
137. 6:32makeup. Like, that will not happen in a
138. 6:35million years. Never. [laughter]
139. 6:37All right. So, yeah, I'm only down to
140. 6:40four products. And all these beauty
141. 6:42gurus online, they're trying to promote
142. 6:45all these products because they're
143. 6:46trying to get you to buy all these
144. 6:49skincare products, y'all. And that's
145. 6:51just not necessary. You don't need all
146. 6:53that. Go to a dermatologist.
147. 6:56If you don't have insurance,
148. 6:58try to get insurance. And cuz I spend
149. 7:02like 20 bucks for for each tube. And
150. 7:05that's lasting me like three, even four
151. 7:08months at one point. So I never regret
152. 7:10it. This is the least amount of money
153. 7:12I've ever spent on skin care. But yet,
154. 7:15my skin right now is the best it has
155. 7:18ever freaking been. Take that advice
156. 7:21from me, cuz y'all, I'm I'm really
157. 7:23serious. The next thing is there's this
158. 7:26trend going on or this thing where
159. 7:28people are waiting
160. 7:31Uh-oh. I'm sorry that's a little loud.
161. 7:33[laughter]
162. 7:34Where people are waiting for 24 hours
163. 7:36before they make a purchase.
164. 7:39For me,
165. 7:42I'm waiting a whole week. Okay, I'm
166. 7:45waiting a whole freaking week before I
167. 7:48make a big purchase. And here's why. A
168. 7:51lot of the times, we might think we want
169. 7:54something and we want it that bad to the
170. 7:57point where we can't stop thinking about
171. 7:59it. And for me, a day is not enough to
172. 8:01stop thinking about something that I
173. 8:03really want. So, what I'll do instead,
174. 8:05I'll wait a week. And if at that point
175. 8:08I'm still thinking about it, I see where
176. 8:10my life can actually be improved when
177. 8:13it's in my life, then that's when I'll
178. 8:16go ahead and make the purchase. So,
179. 8:19believe it or not, big purchases a week
180. 8:22and sometimes more. Another thing I did
181. 8:26was to unsubscribe from all promotional
182. 8:30emails. So, you know, sometimes you try
183. 8:33to create accounts. Um, let's say you're
184. 8:36going on a specific website to purchase
185. 8:39jewelry and you create an account. They
186. 8:41get your email and they will send you a
187. 8:45lot of promotions every single month.
188. 8:48Oh, we got 25% off. We got 30% off. And
189. 8:51then you start seeing new stuff. And
190. 8:53then you start thinking that you need
191. 8:56new stuff when technically you don't.
192. 8:58you just got the freaking email saying
193. 9:00that there's a sale. You don't need more
194. 9:03stuff. And so unsubscribe from those
195. 9:06emails. You we they do these things for
196. 9:10a reason. Okay? These are people that
197. 9:12have studied marketing, have studied how
198. 9:15to increase revenue, and we don't want
199. 9:18to be taken advantage of. And that's
200. 9:19what they do.
201. 9:21I promise you, if you're really in need
202. 9:24of that specific item and you're looking
203. 9:26for a good deal, there's a whole other
204. 9:29company that you could Google that's
205. 9:30going to give you some deal or that's
206. 9:32having some sale at the time you've made
207. 9:34the decision to purchase something. But
208. 9:37don't let a company just send out an
209. 9:39email and you're like, "Oh my god, sale.
210. 9:41Buy." Not in this economy, honey. Not in
211. 9:45this economy. All right? So that's what
212. 9:49that's that's what I do. It has worked
213. 9:51for me. Okay. So next is another thing I
214. 9:54do is I try to comparison shop. As y'all
215. 9:57know, I'm super frugal. Frugal is like
216. 10:00my middle name at this point. So, if I'm
217. 10:03going to buy
218. 10:06a car, I am going to search almost the
219. 10:10entire United States for that same car,
220. 10:14same year, same make, model, everything,
221. 10:18and compare. I am not going to go to one
222. 10:20or two local dealerships and if I have
223. 10:23to fly out to buy a car, I'm going to
224. 10:25fly out to buy a car once the math makes
225. 10:28sense. So, I'm not saying that you
226. 10:31should go ahead and take or, you know,
227. 10:33make those drastic measures. You don't
228. 10:35have to, but girl, comparison shop
229. 10:39because that will save you a lot of
230. 10:42money. I recently did this with um an
231. 10:46engagement ring upgrade. And we did
232. 10:48that, you know, interestingly enough,
233. 10:51can I tell y'all this? So, I got the
234. 10:54engagement ring right last month and
235. 10:57then I went on another website and I'm
236. 10:58like, I could have gotten this $1,000
237. 11:00cheaper and I returned that ring and my
238. 11:03new ring is coming $1,000 cheaper. Way
239. 11:06better for $1,000. Like, y'all, I know
240. 11:10it's common sense, but sometimes scents
241. 11:14is not that common when you're just
242. 11:16excited about buying something that
243. 11:19you've always wanted. So this one eats
244. 11:22all the time. So [snorts]
245. 11:24I try to calculate all my purchases.
246. 11:27Every single purchase I try to calculate
247. 11:30how many hours will I have to work in
248. 11:33order to purchase this thing. So let's
249. 11:36say for example I make $20 an hour and I
250. 11:41want to go to a concert and the ticket
251. 11:43is $200.
252. 11:45I'm going to take a step back and be
253. 11:47like, "Okay, girl. Is this freaking
254. 11:49concert worth me working 10 hours?
255. 11:52That's a freaking Listen, that's 10
256. 11:56hours. That's a shift and a quarter.
257. 12:00Like, that blows my mind. Like, I
258. 12:03probably wouldn't go or someone would
259. 12:05have to sponsor me or something. But
260. 12:08yeah, that's the frugal me. And that's
261. 12:12how I look at life and that's how I try
262. 12:15that helps me to save a lot more than
263. 12:18you know than you ever know. And next
264. 12:21thing I did was to set up a home gym.
265. 12:24You guys probably don't know this unless
266. 12:26you follow my other channel, but I
267. 12:28recently had a son about a year ago or
268. 12:33almost a year ago. So, I've been trying
269. 12:35to work out to get my body in shape. And
270. 12:39instead of like signing up for the gym,
271. 12:42I simply just
272. 12:45create a mini home gym. So, I have a
273. 12:47treadmill with a desk over it so I can
274. 12:50work and work out at the same time. Get
275. 12:53my steps in, 10K steps. Um, I also have
276. 12:56dumbbells and a bench so I can do, you
277. 13:00know, squats and stuff like that to keep
278. 13:03my body in shape. It's not there yet.
279. 13:07It's very far from being in shape. As
280. 13:10y'all can see this, I'm saying that
281. 13:12because
282. 13:14eventually it will come around, right? I
283. 13:16just had a freaking baby. I just made a
284. 13:18human being from with this body. So, it
285. 13:22is what it is. but I'll come back
286. 13:23around. And that's what I do in order to
287. 13:27save money. I just get a home gym. It's
288. 13:31just one splat cost and that's it. The
289. 13:34next one that's underrated or might seem
290. 13:38a little bit annoying to some people is
291. 13:41meal prepping. So, whenever I meal prep,
292. 13:45I just get the little dish from Amazon.
293. 13:49I go on Amazon. I'll link it below the
294. 13:51ones that I use. really good. And I
295. 13:53purchased like I have one right here,
296. 13:57matter of fact, and the covers are up
297. 14:00here. I put them in this and I just pack
298. 14:04the food in there, keep it in the
299. 14:05fridge. That's it. Whenever I come home,
300. 14:08there's food already in the fridge. I
301. 14:10just throw this in the microwave and I'm
302. 14:12ready to eat. No thinking. So I I
303. 14:15usually try to cook twice per week. So
304. 14:19every Wednesday and Sundays and that has
305. 14:23been working out really great for me. So
306. 14:26yeah, I would recommend it's very
307. 14:28underrated. Um, another thing is if I
308. 14:31don't consume all that food within,
309. 14:35let's say, a 2 to three day period, I
310. 14:37throw it in the freezer for up to two
311. 14:40months. And whenever I'm ready to eat
312. 14:42that, then I just go I just go eat it.
313. 14:45Because one thing that I always say
314. 14:50is this. If you're going to go to the
315. 14:53freezer section at a supermarket or the
316. 14:56grocery store and get frozen packed
317. 14:59food, that's 20 times worse than
318. 15:02freezing your own food that's cooked
319. 15:04from home. So,
320. 15:06why would I not want to do this if it
321. 15:09makes my life easier? It has worked out
322. 15:11really great for me. 10 out of 10
323. 15:13recommend. Now, another thing is
324. 15:17shopping for every occasion. Guys, I
325. 15:20know we want to shop for the new
326. 15:22birthday that's come, the birthday
327. 15:24that's coming up, shop for the vacation
328. 15:27that we plan for, but not every occasion
329. 15:31means you should have a shopping spree.
330. 15:34That's not how it works. Because I went
331. 15:36on vacation a month ago and I didn't buy
332. 15:40a one piece of t-shirt. I didn't buy
333. 15:43anything because I already have clothes
334. 15:45and as I mentioned in the earlier girl I
335. 15:48buy good stuff. I buy good quality
336. 15:51stuff. Okay. So why do I need to buy
337. 15:55stuff for vacation? I literally don't. I
338. 15:57didn't. And I went on vacation and I was
339. 15:59good. [laughter]
340. 16:01Yeah. Frugal at its finest. And this one
341. 16:04I'm giving my sister a lot of props for
342. 16:06this one cuz she did it and I'm going to
343. 16:09steal this idea. I'm definitely going to
344. 16:11steal it. But have a gift shelf. So, you
345. 16:14know how sometimes someone's birthday is
346. 16:17coming up and you would like to give
347. 16:18them a gift. What you can do is have a
348. 16:21gift shelf. So, what that looks like and
349. 16:24what she has done actually is she went
350. 16:26to Bath & Body Works when they were
351. 16:28having a sale. The sale was like $3 per
352. 16:32item. Originally, or on a regular day,
353. 16:35it's like $18.
354. 16:38So, what she did was she bought a bunch
355. 16:40of soaps, body wash, lotions, body
356. 16:43cream, stuff like that when she's
357. 16:46getting it for $3 each and she stacks up
358. 16:49on that and then the sale ends and then
359. 16:52ooh someone's birthday or it's Christmas
360. 16:55or you know it's some occasion and you
361. 16:58just put a body cream and a spray in
362. 17:01that bag that's costing you $6, but in
363. 17:04that that person's eyes that's receiving
364. 17:06it, it's a $40 value. So, I really like
365. 17:09that idea. The next sale they have, I'm
366. 17:12going to stack the heck up. Another
367. 17:15thing I do is uh I always try to seek
368. 17:19out free activities before I try to buy
369. 17:22tickets or pay for anything. I always
370. 17:25try to do that. Now, there are times
371. 17:27when I might find free activities that I
372. 17:32don't want to do or I'm not interested
373. 17:33in or I don't enjoy and I'm just not
374. 17:36going to do it. You don't have to do it,
375. 17:38but always have the option for yourself
376. 17:42to try to first seek out free activities
377. 17:47or things to do before you purchase
378. 17:51anything. And that's what I live by. And
379. 17:54the next thing that I do is I refuse to
380. 17:58get a new car. I drive a 2014
381. 18:03Mercedes and I'm not going to trade it
382. 18:06for the world. I'm going to drive that
383. 18:08bad boy until the wheels fall off,
384. 18:10honey. Okay. Um, that's my choice
385. 18:14because the average person in this day
386. 18:17and age, they're spending like 800 plus
387. 18:20up to thousands per month on one single
388. 18:24car. And knowing my taste in vehicles,
389. 18:28if I were to upgrade, I'm going to be
390. 18:30hitting around $1,200 per month. Okay,
391. 18:34around there. And I'm like, do I want to
392. 18:36be giving out $1,200 for a vehicle that
393. 18:39takes me from point A to point B when I
394. 18:41already have that? And the answer is no.
395. 18:44So, I have a good car. I love it. It's
396. 18:47my baby. It's my dream car at the time.
397. 18:50Um, and I'm going to drive it until the
398. 18:52engine is dead, even if that's 20 years
399. 18:56from now. Yeah. But that's it, y'all.
400. 18:59I'm going to finish doing these dishes.
401. 19:00Um, let me know what frugal living tips
402. 19:03you use to save a lot of money. These
403. 19:06are the tips that I use or family and
404. 19:08friends use that are in my life. So,
405. 19:11yeah. I'll see you next time.