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Financial Audit's Most Toxic Husband — Transcript

by Caleb Hammer · 21,549 words · 3,341 segments · language en · Watch on YouTube

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0:00She always throws it on me like it's
0:02entirely been my fault, my problem, that
0:04I'm the cause. And then all of a sudden,
0:07uh-uh, no, I'm talking. Alice doesn't
0:09want to talk to me about any problems
0:11until they boil over and then we're
0:13sitting there yelling at each other.
0:15>> Choose those words very carefully next
0:17time or I'm making you walk home.
0:18>> You're a bad father. You're a bad
0:21partner. Oh, at the end of the day, I
0:22just wish he was thankful and stoping
0:25about everything.
0:26>> Oh my god. You got to be kidding me.
0:29ways.
0:31Merry Christmas in July. I'm in a giving
0:34mood, even for you naughty ones. Budget,
0:37debt, investing, real estate, all of it.
0:3950% off right now. Not sure where you
0:42stand? My new and improved hammer quiz
0:44does the dirty work for you. 2 minutes
0:46and you'll know exactly how naughty or
0:49nice your finances look. Plus, next
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0:56finally fix your finances for good.
0:59>> My name is Alice. I am 28 years old.
1:01>> And I'm Corvo. I'm 26 years old. We live
1:04in Mckenry, Illinois.
1:05>> And this is Financial Audit.
1:08>> No one dresses like that that is not
1:10going to either mash a school or two
1:13flash a bunch of children. It always
1:15involves kids in the end with people
1:17like you though. Absolutely.
1:18>> What the are you wearing?
1:19>> Oh, so this is a World War II US
1:20uniform. Why the are you wearing that?
1:23>> Because, you know, reenacting is my
1:25hobby. It's my passion. So, that's what
1:27I'm here to do. Show them.
1:28>> That's what you're here to do. You're
1:30going to reenact the military on my
1:32show.
1:32>> 100%. That's why you guys got the
1:33camouflage behind me.
1:35>> Okay. And which side are you reenacting?
1:37Are we killing the Jews or are we
1:38killing the Germans?
1:39>> All the above.
1:40>> Well, all the above. Yeah. Really?
1:42That's I do every side. It's easier to
1:44list like uniforms I haven't worn from
1:47World War II than it is to list the ones
1:48I have.
1:49>> Stop asking questions. STOP DOING META
1:51COMMENTARY. Just have fun.
1:53>> Can I see you
1:55stab yourself with a sword out of shame
1:58on the Japanese side
1:59>> like like Harakiri?
2:01>> Well, we have them here, don't we? Don't
2:03we have some? I believe we have those
2:06swords.
2:06>> Yeah. So, all right. So,
2:08>> that would get her off the hook if
2:10you're the problem. I don't know if you
2:12are. Uh, but thanks for coming down.
2:14I've just never seen And then you're
2:16wearing like a millennial shirt. What
2:18are we doing? may spontaneously start
2:20talking about falconry. Great. Okay.
2:22>> I'm a falconer. So,
2:24>> animal lover through and through with
2:26her.
2:26>> Yep.
2:26>> You guys are 26 28. You guys are acting
2:28like elder millennial.
2:30>> Yeah,
2:31>> you guys seen that meme.
2:32>> No, that's what you guys But you're like
2:33that's what you guys dressed up as.
2:35Okay, that's okay. Sorry. I I'm not
2:37hating you guys. I'm just noticing it
2:39right now. It's just kind of startling
2:41as we're getting started. Alice, what do
2:42you do for a living up in Mckenry,
2:44Illinois? Never heard of it. I am a um
2:48AP clerk. So I make sure that the
2:51company I work for their bills get paid.
2:53>> That's good. Pretty basic. That'll be AI
2:55soon. RIP. Sorry. What do you make?
2:58>> Uh I make a salary 25,000
3:03a year.
3:04>> It's part time.
3:05>> Ah, okay. I was going to say I don't
3:07think that's necessarily legal. That
3:09makes sense. What's your hourly? What's
3:12your How many hours you doing? No. No.
3:14No. No. No. No. No.
3:17How many hours are you doing a week?
3:19>> Um, it depends. I
3:20>> in the contract of the salary.
3:22>> It really does not. I
3:23>> Okay. Well, it's 25 a year, right? Flat
3:25no matter what.
3:26>> I can work 5 hours a week or I can work
3:2860 hours a week.
3:30>> It really depends.
3:30>> That's normal.
3:32>> Normal. Normal. Maybe about 20.
3:34>> Okay. Are you happy with that wage? What
3:37are you doing part-time at 28?
3:40>> NO. GOD, PLEASE. NO. NO. NO. OH, YOU
3:44GUYS HAVE made
3:45>> We have two
3:46>> We have two little Rugrats.
3:47>> Okay, very good. Cool. So, what are the
3:50ages?
3:51>> Uh, two and six months.
3:53>> Two and six months. Yeah.
3:54>> Ah, okay. So, you're still able to go
3:55blast up that school before they're
3:57there?
3:57>> 100%.
3:59>> I don't think you should be agreeing
4:00with that, but of the $25,000
4:04a year, what does that break down to on
4:07a monthly paycheck basis?
4:09>> Um, let's see.
4:11>> Or bi-weekly or whatever the cycle is.
4:12>> Bi-weekly. I get $795.
4:16>> Wow.
4:17>> Jeez. Good. We're in '90s income.
4:20>> Yep.
4:20>> $795 you said?
4:22>> Yep.
4:23>> Some odd change.
4:24>> Death. Okay. 1590. Please, Mr. Corvo,
4:29[sighs]
4:29please have a decent income cuz that's
4:32terrifying. I don't know. Mckenry, is
4:34this a suburb of Chicago?
4:36>> No, it's it's like Boonville, basically.
4:38>> Well, that helps with cost of living.
4:39What do you do, buddy?
4:40>> So, I work at a meat packing plant. I'm
4:42the label coordinator there. The most
4:44Chicago thing.
4:44>> You coordinate the labels?
4:46>> Yes.
4:46>> To coordinate the Oh, you're not going
4:48to make money, are you? What do you
4:49make?
4:49>> Uh $1875 an hour.
4:51>> Okay. [panting and sighs]
4:53At least it's not Chicago. It's more
4:55rural. Booneyville, as you say. Thank
4:58goodness cuz that I do not know how we
5:01would be surviving. How many hours a
5:02week are we?
5:03>> So 40 plus. But
5:05>> 40 plus. Well, what's the plus? The plus
5:07is like if they come in the last 5
5:09minutes and then they're like, "Oh, hey,
5:10there's a lot."
5:12>> So, let's just say 42 hours a week.
5:14>> How much longer? Um, maybe a little
5:17better than her job. But how much longer
5:18are we going to be relying on humans to
5:20do labels?
5:23>> Probably not very long.
5:24>> I just I don't think I've had two people
5:26come on this show and have the most
5:27like, oh, we're going to be in the next
5:29couple years jobs.
5:30>> Oh, yeah.
5:32>> This is labels. We're talking about
5:33labels. I thought I thought we got rid
5:35of humans doing labels honestly 20 years
5:37ago.
5:38>> No. Um I'm more like also regulatory. So
5:41I have to follow USDA guidelines and
5:43make sure that the labels in compliance
5:45with all of that.
5:45>> Oh, don't get me wrong. I'm happy you're
5:47doing it. I'm just I bet that will be
5:49read via a camera very soon and Claude
5:52will say, "Oh, you or you're good."
5:54>> They ask you [music] how you are and you
5:55just have to say that you're fine when
5:57you're not really fine.
5:58>> I hope not for the sake of you. I'm not
5:59cheering for this guys to be clear. I I
6:02want you guys to have an I would rather
6:03you have a better income. This is it's
6:05very scary of what's happening. Um okay.
6:08So what's your per paycheck and what's
6:10that paycheck cycle?
6:12>> So it's weekly and it's 750 gross and
6:14then about 635 net.
6:16>> Okay. So 1052 divided by 12.
6:18>> I also do have a second job to also
6:21supplement our income as well because
6:23you know
6:25that gets us through but it doesn't
6:27exactly
6:27>> Yeah. I was going to say cuz you're
6:28making like net $40,000 a year. Again,
6:31for the rural area, not much. So, please
6:34tell me what are your grinds on the
6:35outside cuz right now our literal
6:38monthly income is 4,840. Now, that
6:42becomes survivable for the area. Again,
6:44if we were in Chicago, it would be
6:46struggling, but that becomes survival in
6:48Mckenry. What are these side jobs? Oh,
6:50well, you said reenacted. Please don't
6:52say that's a job.
6:53>> I don't get paid that cuz no one would.
6:56>> Mhm. There's actually people that do get
6:58>> a couple people just like anything ever.
7:00Yes. There's going to be a couple
7:01painters that make a incredible amount
7:03of money. Doesn't mean everyone does,
7:05but go ahead.
7:06>> Yeah. Uh my second job is I work at the
7:08Mckenry outdoor theater. Um it's one of
7:10the only surviving outdoor theaters with
7:12like the original tower and everything.
7:14>> The original tower.
7:16>> So like the projector like where the
7:17projector projects the movie. That's the
7:19original tower to when the original
7:21theater was opened.
7:23>> So people go there for the original
7:25tower. Well, yeah, because we're one of
7:27the only ones that's left in the United
7:29States.
7:29>> Well, who's excited about the tower?
7:32>> Well, who's going there for the tower?
7:34>> They're more excited.
7:34>> The brag of the tower.
7:36>> They are more excited for the movies,
7:38but I I get excited for the tower cuz,
7:40you know, it's like, oh, that's the
7:41original to the original. Like, that's
7:42awesome. Built in built in uh 1967.
7:45[laughter]
7:48>> Okay. So, the late60s. Great. [laughter]
7:52Historic landmark.
7:53>> Yep. Absolutely.
7:55>> Okay. Great. Um, okay. And what do you
7:58make doing a coordinator? So, you tell
8:00people where to park.
8:01>> Uh, yeah. So, I could do parking. I tell
8:03people not to not to add to the
8:05population in the parking lot. Uh, find
8:07a lot of uh stuff you probably wouldn't
8:10want to touch in the parking lot.
8:12>> Condoms.
8:12>> Condoms. Uh, had a couple times where it
8:15was like a portable pisser that you take
8:16with on camping and it's literally you
8:19piss into the bag and they just threw it
8:21out their window and that was an
8:22interesting day.
8:23>> Okay. Um, okay, good. What do you make?
8:26How many hours do you do a week in that?
8:28>> So, right now it's lower hours cuz the
8:30season is just beginning, but 1650 an
8:32hour. And then right now about every two
8:35weeks it's
8:37they're very low paychecks of only like
8:39$75, but we did recently just go to
8:42full-time.
8:42>> Who's we?
8:43>> Uh, we is in the staff.
8:45>> What are you going to make?
8:46>> Uh, so usually 20 30 hours is what
8:50they're going to be talking about for
8:52the rest of the season.
8:53>> Okay. Well, I mean that'll definitely
8:54boost you guys to a decent place for
8:56like Mckenry, which I assume is again a
8:58lower cost of living area. Uh, okay. So,
9:02what's going on, guys?
9:04>> We are barely surviving. We will
9:06>> Are you sure it's we? Because I read a
9:07note of him saying she needs to get her
9:09[ __ ] together.
9:10>> Is it we or is it you?
9:12>> I need to get my [ __ ] together.
9:14>> That's what he said coming in.
9:16>> I don't know what you mean by I need to
9:17get my [ __ ] together. I put 95% of my
9:20paycheck towards bills.
9:22>> Yeah. Well, I have to work two jobs to
9:24make sure that we get through all of it.
9:25So, I don't even understand.
9:27>> Yeah. And you give me 200 bucks per of
9:29your paycheck for the house. And I give
9:31$600 of my paycheck.
9:33>> Yeah. And to the house.
9:34>> You know what? Whose fault that is for
9:36not talking to me about what we actually
9:38need? It's your fault.
9:39>> My fault because I don't talk because
9:41you're never even home. Cuz you're off
9:44camping with the boys. You're camping
9:46with the boys. You're going to
9:48Pennsylvania for a reenactment. You're
9:49going camping next week after we get
9:52home from Texas?
9:52>> Yeah, I am. And cuz my high school
9:54friends were like, "Hey, we're going to
9:55be hanging out this weekend. You want to
9:56come with us?" And I'm like,
9:57>> "Oh,
9:59>> your kid has a doctor's appointment that
10:00I could really use your help with to go
10:02and take her to so I can stay home with
10:03the toddler."
10:04>> Well, that is why you work part time
10:05though, right?
10:06>> Yeah.
10:07>> Okay, continue. Sure. Sorry. Get it all
10:09out, girl. I I feel pent up here because
10:12I'm trying to make money so that we're
10:14okay and we're surviving. And then
10:15>> Did you camp here?
10:16>> No. Why the didn't you shower? I did
10:19shower.
10:21>> Oh,
10:21>> he is naturally greasy.
10:22>> I am naturally greasy. It's that Italian
10:25in me, unfortunately.
10:26>> No, it is not. Okay. [laughter]
10:30So, how often is going you going camping
10:33away from you guys?
10:34>> He is home maybe for the weekend, twice
10:39a month. He is
10:41>> brother. Well, you got young kids. What
10:43are you What are you doing? I'm sorry.
10:45Yes, she's parttime, so she can take
10:46care of the kids. That makes sense. I
10:48don't think you're working two jobs to
10:49take care of the house. I think you're
10:50working two jobs so you can go on your
10:52little excursions with the boys
10:54constantly.
10:55>> Well, it does it does help, but at the
10:57same time, like
10:58>> come on. Is that not it?
10:59>> Yeah. No, you're going off to go hang
11:01out with the boys so you don't have to
11:02come home and take care of the kids.
11:04>> I love taking care of the kids. What are
11:05you talking about?
11:06>> When's the last time you gave any of our
11:08kids a bath? Never. You've never given
11:09them a bath?
11:10>> He's never taken a bath. [laughter]
11:13>> Yeah. Uh, well, to be honest with you,
11:15I'm still terrified about giving them a
11:16bath. So, that's one of the things I get
11:18terrified about.
11:20>> Yeah, cleanliness scares the [ __ ] out of
11:22me.
11:22>> Mhm. What time does our oldest go to
11:24bed?
11:24>> Uh, usually midnight.
11:26>> No.
11:26>> Wrong again, idiot.
11:30>> 11:00. What time does the youngest go to
11:32bed?
11:33>> Usually 9 or 10.
11:34>> No. 7:30.
11:36>> Oh, that one was further off.
11:37>> That one was a lot off.
11:38>> What? How are you off on that? I mean,
11:39you're at least home then.
11:41>> He's on video games.
11:42>> Yeah. He comes home, says hi to me and
11:45the kids, sits his butt down. I'm going
11:47to put on video games. I'm going to play
11:49War Thunder.
11:50>> Yeah, I do play War Thunder and like a
11:52bunch of other video games.
11:53>> It's a tank game.
11:54>> Uh, yeah, it's like a tank game. You can
11:56do tanks, airplanes, stuff like that.
11:58>> Why aren't you contributing to this
12:00house of the paycheck of the paycheck?
12:02There's more to do. The wife needs a
12:04little, you know, help here and there.
12:08>> I do. I clean the house. I vacuum cuz
12:10you leave the house a mess. That's not
12:12true.
12:13>> Not true. I do vacuum. What are you?
12:16You're joking.
12:17>> Maybe once every two to three months
12:19>> cuz you haven't done it in 2 weeks.
12:21How's that my fault?
12:23>> You're the one that broke the vacuum,
12:24Lass. And you're like, "Okay, please fix
12:26it." "Okay, I'll go fix it." 3 days
12:28later, "Cany, can you fix the vacuum?"
12:30"Yeah, I'll fix it." 3 days later, "Hey,
12:32can you fix the vacuum?" "Yeah, I'll fix
12:34it." It has been 6 months since the
12:36vacuum's been broken.
12:37>> You know what? And that's because I have
12:40the two jobs that I'm working. That's
12:42what Let's bring it back to that.
12:43>> Yeah. One job that
12:44>> buy the other vacuum. I mean,
12:47>> it's money.
12:48>> It's money
12:48>> that we don't have.
12:49>> Well, I know. But you got to clean the
12:50house and you can get a cheap vacuum.
12:52>> Yeah. Facebook Marketplace.
12:53>> Facebook couldn't get a good one.
12:55>> Yeah, but you won't you won't even let
12:56me leave the house to go meet up for
12:58Facebook Marketplace. You won't even let
12:59me.
13:00>> That doesn't make any sense. You're
13:00hanging out with your boys constantly,
13:02including on gaming overnight. Why can't
13:03she go outside? Well, cuz like we grew
13:06up in that area where there's like the
13:07Craigslist murders and stuff like that
13:08where they're luring people. So like
13:10what is any different from Facebook
13:11marketplace? Man,
13:12>> we interrupt this program to bring you
13:14Courage the Cowardly Dog Show.
13:16>> Yeah. He's afraid that if I leave the
13:18house with the kids, we're going to get
13:19robbed, kids stolen, and me killed.
13:21>> So you're not go outside?
13:23>> No. I can go outside in the backyard and
13:25maybe take the kids to the park.
13:26>> That's a little weird, dude. Hey, you
13:28know what? She also decides not to go
13:30out, too. So that's on on her. That's
13:32wholly on her. I will tell her, "Get the
13:34hell out of the house." And she'll just
13:35be like, "Oh, no. I don't want to go out
13:38of the house cuz I don't want to leave
13:39the kids with you." Cuz you'll get
13:40emotional,
13:41>> cat, you do.
13:42>> You'll get emotional with the kids.
13:43>> Sometimes they do. Overwhelm me a little
13:46bit.
13:46>> Then don't have kids. What the is wrong
13:48with you? Hey, maybe if you weren't on
13:50the screens 24 hours a day and doing
13:52reenactments, you'd have a little sense
13:54of normaly and not get overwhelmed by a
13:56child. Maybe you need a little actual
13:59interaction with them on a consistent
14:01basis.
14:02to prepare you for what it's like to be
14:04with them alone.
14:05>> Why' you father children if you can't
14:07handle children? And less than that,
14:09why'd you bring a second one? Why'd you
14:11bring a second one in if you couldn't
14:12handle the first one?
14:14>> To be quite honest, they were both
14:15accidents and I love them dearly even.
14:17>> Okay. Why are we wearing condoms or
14:18birth control or snip?
14:20>> Uh, we were wearing condoms for the
14:22second one at least. That one ripped.
14:24>> Yeah, that one definitely did rip.
14:26>> Okay, but you learned it. You learned
14:28that it rip
14:29>> nonsense. So, take a plan B.
14:30>> Yeah. Yeah, you didn't even tell me that
14:32it
14:33>> Oh, that that's totally wrong. I did
14:35tell you and then
14:36>> you did not.
14:37>> You No, that is
14:39>> Why did you not tell her?
14:41>> Tell her. That's the thing. She's
14:42gaslighting me right now and she's
14:44saying that it's my fault that that was
14:46two people involved in that.
14:48>> 90% of the time you think you have
14:50conversations. You will start a
14:52conversation in the middle of the
14:54conversation. I'm like, "Hold up. What
14:55the are you even talking about?" "Oh,
14:57you know XYZ." And I'm like, well, why
15:00didn't you say that in the first place
15:01before you started with ABC?
15:03>> That's how my brain works. I'll think of
15:05a solution later into something we were
15:07talking
15:07>> mind reader.
15:08>> Well, maybe you should be,
15:10>> Ashaw.
15:12I am not a gypsy. I cannot read your
15:16mind.
15:17>> Maybe you should get a crystal ball
15:19then.
15:19>> Uhhuh. Sure. Burn down the whole house.
15:22>> Yep. Burn [clears throat] down the whole
15:23house. Put the Put it next to the
15:25window.
15:26>> Mhm. Right. Yeah, true.
15:29>> Sometimes I feel like burning down the
15:31house with all of your [ __ ] in it.
15:34>> What does that mean?
15:35>> We have a what 12 by4 shed has nothing
15:39but is reenacting stuff in it.
15:40>> No, it's all the back wall and then the
15:42rest of it
15:42>> right. It's not in the house.
15:43>> Yeah, it's not in the house.
15:44>> Some of it is in the house.
15:46>> But honestly, I moved that stuff out
15:49there so it was out of your way so the
15:51kids had somewhere to play in that
15:52little [ __ ] box we have.
15:54>> Okay, that is fair. But
15:56>> why do you guys live there if you hate
15:57it so much? What What are you talking
15:58about?
15:59>> Housing market.
16:00>> The housing market in Illinois for us is
16:02terrible.
16:02>> Do you own this?
16:03>> Yes, we do.
16:04>> Why' you buy it?
16:05>> Uh
16:05>> we were both in really bad situations
16:08and we both needed out of the house.
16:11>> What the are you talking about? Why'd
16:12you have to buy it?
16:12>> I don't want to rent cuz we fig
16:14>> if you're in an emergency situation,
16:15rent. Don't buy a house that Dude, you
16:17won't even let her outside. How scary is
16:20it around this house? Not at all
16:22admittedly, but like at the same time
16:24like dude, you always hearing about
16:26these people.
16:27>> Demographic in what is this? Mckenry.
16:30>> Mainly white.
16:32>> Huh? [snorts]
16:33>> Wait,
16:33>> you said demographic, right?
16:34>> Well, Cass, it's mainly a white
16:36neighborhood. So, like they we commit
16:38the most crimes.
16:39>> Huh?
16:40>> Per capita, right?
16:42>> Per capita.
16:43>> That's what I or population wise we
16:45commit the most crimes. So, that's why
16:46I'm terrified sometimes of it. or pro.
16:48>> Yeah. Well, not per that we get maybe
16:51once a year.
16:52>> Well, it's also like
16:53>> Wait, no, no, no. You have to be able to
16:55at least let her outside. Like the kids
16:56have to go outside.
16:57>> No, they're allowed to go outside and
16:59just
16:59>> She was saying different. Like that's
17:01>> I can go outside in the backyard and
17:02like take
17:03>> I'm saying besides that. Like the kids I
17:04I tell her take the kids for walks all
17:06the time. You know what ends up
17:07happening? She doesn't
17:08>> Well, you know what? If she goes and
17:09takes a walk herself and leaves the kids
17:10with you, you have an emotional
17:12breakdown.
17:12>> Yeah. And then you're in a mood for the
17:14rest of the day.
17:15>> Well, you know what? I just got to get
17:16used to it and I'm slowly am. It's
17:18getting
17:18>> Is he Is he because like how often can
17:21you actually leave the kids alone?
17:22>> I I can't take a shower.
17:24>> That's crazy.
17:25>> Yeah, she because the kids uh my
17:28daughter really just goes crazy when
17:31she's not in sight cuz
17:32>> you know cuz that's how you train them.
17:35It's 100% mom, never dad.
17:40I'm always out of the house working too
17:43reenactments and going camping and going
17:45out for drinks with the boys.
17:46>> Come on. Come on. I [clears throat]
17:47going for that stuff and she doesn't
17:49want to do anything where we have to the
17:52kids.
17:53>> What would she do with them?
17:54>> Yeah, we're going to call
17:56>> No, we could call We could call my
17:57parents or we could call your parents.
17:59They're more than Well, yes, absolutely.
18:02>> We didn't have access to my parents
18:03until the last what, 3 months?
18:06>> Well, yeah. And you know what? I'm very
18:07thankful for them that they did that
18:09that they're even right now with our
18:11kids.
18:12>> Okay. So they can watch the kids.
18:14>> Yes.
18:14>> We should do that even more and more cuz
18:15obviously the kids need some separation.
18:18They do.
18:18>> But also you need to have some contact
18:20with them, you freak.
18:22>> I do. Every weirdo. You wouldn't even
18:24let her go to the grocery store. I'm
18:25being red because there was a shooting
18:27four towns away.
18:29>> Yes.
18:29>> Like you're a freak, man.
18:31>> Ah, no. I'm not a freak.
18:33>> That's freak behavior. They need to be
18:34able to live life. If Yeah. But your but
18:37your helicopter parenting is going to
18:39prevent these kids from growing up in
18:41any sense of norm normaly. They're going
18:43to be weirdos. They're going to be like
18:45you.
18:45>> Oh yeah. I'm cuz I'm such a terrible
18:47example.
18:48>> Aren't you? You stay away from your
18:50family. You can't be around your kids.
18:52You don't shower. I would say actually
18:56not the best example.
18:58>> I would disagree.
18:59>> That's the counter argument though.
19:01>> And that's the common argument.
19:03>> Is it? So other people say this. No,
19:05between us because I'm like, "You need
19:07to stay home uh
19:10>> every weekend because he's off going to
19:12do something." It's like, "Can you stay
19:14home and go take our son outside, go to
19:16a park?" Okay. Yeah, I can do that. And
19:18he's back within a half hour.
19:20>> Not just that, but buddy, if you're
19:22going every other weekend with the boys
19:25camping somewhere, she at least deserves
19:27one weekend where she can
19:28>> And that's what I tell her cuz you break
19:30the down the moment the kids are with
19:32you for 5 seconds.
19:33>> And I told her, "Go regardless." I could
19:34put my headphones on or something so I
19:36don't hear it. Your headphones on.
19:38>> Yes. So that way like if if they're like
19:41just unconsolable, I can put my
19:44headphones on, calm down, and then try
19:45to figure out what the issue is.
19:46>> You won't even clean the house. How the
19:47is she going to feel comfortable clean?
19:49>> How is she going to be feel comfortable
19:50having like a spa weekend somewhere?
19:52>> Yeah, especially since the one time you
19:53got so mad when I was in the hospital,
19:55you broke the damn laundry basket.
19:58>> Okay. What happened? Um, after we gave
20:00birth to my daughter,
20:03>> she caused a hematoma on my right
20:05kidney. So, I was pretty much bleeding
20:07internally and so they wanted to do some
20:09monitoring.
20:10>> This was his first night alone with the
20:12two kids and something happened and you
20:15got pissed off and broke the laundry
20:16basket.
20:17>> Yeah, cuz I made them dinner and then he
20:18almost burnt himself so I had to get him
20:20out and from in front of the oven.
20:22>> That sounds like having kids. Yes. Yeah.
20:24What the I don't even have them and I
20:26know it. Like what the [ __ ] are you
20:28talking about? What? And you couldn't
20:30handle that. You went on a temper
20:31tantrum and broke [ __ ]
20:32>> To be honest with you, too, that whole
20:34situation was emotionally like I was on
20:37fight or flight mode. And
20:39>> well, I can understand having your wife
20:41in the hospital. Yes, that that that
20:43part can make sense. Does that mean we
20:44go into anger person? We break [ __ ]
20:46Come on, buddy.
20:47>> It was the only wrong with you. Go jerk
20:49off in a corner.
20:50>> Get it out.
20:51>> I I don't think I've ever angry jerked
20:53it off in a corner before, so I don't
20:54think that'll work for me.
20:55>> It is a stress reduction. I will tell
20:57you that. Better than breaking [ __ ] in
20:58front of the kids.
20:59>> No, the kids weren't in it was not in
21:00front of the kids. They were both in the
21:02living room and I closed their bedroom
21:03door and then
21:04>> and then just started breaking laundry
21:05baskets.
21:06>> No. Uh you're a freak.
21:09>> Yeah. Like it
21:09>> you went into the kids' room to break
21:11the laundry
21:12basket.
21:13>> It wasn't even ours.
21:14>> I closed the door and it got hooked on
21:17my foot and that was the last straw. And
21:18then I took it out in the laundry
21:19basket.
21:27Okay. So, I guess I think I completely
21:29understand her reluctance to leave them
21:31with you.
21:33Couldn't handle that. She said that was
21:35their first night ever with them alone.
21:37>> Yes.
21:37>> And you couldn't and you were breaking
21:39[ __ ] No [ __ ] She's never going to walk
21:41out that house without the kids. Dude,
21:44you're aing mess.
21:47Why even have the kids in the first
21:50place if you can't handle it?
21:53I love them. Okay. And that was a
21:55complete
21:56>> You don't know what time to go to bed.
21:57>> No, I don't. I don't.
21:59>> And you love them. You're gaming instead
22:01of having the time with them.
22:04>> The six-year-old's The sixmony old is
22:07The sixmon-old is imprinting right now.
22:10It's going to have the same problem the
22:122-year-old has in the end because you're
22:14never around.
22:16>> Well, I'm trying to do better at that.
22:18>> No, you're not. You're a pathetic
22:20father.
22:21>> No. From everything I've heard, you
22:22disagree. What is it? What do you do?
22:24>> Because
22:25>> because you work. Yeah. You do the
22:26minimum responsibility a man needs to
22:29do.
22:29>> I do take them out to the park. I do
22:31take them on walks and
22:32>> alone.
22:33>> Yeah. Absolutely.
22:34>> Is this true?
22:34>> He does take them alone when it's like I
22:36need to speed clean the house.
22:38>> Oh, when she needs to do a chore. Great.
22:41It's never to actually just do it for
22:43them. It's so that she can actually do
22:45the things for them. And then she goes,
22:46"Okay, it's going to be a great time to
22:48all of a sudden clean the house." cuz
22:49all of a sudden she's like, "Oh, I have
22:51all these things that that I could do
22:52now."
22:52>> Yeah. Because
22:53>> that you don't do during the week.
22:54>> Because I have a child clung to me. I
22:57have two children clinging to me.
22:59>> And they cling to me when I get home,
23:00too. So I could take the pressure off
23:02you. That's
23:02>> What do you mean? I thought you go and
23:03play video games immediately when you
23:05>> Not all the time. Every once in a while.
23:06>> All the time. The only time this our son
23:08clings to you, you're sitting on the
23:10couch and he decides to sit on your lap
23:12and watch TV.
23:13>> No. I grab him into my lap and I cuddle
23:16him because I haven't seen him because
23:18I'm working two jobs
23:20>> for a whole five minutes.
23:21>> A f a whole five minutes. You know, I'm
23:23I'm going to come I'm go from 7:00 in
23:25the morning to 1:00 in the morning. And
23:28>> how frequently?
23:29>> Once every 3 months.
23:30>> No.
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25:40>> Great. I'm getting I'm I'm glad you're
25:41sitting down watching Ken Burns and the
25:43kid will sit on your laps once. No, we
25:45watch Blueie, his favorite show, so
25:48that's why he's there. Not for you.
25:50>> Huh?
25:51>> Yeah, probably.
25:53That Well, I got I got stuff I got to
25:56work on.
25:56>> Okay, so holiday weekend's coming up.
25:59>> Going camping?
26:00>> No, that was
26:02>> Yeah, going camping with my high school
26:03friends. Okay. Holiday weekend instead
26:05of like taking the family somewhere.
26:07You're in Illinois. Go to Lake Michigan.
26:11It's a late spring, early summer.
26:13Beautiful times. Go to go to sleeping
26:15bear dunes.
26:16>> Actually, yeah, that was on the list.
26:18>> Oh, that was on the list, but instead
26:19you're going camping with the boys.
26:20Where? Doing what?
26:21>> Uh Wisconsin and uh going to shoot guns
26:24and stuff like that.
26:24>> What the is wrong with you? You know,
26:26you have I'm not opposed to doing that
26:28in general as a concept. Yes, you should
26:30have time where you pursue your hobbies
26:31and you're with your friends. It
26:33wouldn't be healthy if we were all just
26:35only with each other all day and the
26:36kids. Okay, I get that. But it's only
26:39you experiencing things. You don't take
26:40that. When's the last time y'all have
26:42gone somewhere?
26:43>> Uh here. This was like our first
26:46vacation in like 3 years.
26:48>> Yeah, it's a first true vacation,
26:50>> which means it's your first vacation.
26:52Well, he's doing something every other
26:54week, including this holiday weekend.
26:56>> Yeah. And this is like my first vacation
26:58ever because whenever I went on vacation
27:01with my family growing up, we were
27:03confined to the hotel room and that was
27:04it.
27:04>> So why is it more important to make
27:06memories with the boys instead of your
27:07boy and girl?
27:08>> Cuz I do have responsibility with some
27:10of the stuff than especially with
27:12>> shooting guns in Wisconsin.
27:13>> That one was a last minute and I said
27:16yes before I even realized what I was
27:17saying. I will be honest.
27:18>> Oh, shut the up.
27:19>> Yeah, they literally asked him
27:20yesterday.
27:21>> They literally asked me yesterday and I
27:22said sure, why not?
27:23>> You didn't consult the wife
27:24>> and mother of your two kids? No, I did
27:26not.
27:27>> Selfish [ __ ]
27:30>> Yeah, selfish.
27:32>> Sure.
27:32>> Is it not?
27:34>> I just think it's a normal everyday
27:35thing
27:36>> here and there. Sure. But if she if this
27:38is her first vacation in years,
27:40especially since having the kids, it's
27:42holiday weekend. Haven't done anything.
27:45And she's doing this to come on a show
27:47where she's, you know, getting financial
27:48resources. Like, it's a sure holiday,
27:50but it's also a mission here. We're
27:53doing [ __ ] that's uncomfortable to fix
27:55the household. So, how in the pre-in,
27:58how in the world are you opening the
28:01conversation with the producers of she
28:03needs to get her [ __ ] together where
28:04everything I just learned is that you
28:06are a literal manbaby who works a little
28:08extra so you can go have fun with your
28:09boys and never support her, the mother
28:11of your children. How the are you saying
28:13that?
28:14>> I'm always supporting her cuz you know,
28:16every time I get in home, it's always
28:18help or
28:19>> I thought it was game. Uh, no. That's
28:22not the priority.
28:22>> Give me the percentage. Give me like,
28:24okay, it's Monday through Friday. How
28:26many of those days does he gets game in
28:28the moment he gets home?
28:29>> Um, I would say about 90. There is some
28:32time where he'll ask
28:32>> 90%. That's [ __ ]
28:34>> Yeah, cuz there are some times when I'll
28:36Okay, even if let's let's hum let's
28:40humor you. Shush. Let's humor you. Okay.
28:43You come home. Hey babe, what needs to
28:46be done in the house? Hey, can you do
28:48dishes?
28:50I hate dishes.
28:52>> So then I'll go clean the cat box
28:53instead. That's that's how that works.
28:55>> Yeah. And it takes you 3 to six business
28:58days to do something after I asked you
29:00to do it and it's
29:01>> the cat pan. The cats come and nag you
29:04to change it.
29:05>> Yeah. And then I clean it. It's clean.
29:07>> Yeah. Usually two days later.
29:09>> Oh, no.
29:10>> Or I'll ask you, "Hey, do the dishes."
29:12Okay, I'll do the dishes before I go to
29:14bed. Okay, cool.
29:15>> Hey, I'm tired. I'm going to bed. I'll
29:17do them tomorrow morning before work.
29:19Okay, cool. that. Yes, I will give you
29:21that.
29:21>> Okay, I'm I'm tired. I'll do them when I
29:24go to bed. Okay, cool. And then it
29:27cycles and cycles and cycles
29:29>> without being there. I don't know who's
29:30saying who who's right, but I mean,
29:33instinctually, I have a feeling it's
29:34her. She at least has more examples to
29:36back it up. And again, you're going out
29:38this weekend. You You don't deny any of
29:40that [ __ ] So,
29:41>> no. I I just I have a feeling she's
29:45right. I'm sick of I applied because I'm
29:48sick of being told that I am the
29:49problem.
29:50>> You applied?
29:50>> Yeah, I'm the one that applied.
29:52>> Why did you open the conversations with
29:53the producers that she's the problem?
29:55>> Cuz anytime there's an issue and then
29:57all of a sudden I'm left in the dark
29:59about it, she always throws it on me.
30:01Like it's entirely been my fault, my
30:03problem, that I'm the cause, and then
30:05all of a sudden, uh-uh, no, I'm talking.
30:09You sit there and say, "I'm the problem
30:10all the time." But then all of a sudden,
30:13it's something that could have been
30:14talked about weeks ago because, oh,
30:16guess what? Alice doesn't want to talk
30:18to me about any problems until they boil
30:20over and then we're sitting there
30:22yelling at each other over finances
30:24because guess what?
30:25>> You're never home, so there's no way for
30:27me to talk to you.
30:28>> Text would be great.
30:29>> Oh, yeah. Like you check your phone. You
30:31You text the boys before you text me.
30:33>> [ __ ] Anytime you get a I get a text
30:36from you, I always hit reply. And you
30:38know what ends up end ends up happening?
30:40>> I'm so they're so dependent on what I do
30:42at work that oh hey guess what I can't
30:45look at my phone for four five hours
30:47because someone up the labels and now
30:49all productions shut down.
30:51>> Yeah. Texting at work and not texting at
30:53work I can get. Not a lot of people's
30:55let you um be on your phone during work.
30:57>> No they don't.
30:58>> We had it with when we worked together
31:00at the theater and the gun store and
31:03everywhere else. No, do not text on your
31:06phone. Okay, cool. It's policy. But when
31:08you are going out to the bar, I do not
31:11hear from you. When you're going out
31:12camping, I do not hear from you. And yet
31:15all the time when you're at home, you're
31:16playing video games and looking at your
31:18phone, texting the boys. It's always the
31:20boys over your wife and kids. Why?
31:24>> It ain't
31:25>> [ __ ] I like to smack you.
31:28>> Schmok.
31:30>> Yeah, she's her. She's fluent in German.
31:32>> I'm US German.
31:33>> You dress in World War II. This is We
31:35got some little concerned. All white
31:37town.
31:39>> It ain't like that.
31:42>> Uhhuh.
31:45So, you're saying she bottles up and
31:47>> she bottles up and then it
31:48>> I think we're witnessing that here.
31:49>> Yeah. Then this is
31:50>> But I mean, honestly, this is a platform
31:52to get it off your chest. So, I I'm not
31:54blaming for that. I'm not even
31:55criticizing you for that. But I mean,
31:57it's not Okay. So, how do these
31:58financial conversations go then at the
32:00house?
32:01>> They don't cuz he's never home to talk
32:03about it. And when I'm like since I put
32:05all of my money in for the house, I
32:07don't have enough money to pay my own
32:08bills. And he's always Are you guys
32:11married?
32:11>> Yes, we are.
32:13>> We have our own bills and then our joint
32:14bills. Like my phone bill, he doesn't
32:16pay.
32:16>> I'm actually on a joint plan for phones.
32:18>> He's still under his my child. Okay. So,
32:22but when they do happen, cuz he says
32:23they happen, it just bottles up. You're
32:25saying it doesn't happen. But when they
32:26do happen, how do they go? I need a
32:29little insight. So, usually it's like,
32:30hey, how I will ask her like we'll be
32:33sitting down and spending time with the
32:34kids and then I'll ask her, hey, how's
32:36it going with finances? Do you need any
32:38extra money this month for your bills,
32:40for our house bills? And she goes, "No,
32:42it's okay. I got it." So, she completely
32:45glazes over the whole thing. And then we
32:48got to deal with the fallout 2 3 weeks
32:49down the road. Hey, uh, I need three
32:52$400 here because I totally forgot to
32:54tell you about any of these extra
32:55expenses.
32:56>> I don't ask you for any other money.
32:57>> You You do? do not ask you for more
32:59money.
33:00>> You do. You liar.
33:01>> The only time I ask you for money is,
33:02"Hey, can you put some more extra, more
33:04than $200 into our house bill?"
33:07>> And I gladly do it. And I will gladly
33:09give you $1,000. But the problem is you
33:12don't let me know because guess what?
33:14You're buying all the groceries for the
33:15kids cuz you're home again. I'm out
33:18working.
33:18>> Call you a liar. I mean, that's a pretty
33:20heavy thing to just throw around. What
33:22do you mean she's lying? She lies about
33:24not asking me for money cuz anytime she
33:26needs money, she asks me for money and
33:27then I give it to her literally within
33:29seconds and then guess what?
33:31>> You moan about not having enough to buy
33:33a new firearm or an M whatever pack or a
33:37new coat or
33:38>> then I don't and then I save up for it
33:40and then I wait and then I get it when I
33:42can.
33:43>> Like you spontaneously buy you buy [ __ ]
33:46in your sleep.
33:47>> I do buy I did buy [ __ ] in my sleep
33:49once.
33:49>> Multiple times.
33:50>> Once.
33:51>> Multiple times. No, you're No. No. What?
33:53>> What the are we talking about?
33:55>> He'll buy stuff in his sleep. He'll have
33:57something up on his phone and he'll fall
33:59asleep and he'll wake up and then he'll
34:01buy it and he'll go back to sleep.
34:03>> I've also called the cops in my sleep.
34:04>> I think everyone's done that before by
34:06accident.
34:06>> Yeah, I've I've definitely dialed 911.
34:09>> Nope. Getting everyone saying no.
34:11[laughter]
34:12What the are you guys talking about? You
34:14guys are insane. I have no idea what
34:16you're talking about. I mean, you guys
34:18are going out to eat hundreds of hours.
34:20Miscellaneous [ __ ] hundreds of
34:21dollars other large purchases and
34:23unknown things almost $1,000. So you
34:25guys are spending a [ __ ] ton of money.
34:26Who but who are we saying's fault is
34:28that? Like it's all like [ __ ] ton of
34:30money on [ __ ] Like 40% of our
34:32spending
34:33>> the um eating out.
34:34>> No, all [ __ ] combined. Who are we
34:36saying whose fault
34:37>> is?
34:38>> So it's all you.
34:39>> I spend when I have
34:41>> Well, you don't make that much money,
34:42buddy. You're working a lot of hours and
34:44a lot of jobs to bring in not that much
34:47for the amount of time you're doing it.
34:49I mean, he spent all of our tax refund
34:51before we even got it.
34:52>> On what?
34:53>> Reenacting.
34:54>> Dude, what the are you doing? Do your
34:57kids not matter to you?
34:58>> They do matter to me.
34:59>> Well, then why the Listen, you got a
35:02nice big check because of the child tax
35:04credit thanks to Mwah. You're welcome.
35:08We're funding you. You guys are net
35:10contributors. You're part of the lower
35:1150% that contributes 1%. Okay, that's
35:14fine. That is how it is. We're
35:15progressive. That's good. Not
35:17complaining. kind of a little, but
35:19either way, and then you take it and
35:20it's meant for you to support your kids
35:22and you spend it on reenacting. What the
35:24are we doing?
35:25>> Especially since medical bills come out
35:27of reenacting.
35:28>> Medical bills do come out of reenacting
35:30a lot because it is
35:31>> Okay, you're not a war hero.
35:33>> No, not at all.
35:34>> Stop.
35:35>> What is this reenacting? What did you
35:37spend theing money on?
35:38>> Uh, uniforms
35:40to go out to events cuz you refuse to
35:42drive our brand new car. Why the would I
35:44drive our car when all of a sudden we're
35:46putting more money in into mileage, oil
35:49change, stuff like that. And if anything
35:50breaks down, then I got to hear, "Oh,
35:52hey, your brand new car that uh I was
35:55driving now all of a sudden doesn't work
35:57because the transmission blew, the
35:58engine blew."
36:00>> Yeah. So then we could dump more money
36:02into
36:02>> that. $900 on a rental car to drive out.
36:06>> Okay. That's just a rental car, not the
36:07equipment and [ __ ]
36:08>> No, that's uniforms.
36:10>> I already own all that. So, but it could
36:12be.
36:12>> So, what did you spend the refund on?
36:14>> So, more uniforms and stuff.
36:16>> What you just said? No, you didn't. Cuz
36:18you already have that, you [ __ ]
36:20>> Hey, I built
36:20>> the refunds just came. Not even refunds,
36:22subsidies. Those are subsidies.
36:24>> More uniforms.
36:26>> I buy more uniform stuff that I've been
36:28looking at. And then all the insignia,
36:30all the equipment, stuff like that, the
36:32helmet.
36:32>> How much did you spend with this refund?
36:35>> 3500.
36:36>> Oh, you
36:38got pieces of
36:39>> 5,000. Yeah, we got we did get 5,000.
36:42>> That is literally we are giving it to
36:44you as a society for the sake of your
36:46children. Take that. Put in a what is
36:50it? A 403b. Am I blinking on the actual
36:52right name? Put it on that. Put it in
36:53the Trump accounts. Put it in those. Let
36:56it grow.
36:58What are you doing? That's for the sake
36:59of your kids.
37:01>> Yeah, we actually opened up uh Trump
37:03accounts for our kids.
37:05>> There you go. It's easy. one of and our
37:07son, he's over the age limit to get like
37:10a grand put in already. And so my aunt
37:14is giving us a thousand for him.
37:16>> You didn't even tell me that. That's
37:18brand new. Why didn't you say that?
37:20>> Why are you freaking out about that?
37:21>> No, cuz it's kind of embarrassing when
37:23her family gets to gets does that stuff.
37:26You should be embarrassed. You spent
37:283500 on outfits instead of in your kid's
37:30Trump account.
37:33>> Which by the way, I would it for three?
37:35Am I forgetting? I always mix it up with
37:37two. I always mix that one up and uh
37:40like public safety.
37:45>> O, what a mess.
37:46>> Yeah, you know what? Talk about a mess
37:49and then all of a sudden
37:50>> 529
37:50>> and then all of a sudden you sit there
37:52and all the stuff I actually
37:53>> shut the cuff. Why not put it in 529 for
37:55the sake of your kids? That's what we're
37:57giving you money for or sure in the
37:59Trump accounts, whatever. or 529's a
38:01little better cuz it it's more tax
38:03beneficial, but it has to be spent for
38:05school. But either way, whatever.
38:07>> Yeah, it would be nice to be able to go
38:09and apply for those things, but I can't
38:11when I have Well,
38:12>> either way, no, I'm just saying put the
38:14money towards it instead of outfits like
38:15that. Like, you look like a freak.
38:17>> I think I look good.
38:18>> No,
38:21totally. Uh I'm totally an opinionated.
38:24>> Nope.
38:27I I spend it on it because I like the
38:29hobby and I enjoy it. You don't like
38:31your kid.
38:31>> Obsessed with the hobby. No,
38:33>> I mean every single conversation
38:34reenacting reacting.
38:36>> That's fine. Have a hobby. That's okay.
38:37But don't prioritize it over your kid. I
38:40have a hobby, too. No, my hobby is right
38:42now rust. And I have spent a lot of
38:44money on it. But guess what?
38:47Not over my kids. I don't have any. So,
38:49I can do it. But you What is this 35?
38:52First of all, I haven't spent 3,500 on a
38:54hobby.
38:56Not that I can think of. Like what are
38:58you doing? Maybe fish tanks. But
38:59>> so like anytime you get a uniform
39:02together giving you
39:02>> I get it. But you're choosing over your
39:03kid. I don't need the freakown. I
39:05understand. It costs money to do a
39:06hobby. I'm not complaining about that
39:07part. I'm complaining that you're
39:09putting it over your kids and you
39:10haven't been able to even apologize for
39:12that. Defend it. Have an opinion on it.
39:14You immediately just say, "Well,
39:15uniforms are this." You putting it over
39:17your kid, you pathetic worm.
39:19>> He has 32 pairs of shoes.
39:21>> Yeah.
39:21>> Hey, what are you doing?
39:22>> I actually downsized that. So,
39:24>> yeah. [ __ ] No.
39:25>> Yeah. I was opening up bins in the shed
39:27to get ready for a garage sales. Shoes.
39:30Shoes. Shoes. You're worse than a [ __ ]
39:33>> What's a bimbo [ __ ]
39:35>> Uh, someone that like um they have like
39:38uh 6,000 pairs of heels.
39:40>> I feel like you German freaks are just
39:42trying to create your own version of
39:43post Holocaust.
39:44>> No.
39:45>> All the pairs of shoes stacking up on
39:46each other.
39:46>> We absolutely despise those type of
39:48people. Those are the most disgusting
39:50people.
39:50>> Yeah. They try by our side. No one
39:52speaks like that unless they're really
39:53trying to defend against something.
39:56>> Trying to def
39:56>> What accusations do you have?
39:58>> Uh I have accusations against other
40:00reenactors that are like absolutely
40:03terrible people.
40:04>> Like
40:05>> against them?
40:06>> Yeah. 100%.
40:07>> Against you. There's no reason someone
40:09would come out that defensive against
40:11something. I don't need to defend that I
40:13am anti-holocaust
40:15because that's just a given. I've never
40:17heard someone so immediately have to go
40:19so hardcore anti-holocaust.
40:21>> Well, cuz let's be honest, you you put
40:24on a uniform, you you equipped yourself
40:26with the stereotypes that are associated
40:28with it, and then then that other
40:30>> brother, nobody takes you people
40:31seriously.
40:32>> Uh,
40:33>> you people take you people seriously.
40:35>> That's probable, but I'm I'm going to
40:38disagree because there's definitely
40:40people in this hobby I don't take
40:42serious.
40:43>> Not at all.
40:44>> No, but no one cares from the outside.
40:45So you don't have to defend
40:47>> your German
40:49collection.
40:52>> You got you almost got the H comb over
40:56>> old man.
40:58>> No, it's just it's just a regular
40:59haircut.
41:01>> It's the Hitler youth haircut.
41:02>> Hitler youth haircut.
41:03>> That's what your mom calls it.
41:04>> Yeah, that's that's
41:05>> She's not wrong.
41:07>> That's what my mom always calls any
41:08haircut I get.
41:09>> You're living in his perfect Mckenry
41:11community.
41:13You know, I actually like my
41:14>> living the dream.
41:15>> I like all my neighbors dream.
41:17>> No,
41:17>> exactly. That's what I'm saying. I think
41:19he would too.
41:20>> No, he wouldn't because a lot of our
41:22neighbors would have been would have
41:23been on that list. I would have been on
41:25We would have been on that list
41:27>> that he would have exterminated. So
41:29>> why
41:30>> Polish?
41:31>> What part? He kept many Poles alive.
41:33What?
41:33>> Not all of them.
41:35>> What's the part that wasn't?
41:37>> The part that wasn't was
41:39>> I see all's nose. Yeah, they could be on
41:42the list.
41:42>> That's fair. But they they were
41:45ethnically cleansing Eastern Europe as
41:47well, not just of
41:49Jews.
41:50>> Oh, okay.
41:51>> And then I'm Jewish. Well, I'm not
41:53Jewish, but my family's Jewish.
41:55>> Yeah.
41:57Okay. Okay. I still He hasn't even once
42:01said why he won't put it to his kids
42:02over his Hitler youth outfits.
42:06>> Cuz he doesn't want to grow up.
42:08>> That's kind of pathetic as a husband.
42:11Why won't you grow up?
42:13>> Well, because the one thing I was told
42:15in my life is that my Do you respect him
42:18as a man, as a husband?
42:20>> In a way, he does have his perks.
42:22>> What's the perks? He works.
42:24>> Yeah, he works. I'm
42:25>> glad he works. He's working for his
42:26hobbies, not for you guys. The tax
42:28refund went to his hobbies, not you
42:30guys. But sorry, go ahead.
42:31>> Um, for as paranoid as he is, it does
42:34come in handy sometimes. We did have
42:36someone uh attempt to break into our
42:38house and he
42:42took the ne necessary procedures to
42:44>> Well, this is why he's so afraid of
42:45everything.
42:46>> Yeah.
42:47>> Okay. Well, at least there's a reason
42:49cuz you were acting like a freak. What
42:51was the necessary procedures?
42:53>> So, acting like it's a military
42:54operation.
42:55>> Last the last thing you want to do is
42:57ever you like go out and like try to use
42:59force on stuff like that. So, we turned
43:01on lights around the house to let them
43:03know we were there. And then we uh
43:04>> called police.
43:05>> We called the police and stuff like
43:06that.
43:08>> Evacuated into um
43:10>> got all the family together into one
43:11room so we knew if something did happen.
43:14Okay. Okay.
43:16>> Okay. I thought I was expecting
43:18something a little more manly. But
43:19that's okay. I guess if if that's the
43:21what you got to get a respect then.
43:24>> That's great.
43:25>> He is a very if you're in trouble when
43:29it's outside of the house, he will come
43:30and help you.
43:32We've opened our couch to
43:35>> No, go ahead.
43:36>> We've opened our couch to a whole bunch
43:38of his friends that needed a place to
43:40stay. Going off to reenactments. His
43:43buddies are just as bad.
43:45>> Uh-huh. I continue.
43:47>> Keep going.
43:47>> Yeah. And then he's he he does
43:49contribute a lot to
43:57>> just [snorts]
43:59Sorry. Continue, please.
44:00>> [laughter]
44:01>> I'm sorry. I can't
44:02>> I just wanted to I wanted to finish the
44:04look.
44:07[laughter]
44:08>> Oh my good.
44:13>> Oh,
44:14>> but it's trying to finish the look. You
44:16look good. Does it Does it look good for
44:18anyone in his life that sees this? I did
44:20that. He did not do that.
44:22>> Thankfully, he can't grow facial hair.
44:23>> Yeah.
44:25>> But um he does uh try to help. Um, we do
44:28have a homeless um population and so she
44:32>> and make Henry four people.
44:34>> Yes.
44:35>> Okay, whatever. It doesn't matter. Um, I
44:38just need you to step up for the sake of
44:39your kids. I'm glad you protected in the
44:41home invasion.
44:44>> You need to step up for the sake of the
44:45kids.
44:46>> Yeah, I
44:48will be doing that now. Then
44:50>> get that [ __ ] off your lip.
44:54>> Stupid as
44:55>> I think you got it. You got it.
44:57>> Yeah, I did dry erase, not Sharpie.
45:00>> Thank you.
45:00>> Yes, I'm I'm still thoughtful even in my
45:03bits of making someone look like an
45:06online. Uh, [sighs]
45:08okay. So,
45:10in the conversation that happens again
45:12because we're having the conversation
45:14now. We're about to get into the
45:15finances. So, I just want to understand
45:17one more time. So, you guys go into a
45:18financial conversation. Who who brings
45:20up the topic?
45:21>> Usually, I do.
45:22>> Okay. So, what do you bring up? What's
45:23like a recent example of a financial
45:25conversation? Uh recently um our son had
45:28a fall, busted his nose open. He freaked
45:31out, was like, "We're taking him to the
45:33hospital." took him to the hospital. We
45:35got a hospital bill for that. And I'm
45:37like, "Great. We have a hospital bill.
45:39We need to pay this." He goes, "Okay,
45:41cool. How much is it?" It's $128 or
45:44whatever. He goes, "Okay, cool." And I'm
45:46like, "You're very nonchalant about
45:48having to pay more bills that we could
45:51have avoided cuz
45:52>> Well, how could you avoid it? I think
45:53that was pretty important to take the
45:54kid to the hospital.
45:55>> Well, cuz it wasn't like a broken nose.
45:57It was just he fell.
45:59>> How do you know though? I mean,
46:00depending on how scary it is, I might
46:02have taken the kid, too.
46:03>> When you broke When you break your nose,
46:04you get pretty fast bruising around
46:07certain areas of your nose and other
46:10>> Were you saying don't go to the
46:11hospital?
46:12>> Yeah.
46:12>> Yeah. She was saying don't go to the
46:14hospital. I'm like, no, he needs to go
46:15because he he fell from like my knee
46:17height. I'm I'm a tall person and he's
46:20>> Your son's a tall person. I mean, I
46:22would have been anxious and take the kid
46:24for sense of
46:24>> clear. He acted fine.
46:26>> Well, sure, but the How old was he?
46:30>> He was about a Yeah, just
46:32>> I mean, I would have I mean, why not get
46:34the clear?
46:35>> That's what I said. That's why I took
46:36him there.
46:37>> I understand $120 isn't fun, but you
46:39guys could actually fit that in your
46:40budget for the sake of the kid.
46:42>> Why take him to the Why take him to the
46:44hospital and pay more money than he
46:45could have just stopped inside the
46:46doctor's office? if you knew any if you
46:50remember anything that what we talked
46:51about instead of just saying what you
46:54are. Uh I took him to the care clinic
46:57cuz we're like okay it's not serious but
46:59he should definitely get checked out.
47:00They denied me cuz uh they denied our
47:02insurance. So then I went to the
47:04hospital to make sure that our son was
47:06okay.
47:07>> Why didn't you walk literally 20 ft to
47:09his doctor's office?
47:11>> Because he needed to be seen
47:13immediately, not
47:15in 3 4 hours in a walk-in clinic. I
47:18really doubt that his nose bleed was bad
47:20enough that he was going to drown in the
47:21blood.
47:22>> Well, I took him to make sure that he
47:24was okay. And if you have agreements
47:26with that, that's on you.
47:29>> I'm glad that our son is fine, but it
47:31was unnecessary hospital visit.
47:34>> Let's be honest, the cost of living
47:35right now is absolutely insane. But if
47:38you are out here leaning on credit cards
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49:35>> Maybe, but I would rather learn that
49:37afterwards, right? I I kind of I mean,
49:40I'm against you for not taking them. I'm
49:42kind of on your side for Yeah. He could
49:43have gone to the primary care. I don't
49:45think it was like emergency room level
49:47[ __ ] But
49:47>> our primary care were fully covered.
49:50>> Yeah. But also dollar shouldn't make a
49:52break. You guys really shouldn't. again.
49:54I mean, going out to eat spent almost
49:55$400. $120. Being taken off our going
49:58out to eat budget for that month for the
50:00sake of our kid is not much of a
50:01sacrifice. It's not
50:02>> I will say that the going out to eat was
50:04during the month that I was in the
50:06hospital. So, I couldn't really cook.
50:08>> Okay. It doesn't explain the other
50:09thousand plus on [ __ ] So, even
50:12still, no.
50:15Go [ __ ] yourself. It doesn't make sense.
50:16If you guys are complaining about not
50:17making enough money, why are you working
50:19the second job? Cuz you don't make
50:20enough money or to fund your hobbies or
50:22both. I'll be honest. Both. Yeah. I'm
50:25trying to find my hobby and also do it.
50:28>> How much is in your kids savings
50:29account?
50:30>> Uh, let's see. I got to think about
50:33that. Our son has almost two grand
50:36>> from you guys, not family.
50:38>> Yeah, two grand. And then our daughter
50:43has cuz let's see, we started when she
50:45was born has about 800 bucks.
50:47>> Okay. So, you spent more in one month on
50:50your reacting reenactment gear than they
50:54have in their entire savings. Do you not
50:55see how pathetically selfish that is? Do
50:58you guys see that? That's pathetic.
51:02You're a father.
51:03>> And then plus, whenever we do get some
51:05sort of barrier amount, you have to do
51:07something like dislocate your shoulder,
51:09get shot, you have to um
51:14in your ankle.
51:14>> That's something I can't control when I
51:16get injured. reenactment
51:18from No, the tendon was when I was
51:21working for the USPS and we went down to
51:22the lakefront. I got shot on the job
51:25>> and then
51:26>> the USPS.
51:27>> No, the uh I we worked at a gun shop
51:30together.
51:30>> Yeah, I guess that's a place you would
51:32get shot. Who shot you?
51:34>> Uh technically myself.
51:36>> Oh, you
51:37>> So then
51:37>> what the is wrong with you?
51:39>> Why'd you shoot yourself?
51:41>> So we had a collection of guns that was
51:42brought in.
51:43>> You are really are living that Hitler
51:44dream, aren't you? Yeah, I wish it was
51:47my head instead of my knee sometimes,
51:49too. But, uh, let's see that when I got
51:52that brought in.
51:53>> She didn't like that.
51:54>> No. Choose those words very carefully
51:57next time or I'm making you walk home.
51:59>> What the
52:01[laughter]
52:02You're kind of sometimes like a scary
52:04witch.
52:05>> That's why I said she needed a crystal
52:06ball earlier.
52:09>> I don't I think he was just making a
52:10joke. Like it it wasn't a good joke or
52:13anything, but it was just like why do
52:15you have salt?
52:16>> I have a heart condition and if my heart
52:19tries to stop, this kind of jolts it
52:21back into place, I guess.
52:25>> What the
52:26>> Yeah, if you have like medicine instead
52:28of salt.
52:28>> No, my my doctor doesn't care.
52:30>> Yeah, every time.
52:32>> Well, you need a new doctor.
52:33>> They were supposed to do a a bunch more
52:35tests and then I got pregnant and they
52:37refused to do tests.
52:38>> Okay. Well, it's been 6 months since
52:39then. So, go back.
52:41>> Yeah, that's what I'm working on after
52:42>> working on. Girl, you're carrying around
52:45salt.
52:46>> Yeah, literally
52:46>> go to the hospital.
52:48>> I tried to make an appointment.
52:50>> This is why you're so angry at nothing.
52:53>> Yeah.
52:53>> Yeah. I'm the most pent up rage because
52:55he's never home and never able to help.
52:56>> Well, I do get that point and I'm on
52:58your side for that. But, I mean, you
52:59just kind of freaked out like a crazy.
53:02Yeah, cuz I have a whole bunch of
53:03medical stuff going on and the do I'll
53:06be going to the doctor for my heart and
53:08they go, "Okay, tell me about your
53:09spine." That's an interesting story. And
53:11it's like, I'm here for my heart.
53:13>> Go to the different one. I don't know.
53:15Like, what are we doing? Okay, so you
53:17shot yourself.
53:18>> Yes.
53:18>> Freak where?
53:19>> Uh, it was through leg.
53:20>> It was through my leg. Yes. So, it was
53:22uh a little shitty 22 pistol and it was
53:25the last gun in the collection and they
53:27were bringing in uh they had the guns in
53:30the store for like 48 hours and then
53:32they were pulling live ammunition and
53:34then I grabbed this one, racked the
53:36slide back, looked down in the magazine,
53:37looking in the chamber, it was clear and
53:40then uh but because there was no
53:42followers, the little piece of metal
53:44that comes up in the magazine to feed
53:46the rounds, it wasn't present. So I'm
53:47like, "Oh, it's broken 22." And then
53:50when I racked the slide back and let it
53:52go, the the follower popped up, put
53:55around in the chamber, and then the
53:56whole firing pin assembly came out of
53:58the gun. So I just pressed it back into
54:00place. And it went
54:00>> Why was it pointed at your leg?
54:02>> Uh, it just went
54:03>> Why was the safety knot on?
54:04>> So it didn't have one. It's a It's a 20.
54:06It's a
54:07>> Why was it pointed at your leg?
54:08>> Cuz when I put the pressure down to put
54:10the push the firing pin assembly back
54:11into place, my finger not on the
54:13trigger, it tilted down and it aimed for
54:15my leg.
54:16>> Okay, your fault.
54:18Not really having sympathy. Did you
54:20always get an injured doing reenactment?
54:22>> Yes. The my most major injury was from
54:25reenacting when I was 19.
54:27>> This is not expensive for you guys. His
54:29injuries
54:30>> from this hobby. Dude, this hobby owns
54:32everything.
54:34>> It racks up.
54:35>> It does rack up sometimes. Yes.
54:37>> Like this. It's not fair. It's not fair
54:39to your
54:40>> Again, the savings is it's nothing,
54:42dude. Your someone's IRA has like $900
54:46in it. I don't see another one. So, it's
54:48like, what are we doing? You guys are
54:49dramatically behind on investing. Your
54:51kids are going to have to pause their
54:53lives in their early adulthood to take
54:55care of their parents that chose hobbies
54:56over actual retirement. That's not fair.
55:00This is pathetic. They didn't choose to
55:02come to the world.
55:03>> It is frustrating. It is.
55:04>> It's very frustrating.
55:05>> Yeah. I'd be an obnoxious, too.
55:08>> Yeah.
55:10No, you're horrible to be with and
55:12you're scary to be with. I wouldn't want
55:15to be on any part of this relationship.
55:17>> Match made in heaven or hell, I guess,
55:19whatever you want to describe it.
55:21>> I don't know, but maybe I wouldn't
55:23breed.
55:25Um,
55:27okay. Does he get permission for the
55:28things he buys? At least
55:30>> once in a while.
55:31>> And you give it
55:32>> once in a while.
55:34>> Okay. What's once in a while? Like 10%
55:36of the purchase, 15, 20?
55:38>> 10%.
55:39>> Okay. The other 90. Why are you just
55:40doing that without consulting the wife?
55:42>> I'm the mother of children.
55:44>> Pulsive with a lot of this stuff.
55:46>> It's good as a father and partner.
55:48>> Yeah. Uh
55:49>> so paying for is really
55:51>> Yeah. I'm a paying for [ __ ] Uh when it
55:54comes to that type of stuff, it'll go on
55:55sale and I'll instantly open it.
55:56>> But you already know it's a problem. So
55:58why continue to do it when they have no
56:00savings? You have no savings. You're
56:02being a pathetic.
56:03>> Cuz I had money in my bank account and I
56:05just I could easily more afford it with
56:07you. Like this makes no sense.
56:10Literally spending was $4,31012
56:13when 3,261
56:16came in. You spent almost 1,000 more.
56:17No, you spent over 1,000 more. 1,100
56:19more than you guys brought in. That's
56:21debt. That'sing debt. What are you
56:23talking about? You don't have money in
56:24your account. What are you talking
56:25about? This is pathetic.
56:30>> Yeah.
56:30>> I bet you have collectibles, don't you?
56:33>> No, actually, I use all the stuff in
56:36reacting on the top of the TV. Name one
56:39that doesn't have a uniform and
56:41equipment.
56:41>> Guns. You're a gun guy.
56:42>> Yes, I do have guns.
56:43>> Those are Okay. What's your guns worth?
56:45>> Uh 40,000 at least.
56:49>> Our debt is less than 40,000. Sell them.
56:51You're out of debt.
56:52>> No.
56:53>> But how do you care about your own [ __ ]
56:55Your family. You are such a bad person.
56:58>> Yeah.
56:59>> You're a bad person. You're Listen. Yes.
57:02You love your guns. I love some things I
57:03have, too. I would never take them over
57:06my kids if I had them. Never. I want to
57:08take them over my dogs. I want to take
57:10them over my girl. I want to take them
57:11over anything.
57:12>> The fact of the matter is I'm not
57:13selling them because I will never get
57:15them back.
57:15>> It doesn't matter. You'll never get your
57:17kids back either. And their life is in
57:20danger cuz you don't have a fully funed
57:21emergency fund. They're not being taken
57:22care of and you don't have retirement
57:24and you're being pathetic.
57:26They matter more THAN YOUR GUNS.
57:29>> YOUR GUNS are cool. They matter more.
57:34>> The kids matter more than my guns, but
57:36it'll be hard. It'll be it'll be hard
57:39but my kids my guns butt.
57:42>> No, you'll be able to if they're worth
57:4440, you can sell them. Yes. And you're
57:46in the community. And if I'm not
57:47mistaken, has he sold guns before? Has
57:51he sold guns before?
57:52>> Like maybe two.
57:53>> Has he bought guns back?
57:55>> YEAH.
57:55>> THERE YOU GO. YOU'VE BOUGHT GUNS BACK
57:57THAT you've sold before. Look at her.
57:58Look, even the witch IS CRYING. EVEN THE
58:00WITCH is crying because you're literally
58:03choosing guns over her in the Mark wants
58:06to give you dry paper towels. Thank you,
58:08Mark. I think we should do tissues
58:09though instead. Thoughtful thoughtful
58:11man. Uh oh, dry paper towel it is. Never
58:14mind. [laughter] Thank you, Mark. Um,
58:20there we go. We love Mark. W Mark
58:23>> flavors.
58:25>> Yeah, use those. Those will hurt you.
58:27And you're you're white and pasty, so we
58:29don't need that. The thing is, buddy,
58:31how the [ __ ] she's crying rightfully so.
58:34Fact that you are choosing guns over her
58:36and the kids. Selfish. You're selfish in
58:38every instance of your life from the
58:41things you do. This is her first trip
58:43anyway. Like, what the is wrong with
58:45you? You're a bad father. You're a bad
58:48partner.
58:49>> Oh, at the end of the day, I just wish
58:51he was thankful and stopped bitching
58:53about everything. [laughter]
58:54>> Oh my god. You got to be kidding me.
58:56Crazy.
58:58>> You got to be kidding me.
59:01>> Out of all the things that I do,
59:03actually do, you know, you always
59:04nitpick the stuff that's I don't do.
59:07>> Yeah, cuz it needs to be done.
59:09>> No, you I'll do I'll do it.
59:11>> I don't think I've had more than 5 hours
59:13of sleep in the past 2 years cuz I'm the
59:15one that gets up with the kids in the
59:17middle of the night.
59:17>> Cuz you That was one of the craziest
59:19statements I've ever heard anyone say on
59:20the show. What the I called out your
59:22[ __ ] and you say she should stop.
59:25What the is wrong with you?
59:27>> You work, you come home, you say hi, and
59:30sometimes you don't even do that. You
59:32just go to bed cuz you're pissed off.
59:35>> Yeah. Could you imagine like all the
59:37stress that I have?
59:38>> Video games. You'll come home, you'll
59:40play video games. Oh my gosh, I'm
59:41horrible at this game. I keep dying. I'm
59:44going to bed. And then I've got to turn
59:47off your Xbox. I've got to get the
59:48control.
59:49>> You even turn off your own Xbox?
59:50>> No. When I got that pissed? Yeah. For
59:54someone that games that much and looks
59:55like you, how are you so bad?
59:57>> Definitely not my number one hobby.
1:00:00That's for sure. I'm not that good.
1:00:01[laughter]
1:00:02>> Making her turn off the Xbox. Dude, you
1:00:04suck.
1:00:06>> [ __ ] you suck.
1:00:06>> I do suck at video games.
1:00:08>> No, you suck.
1:00:09>> How about
1:00:11me?
1:00:12>> Oh, you made that joke and then I took
1:00:14it too far.
1:00:15>> So, at least you admit you.
1:00:17>> Yeah, at least you took it too far. Yes,
1:00:19>> I I did take that joke a little too far
1:00:22at times where I'll just go hear me.
1:00:24>> At times, wouldn't you know after the
1:00:26first time it's too far?
1:00:28>> No, I at times
1:00:29>> I I have to raz her sometimes cuz she
1:00:31always gets raz me.
1:00:32>> Sometimes it's funny. Sometimes it's
1:00:34appropriate. Other times I am holding a
1:00:36screaming child while cooking dinner and
1:00:38the cat is puking on the floor.
1:00:40>> That wouldn't be the best time.
1:00:42>> No, that would not be the best time.
1:00:43>> Why do you do it then?
1:00:45>> I did it maybe once. Okay, you know
1:00:47what? I will I will I I will say I did
1:00:49it once to you and then I and I when was
1:00:51the last time I did anything like that
1:00:53back?
1:00:53>> Uh let's see what's today the 16th.
1:00:55>> Yes.
1:00:56>> So
1:00:57about 3 and 1/2 weeks ago I just brought
1:01:01our oldest home from the doctors. You
1:01:03came home, you beat us home. So you
1:01:05didn't come with us to the doctors at
1:01:06that one time.
1:01:07>> Right. Cuz I was working.
1:01:08>> Yeah. And so you sat down and playing
1:01:10video games. We walked in. Hey, since
1:01:12you're at the fridge, beer me.
1:01:14>> Yeah, I did. I did do that.
1:01:16>> That is convenient. But I also had a
1:01:18sleeping child in my arms and another
1:01:19crying one in the back hallway.
1:01:21>> And I went to help.
1:01:23>> How long have you guys been together?
1:01:25>> Uh, since 2020.
1:01:28>> 2020.
1:01:29>> Oh, a co relationship.
1:01:31>> Yeah.
1:01:31>> Yes.
1:01:32>> Yikes. Okay. Yeah, we're seeing the
1:01:33outcomes of that now.
1:01:36>> Oh, man. Cool. So, you'll you'll sell
1:01:39your guns and get eyes at today?
1:01:41>> I'll find one to sell and go from there.
1:01:43the most expensive and collectible one.
1:01:46>> You can get out of it today. We wouldn't
1:01:48even need to have the rest of this
1:01:49conversation. Except we do because your
1:01:50behavior will get you back here again if
1:01:52you don't fix it. But even still, what
1:01:53the Okay. What do you guys think your
1:01:54financial score is? 0 to 10. Zero being
1:01:57the worst, 10 being the best as a
1:01:58household.
1:01:59>> Um, when I took the quiz on your website
1:02:02thingy, it said 3.8 or something.
1:02:04>> I was about to say mine came back is a
1:02:06three, too.
1:02:07>> It feels like a two.
1:02:09>> Well, we'll see. We'll see. Listen, if
1:02:11you want your hammer financial score, it
1:02:13is free. Go to Caleb.com, take the
1:02:15assessment, see where you stand in the
1:02:16world of money, where you're doing
1:02:17poorly, where you're doing great, and
1:02:18where you need what you need to do to do
1:02:20well at money. And if you don't want to
1:02:22be like a guest who ends up on the show,
1:02:23make sure you download the Dialise
1:02:24budgeting app. It is great. Tens of
1:02:26thousands of monthly active users for a
1:02:28reason. Most people take the annual
1:02:30version after the trial because it saves
1:02:31almost 50%. And you get my 30-day budget
1:02:35meal planed by me mailed directly to
1:02:37you, plus the digital version of the
1:02:38cookbook. You guys get that and the
1:02:41digital version of the cookbook.
1:02:43Caleb hammer.com
1:02:45to do
1:02:46>> piss time.
1:02:51So why the do I see owing mom
1:02:55$7,000? Whose mom?
1:02:57>> My mom.
1:02:58>> Why?
1:02:59>> Uh we had to get a new roof or
1:03:02>> Okay. So like I said, why the you're
1:03:04like I don't want to throw money into
1:03:06renting you. Why rush into the home
1:03:08ownership when you guys are not
1:03:09financially ready? You guys are young.
1:03:11You didn't have to in a town that you
1:03:12might not even want to stay in because
1:03:13there's obviously no opportunities. And
1:03:16not only that, but look at the
1:03:17consequences. You get a house without an
1:03:20emergency fund.
1:03:21>> [ __ ] Did you have a fully funed
1:03:23emergency fund?
1:03:24>> You should have been able to afford the
1:03:25roof. What the happened?
1:03:26>> Uh we fell for
1:03:28>> You fell for the flipping.
1:03:29>> No, cuz you fell for it, too. You were
1:03:31right there with me the whole process.
1:03:32>> Fell for the middle ground. The middle
1:03:34ground was like an $8,000 roof. You went
1:03:37with a 12.
1:03:38>> Well, cuz you know what? The the
1:03:40warranty with the roof passes on to the
1:03:42next owner cuz we plan on moving.
1:03:44>> Yes. And we did not get a new roof in.
1:03:46>> See, this is home ownership. Why did you
1:03:48have to own a home? So, obsession.
1:03:51Obsession with people. You weren't in a
1:03:53place. It was an emergency moveout. You
1:03:55didn't need to buy.
1:03:56>> Well, probably because renting in our
1:03:58area is about what, 1,200 a month. Our
1:04:03mortgage is 600.
1:04:04>> And then you HAVE A $12,000 [screaming]
1:04:07ROOF OR whatever the
1:04:10>> from uh Felco Delco.
1:04:13>> At least the landlord takes care of all
1:04:14the other [ __ ] And no offense. I mean,
1:04:16I'm taking a look. It literally
1:04:18literally looks like a shed with the
1:04:20color and everything.
1:04:20>> It is. It's 700 feet.
1:04:22>> Why the You bought a 700 ft house. You
1:04:24want You're going to sell that again?
1:04:25Good luck, dude. What the
1:04:27>> be surprised because our community is
1:04:29turning into old folks community.
1:04:31>> It is. They're all great.
1:04:33>> They're all moving in.
1:04:34>> That's [laughter] good. They're all
1:04:35moving in. It's a place that I want to
1:04:37invest in.
1:04:38>> Yeah.
1:04:39>> Places where people die. So $7,000. Are
1:04:41you on a minimum monthly payment with
1:04:43with mother?
1:04:44>> So the agreement was that when we sold
1:04:46the house, it would come.
1:04:48>> Oh, for sake. And when are we selling
1:04:49the house?
1:04:50>> We're working on getting it ready for
1:04:52the market.
1:04:53>> Yeah. Hopefully in the next
1:04:53>> year. And I see the house that you're
1:04:54interested in.
1:04:55>> Yeah. And we do have a financial plan
1:04:58for it because it has an apartment built
1:05:01above the garage
1:05:02>> so we could offset the whatever mortgage
1:05:04is left over after we sell this
1:05:06surprisingly like the same price. Why is
1:05:08it in a shitty area? It must be.
1:05:10>> It's in Indiana.
1:05:11>> It's in Indiana.
1:05:11>> Why would you? Okay.
1:05:12>> In the middle of nowhere.
1:05:14>> Why again? Why do we go to a place with
1:05:16no opportunity?
1:05:17>> We like the quiet countryside more.
1:05:19>> Doesn't matter. You need opportunity for
1:05:20the kids. You need income. You need
1:05:22schools. You need good things.
1:05:24>> More than just quiet. You can get quiet
1:05:25in anywhere.
1:05:26>> We're um My brother is disabled and
1:05:28lives in a home and that is close by the
1:05:30home.
1:05:30>> Yeah. So, if anything,
1:05:31>> I'm sure you could be in a place that's
1:05:33relatively close. That's okay, dude.
1:05:35It's 555 people live in that town. What
1:05:37are you going to do for work? Uh
1:05:40>> you need to have a job, guy. What are we
1:05:42doing?
1:05:44Come on. What's our income plan there?
1:05:47>> The income plan was because right now
1:05:49I'm in college. Uh
1:05:51>> you are doing what? uh to get my
1:05:53associates done to be it's to be a
1:05:56history teacher.
1:05:58>> Illinois is like really desperate for
1:06:00teachers. So like Well,
1:06:01>> good thing you're moving away from
1:06:02Illinois.
1:06:02>> Well, it's right over the border so I
1:06:04could commute.
1:06:06>> Where's the nearest town? How how close
1:06:08is the nearest school? Decent school.
1:06:10Cuz you're going to get small town pay.
1:06:13>> 354 minutes.
1:06:14>> Yeah.
1:06:15>> So it's what I'm the commute that I'm
1:06:17doing right now to work at the me
1:06:19>> definitely. That's if that school hires
1:06:21you.
1:06:22>> Yeah. You're kind of banking it all on
1:06:23one. You're not in an area that has a
1:06:24lot of schools. Really banking on
1:06:27literally one building hiring you.
1:06:29That's risky as I don't like that.
1:06:31You're not going to make much,
1:06:32especially for a long time, especially
1:06:34in that area in that kind of school
1:06:35district. Lower property taxes.
1:06:37>> And what are you going to do?
1:06:39>> Um well, my part-time I work from home
1:06:41and the So my boss is my mom.
1:06:46>> Oh my goodness. She works for the same
1:06:48company.
1:06:48>> Okay. I'll get you a course career
1:06:50certification. Many people in the
1:06:51audience has converted those into six
1:06:53figure paying jobs either at their
1:06:54current job or getting a new job. You
1:06:55should check that out.
1:06:57>> Big discount for my audience, but I'll
1:06:59get you it for free.
1:07:00>> Yeah, cuz my mom's planning on retiring
1:07:02soon and I'm supposed to take over her
1:07:03job.
1:07:04>> This is just it makes no sense to me,
1:07:06guys. This is just such a mess. And
1:07:08borrowing from mother like, "Mom, we
1:07:10need a new roof. Please give it to us.
1:07:12Why didn't you finance it with the
1:07:13roofers? Why didn't we get a personal
1:07:14loan? Why didn't we do anything like
1:07:15that?" Like we literally have Well, I I
1:07:17wouldn't want you guys to because you
1:07:19guys are up, but we have like personal
1:07:20loans and like loans for this kind of
1:07:22[ __ ] We have all the financial services
1:07:24that anyone could need at caleb.com. We
1:07:26have that [ __ ] Why'd you guys go to
1:07:27mother? It complicates relationship so
1:07:29hard.
1:07:30>> She actually
1:07:31it approached us with the idea and then
1:07:34we were already on a payment plan.
1:07:35>> How did she find out? Okay. So, she saw
1:07:38the debt and she was like, "Let me
1:07:40>> Yeah, cuz uh
1:07:41>> Yeah.
1:07:41>> Oh my goodness. You have another one to
1:07:43your mom?"
1:07:43>> Yeah. Yeah. ANOTHER 45,500 FOR WHAT?
1:07:46>> WE BOUGHT her car.
1:07:46>> We bought her car from her.
1:07:48>> But you owe it to us. You didn't even
1:07:49buy the car from her. You got [ __ ]
1:07:51You You lended it out. You got leveraged
1:07:53up.
1:07:54>> Yes.
1:07:54>> You don't even have [ __ ] [snorts]
1:07:57>> So $500 a month,
1:07:59>> correct?
1:07:59>> Yes.
1:08:00>> Oh my goodness. Are you actually making
1:08:02the $500 a month payment
1:08:05>> every month?
1:08:05>> So what happened here? What's the car?
1:08:08>> It is a
1:08:11Is it a Kia Sto? Kia Stos. Yes. Is there
1:08:14a brand new car that you were talking
1:08:15about?
1:08:16>> Yeah. Okay. So, it's not a brand new
1:08:17car. It's just new to you.
1:08:19>> It's new to us. 24.
1:08:21>> Okay. Well, that's pretty good. You got
1:08:23it on the cheap.
1:08:24>> What the Why do you owe4,500 on it when
1:08:27it's worth $18,000?
1:08:28>> Cuz we bought it for 11 and we used um
1:08:31>> You paid it down that much. 0%. That's
1:08:33why.
1:08:34>> Yeah. Cuz we bought it directly from
1:08:36her.
1:08:36>> So 0% though.
1:08:37>> Yes.
1:08:38>> Okay. Well, you got a good deal on that.
1:08:39I'll be honest.
1:08:40>> Yeah. because I originally had a twodoor
1:08:44tiny ass car and could not fit the kids
1:08:46car seats in it.
1:08:47>> So, if you're getting the blessings of
1:08:48like two halfway decent loans from the
1:08:50parent, one you don't even have to pay
1:08:52on, one that's 0% that you've already
1:08:53had a great equity position and you have
1:08:55a great equity position in the car, how
1:08:57the are why are you guys fighting so
1:08:59much about finances?
1:09:00>> Well, what is wrong?
1:09:01>> I'll be honest with you, too. If I'm
1:09:02going to be making sacrifices, she needs
1:09:04to sell her car, too.
1:09:06>> I'm not selling my car.
1:09:07>> Yeah, I think you should.
1:09:08>> No, I use that daily.
1:09:10>> Yeah. and we can get something cheaper.
1:09:12>> Oh yeah. Are we going to do the same
1:09:14thing where I would drive you to work?
1:09:16This wasn't my [ __ ] your car then use
1:09:19your car for the day and then alter my
1:09:21day and nap time and stuff like that.
1:09:23Pile the kids in the car and come pick
1:09:26you up after work.
1:09:27>> This wasn't my question.
1:09:29>> No, I'm answering him.
1:09:30>> What are you guys fighting on if it's
1:09:32not even like I don't even understand.
1:09:35These two debts aren't even horrible.
1:09:36You're lucky that you got them from
1:09:38mother. What are we fighting on
1:09:39financially?
1:09:41>> We're barely scraping by. We barely have
1:09:43enough in our in our um things because
1:09:46he keeps spending it all before we even
1:09:48get it.
1:09:49>> And you keep spending it too. So like
1:09:51>> on groceries.
1:09:52>> Yeah. On groceries. And then you'll come
1:09:53home and you'll buy like have Starbucks
1:09:55coffee in your hand or cookies in your
1:09:57hand. [ __ ] like that.
1:10:00>> Once once like once every two three
1:10:02days. Okay. Yeah. Once you
1:10:04>> from passing out because of the sugar.
1:10:06You have sugar at home?
1:10:09>> Yeah, but so
1:10:10>> don't need Starbucks sugar specifically
1:10:12to not pass out.
1:10:13>> Sugary when I'm out and about.
1:10:15>> So why not go back sugar? What the [ __ ]
1:10:17are you talking about?
1:10:18>> Why don't we make those Pillsbury
1:10:19cookies like that? We that I like a lot
1:10:21then that way you know.
1:10:22>> You literally take a sugar cube. Pack a
1:10:24pack a sugar cube.
1:10:26>> Oh, a sugar cube.
1:10:27>> You don't need a $8 Starbucks to not
1:10:30pass out. Have a sugar cube like a
1:10:33horse. Yeah,
1:10:35>> I'm a horse now. Yeah, thanks. I'm a
1:10:37horse. Well, go go go from a witch to a
1:10:39horse.
1:10:40>> What? No, I didn't even say you look
1:10:41like a horse. I'm just saying have a
1:10:42sugar cube.
1:10:43>> Somebody said
1:10:45>> you act like a witch, but you can eat a
1:10:46sugar cube like a horse.
1:10:49>> Yeah. Yeah, I guess so. Whatever.
1:10:51>> Well, yeah. If you can't afford the
1:10:52Starbee's, do it. If you or your child
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1:12:34Financial Resources part of the pin
1:12:35comment or description below.
1:12:37>> Yeah. Well, keep me from passing out, I
1:12:39guess, enough if I have a heart thingy
1:12:41mabber. But still, I at least like it to
1:12:44taste good.
1:12:45>> Well, that would be good, too. But can
1:12:46you afford it? No. So, make something at
1:12:48home that you take out and about with
1:12:49you. We don't have enough room to have
1:12:51like a coffee maker or anything. We
1:12:52barely have enough coffee.
1:12:53>> A coffee maker. We don't need a coffee
1:12:55maker.
1:12:56>> Yeah, you're the one that was looking on
1:12:57Amazon. What was it last night?
1:13:00>> Yes. Get a coffee maker. Get a Guys, get
1:13:03a coffee maker. You can get a coffee
1:13:04maker like this big. Single pot. Like a
1:13:06single cup.
1:13:07>> We don't even have enough uh countertop
1:13:09for a microwave.
1:13:10>> Yeah, we have. This coffee maker is like
1:13:12the size of like a third of a microwave.
1:13:15What are you guys talking about, guys?
1:13:16This is like seriously like this big.
1:13:18It's a single cup thing. It's tiny.
1:13:22>> That's what I tell. Yeah. Like the hotel
1:13:24ones [screaming]
1:13:26>> that I was like looking at last night
1:13:28like
1:13:28>> No, you were looking at the fancy cures
1:13:30where you had the little cups and you
1:13:32put them on the
1:13:33>> You are not going and getting Starbucks.
1:13:35If you are barely scraping by, Starbucks
1:13:37is not an option. Make that make sense
1:13:39to me.
1:13:40>> Okay, I will cut down on the Starbucks
1:13:41and maybe I'll get a candy bar instead
1:13:43since it's a once in a while thing where
1:13:45I'm about to pass out with the candy.
1:13:47Listen, it's this isn't sugar. This is
1:13:49sugar-free. So, this doesn't necessarily
1:13:50work. But the same excuse stands,
1:13:53though. You're not going out and buying
1:13:56coffee. You're making at home. You're
1:13:57not going out and buying energy drinks.
1:13:59You're making at home. That's gamer
1:14:01subs. It's more delicious. I promise. We
1:14:03blind taste it. And it really is. Get
1:14:05your free samples link in the
1:14:06description below. Code Caleb to figure
1:14:08out what flavor you like. Then get your
1:14:09Gamer Subs at 40 cents a serving after
1:14:11our discount code as well. Link in this
1:14:13the description below. Make your energy
1:14:15drinks at home that does not have sugar.
1:14:17So, you do need to do something sugar,
1:14:18but put some sugar cubes in there or
1:14:19something. I don't know. But make your
1:14:21coffee at home, guys. It's like this.
1:14:22And then gamer subs is literally this.
1:14:24So, it's like shut the up. There's no
1:14:25excuses. You're not going out and
1:14:27getting [ __ ] if we're barely
1:14:28scraping by. You can go out and get
1:14:30[ __ ] but not if you're barely
1:14:31scraping by.
1:14:35But also, I I I'm sorry. There is a like
1:14:40level here. Also, for what it's worth,
1:14:43that like, yes, you should not be
1:14:44getting Starbucks a few times a week,
1:14:46okay? Probably in your situation. But
1:14:48that's not comparable to you dropping
1:14:49$3,500 on on this kind of [ __ ] Like,
1:14:53that's not even comparable. Having a
1:14:54$40,000 gun collection, this is not a
1:14:57comparable thing here. Like, what the
1:14:59you're obviously far beyond a a few
1:15:03starbies a week, you freak.
1:15:06>> He's even trying to get me something and
1:15:09I'm like, "No, I don't want it." And
1:15:11he's like, "Oh, I'm going to get it for
1:15:12you anyway at some point." And I'm like,
1:15:13"I don't want it."
1:15:14>> And I tried my best. Like,
1:15:16>> it's something that he's like, "Oh, I'm
1:15:17going to do this for it. I'm going to do
1:15:18that for it." It's like, it's more for
1:15:20yourself.
1:15:22Put it under my
1:15:22>> cuz you will not buy anything for
1:15:25yourself. So, if the burden falls on me
1:15:27>> and yet you just said that I don't buy
1:15:28anything for myself, but I am the
1:15:30problem.
1:15:30>> Yeah, you are. Because you don't even
1:15:32get stuff that's necessary for life for
1:15:34yourself that I have to go out and buy.
1:15:35>> She said she gets groceries, dude. She
1:15:38she she gets groceries from our joint
1:15:40account, but her personal account, she
1:15:42won't spend anything on herself.
1:15:43>> I don't have enough. I saved like $100
1:15:46from my um paychecks. My phone bill is
1:15:49$101.
1:15:50>> And how come you don't ask me for for
1:15:54help with any of that when I literally
1:15:55have said, "Hey, if you have any
1:15:57upcoming bills, I have $3 $400 that we
1:16:00can get ahead on stuff with." And you
1:16:02know what ends up not happening? We
1:16:04don't get ahead
1:16:04>> because you keep spending it all on
1:16:06reenacting stuff.
1:16:08>> But how is that my fault when I
1:16:09literally say, "Hey, if you need money,
1:16:12why isn't it there?"
1:16:13>> Oh my god.
1:16:13>> Because you don't have it because you
1:16:15spend it all on reenacting stuff.
1:16:17>> I've seen people fight who are in dire
1:16:20situations. But you guys shouldn't even
1:16:21be in a dire situation. There must be
1:16:24something coming in this document that
1:16:26explains why the you guys are at each
1:16:28other's throats. But so far, it's not.
1:16:29This medical bill is big. It's a
1:16:31$15,687.75.
1:16:34Okay. But it's not acrewing interest or
1:16:36anything. Why aren't you on a payment
1:16:38plan?
1:16:39>> Because that was when I got shot at the
1:16:41gun shop and
1:16:43>> your fault. Don't care.
1:16:45>> Well, it was on the clock regardless and
1:16:47that it was supposed to be taken care
1:16:49of, but it wasn't. Was it?
1:16:50>> No, it wasn't.
1:16:51>> I don't care then. Get on a payment
1:16:53plan, you freak. Why your credit if you
1:16:55want to get a new house? This might go
1:16:56to collections and [ __ ] your credit.
1:16:58Yes, it could. You literally are
1:17:00thinking about getting a new house right
1:17:01now. And also, don't get a new house,
1:17:03guys. Rent. Please rent. You how if you
1:17:06guys are barely scraping by? How are we
1:17:07talking about getting a mortgage? Sell
1:17:09the house. Take the windfall if you have
1:17:10it. Pay off the debts if you change your
1:17:14behavior and start your life. Get a
1:17:16house when you can. When you have a
1:17:17fully fun emergency fund. Why are we
1:17:18talking about getting in a house again
1:17:19already so quick? You're not learning
1:17:21your lesson. You couldn't afford living
1:17:22in the current house you live in now.
1:17:24>> Cuz we've outgrown the house that we
1:17:26live in now.
1:17:26>> But why didn't you get worksman's comp?
1:17:29Uh because he the owner fought it and
1:17:33threatened me with legal action if uh it
1:17:35went through.
1:17:36>> Well, he must have been in the right
1:17:37then.
1:17:38>> No, he was not.
1:17:39>> Then fight it.
1:17:40>> I don't I don't
1:17:41>> because if you win, you'll uh have to
1:17:44pay for your legal fees.
1:17:45>> Yeah, I was about to say
1:17:46>> if you 100% right, then absolutely go
1:17:49for it.
1:17:49>> We can't find a lawyer that'll take the
1:17:50case. Yes. Well, then you must not be in
1:17:52the right.
1:17:54>> But I don't know how I'm not in the
1:17:56right when Yes. It it happened on the
1:17:59job. And then also at the same time,
1:18:00>> the lawyers aren't willing to take it
1:18:02on, buddy. I mean, they go they go for
1:18:04the W. They go for the win.
1:18:05>> Yeah. The owner said
1:18:08that he was going to pay for it without
1:18:09a doubt that he was going to pay for it.
1:18:11>> And then he ordered shot yourself like a
1:18:13dumbass.
1:18:14>> No. Then he just completely Anytime I
1:18:16would give him a bill that he said he
1:18:18would cover, it would take him four or
1:18:19five weeks and then on top of the four
1:18:21or five weeks, he would he would he
1:18:23>> Why are you not on a minimum monthly
1:18:24payment on this, dude? Because uh every
1:18:27time I try to get an Etna to like even
1:18:28just run it through my insurance to run
1:18:30that price down, the Etna will just hang
1:18:33up the phone on it. They say it's
1:18:34workman's comp and then it gets sent
1:18:36back to the the former business that I
1:18:39worked for and then they send it back to
1:18:41Edna and they they they keep sending it
1:18:43back. So it's constantly in limbo to
1:18:45actually
1:18:45>> So what? You're just going to allow it
1:18:46to go to collections?
1:18:47>> Yeah. Until that situation
1:18:49>> you're just going to your credit when
1:18:51you want to get a new house? Makes this
1:18:53make sense. Like yes, that sucks. I have
1:18:55sympathy for it. I I I wish it wasn't
1:18:57like that. But why yourself?
1:19:00>> Uh cuz
1:19:01>> why let the consequence of this fall on
1:19:03your
1:19:03>> Because his old boss said I'd pay for
1:19:06it. He's trying to hold it.
1:19:08>> No, I agree. I'm on your side with this.
1:19:10I agree. But the consequence
1:19:13>> is he's not going to face any of the
1:19:14consequences. You will by allowing this
1:19:16to go to collections.
1:19:17>> I would rather get it on a minimum
1:19:19payment and then try to fight it. To me,
1:19:21it's more of like trying to snuff him,
1:19:22>> which would be $1,38 a month, which
1:19:25essentially eats almost your entire pay,
1:19:26by the way. Yeah.
1:19:27>> So, I mean, that would be crazy.
1:19:30[ __ ] I mean, I I I'm on your side. I
1:19:33don't like it. If if it is accurately
1:19:36under workman's comp, I'd rather do
1:19:38that. Talk to some lawyers. Some big
1:19:40town lawyers. See what you can get, man.
1:19:43See what you can get.
1:19:44>> Yeah, that's sounds like a good plan.
1:19:46So, that way
1:19:46>> your neighbor even gave you a business
1:19:48card for a lawyer. And I left two
1:19:49voicemails and two emails there
1:19:51>> when
1:19:52>> uh when this was still fresh and last uh
1:19:57>> it was a couple months ago.
1:19:58>> Couple months ago
1:19:59>> and you haven't followed up.
1:20:01>> Come on.
1:20:03>> If you don't get any results, he loses
1:20:05interest.
1:20:06>> Discover. Okay. Well, this is actually
1:20:07here. This is what I would This is what
1:20:10actually kind of concerns me honestly.
1:20:12Um
1:20:14$2,3847.
1:20:17Listen. Okay. Hey, it's a balance. It's
1:20:18a balance you could probably pay off.
1:20:19But the thing is, you make a minimum
1:20:20payment towards it. Then you spend
1:20:22hundreds of dollars on it. Make that
1:20:24makes sense. Well, interest is acrewing.
1:20:26Well, you can't even come close to
1:20:27paying it off. Why the are we spending
1:20:29money on it and having that balance go
1:20:31up? Now, the minimum minimum payment's
1:20:33higher. 56 bucks. Why the are you guys
1:20:35spending on this? Who's spending on it?
1:20:36Who's guard? What are you doing, woman?
1:20:39>> I had a dental that I put on there and
1:20:43then I had to get a new license plate.
1:20:45>> It was the license plate. But why are we
1:20:47putting it on a credit card?
1:20:49>> Because we I don't have enough money to
1:20:51>> Well, he does. Wouldn't we be joint? Why
1:20:53put it on something that is acrewing
1:20:54interest that you can't put more than
1:20:56the minimum towards it? Hey, guess what?
1:20:58This takes 9 years if you only make
1:21:00minimum payments, which is what you do,
1:21:01and you don't spend on it, which you are
1:21:03incapable of. So, this is going to take
1:21:0418 years, 30 years. It's going to take
1:21:07forever.
1:21:09>> Yeah. I don't even have enough money to
1:21:10make the monthly payment on that.
1:21:14>> Good joint. Why is it me, my, his,
1:21:16yours? Like, what the guys have
1:21:18everything go in and out of the joint?
1:21:19We're one. Come on.
1:21:21>> That's what I want. But he grew up other
1:21:24ways.
1:21:24>> Had a very My parents had a rocky
1:21:28relationship.
1:21:28>> So, I don't give a Do you want you two?
1:21:30Cuz you will. And you are.
1:21:32>> It was working until it didn't.
1:21:34>> What? His dad told him, you make sure
1:21:38you have your own account and then you
1:21:39have
1:21:40>> you can have your own account on the
1:21:41side, but everything goes in and out of
1:21:44the joint. Then if there's like some
1:21:46[ __ ] spending you want on the side,
1:21:49have it go from there from the joint.
1:21:51But bills and income come from joint and
1:21:55into joint.
1:21:56>> Well,
1:21:57>> I don't think that goes against your
1:21:58dad's advice. And your dad's anyway, so
1:22:01don't listen to him. Is he Is he rich?
1:22:03>> No, he is. Yes.
1:22:04>> Okay. Well, then maybe he would give
1:22:06>> at least like middle class.
1:22:07>> That's fine. Does he have a lot of
1:22:08doubt?
1:22:09>> No.
1:22:09>> Okay, then maybe he's worth listening
1:22:11to. And he doesn't that wasn't
1:22:13necessarily the wrong advice, but your
1:22:15interpretation of it was incorrect.
1:22:17Everything goes and comes from joint.
1:22:19You can have your own account on the
1:22:21side.
1:22:22>> Got it.
1:22:23>> Well, got it. Yeah. I I I like to see
1:22:26it.
1:22:26>> Will I see it? No, I don't think so.
1:22:29>> Why? Why don't you think you'll see it?
1:22:31>> Because he's too set in his ways.
1:22:34He he looks up to his dad. There's
1:22:36nothing wrong with that. But his dad's
1:22:39word is law
1:22:41to him.
1:22:41>> It can be. Yes. Especially when he gives
1:22:43solid advice.
1:22:44>> You have a wife.
1:22:45>> And I do listen to her. But
1:22:47>> you got to make things work with you
1:22:49guys. You can't just be daddy's boy for
1:22:52your entire life forever.
1:22:54>> We do try to make things work, but then
1:22:58she hides stuff like we haven't touched
1:23:01any of your hobbies yet.
1:23:03my hobbies that I spend like $10 a
1:23:06month.
1:23:07>> $5,000 for a camera. How about that?
1:23:10>> Yeah, that was five years ago.
1:23:12>> All the leather working tools.
1:23:14>> Why are you bringing up things 5 years
1:23:15ago? That's weird.
1:23:18>> Keep trying to cancel someone for
1:23:19something SD cards for it like last
1:23:21year.
1:23:22>> Oh yeah. 20 bucks for SD card.
1:23:24>> Oh, so you bought it?
1:23:25>> I did buy it. Yes. What the [ __ ] You're
1:23:27complaining that you bought?
1:23:28>> Well, cuz she doesn't she won't tell me
1:23:30anything else she likes, so I have to
1:23:32completely guess.
1:23:33>> I am very hard to Christmas shop for.
1:23:34>> She's terrible at Christmas.
1:23:35>> Okay, then don't shop for anything.
1:23:36She'll learn her lesson.
1:23:37>> Yeah.
1:23:39>> All right.
1:23:39>> I don't need anything. And yet you're so
1:23:41I want to give you this. I want to give
1:23:43you that. I'm going to do this. I'm
1:23:44going to do that.
1:23:46>> And I do do it for you. And then now
1:23:48you'reing about that now, too. And I try
1:23:51to go out of my way to make sure you
1:23:52have stuff that you actually get to
1:23:54enjoy things. I appreciate
1:23:56>> doesn't sound like it.
1:23:57>> I appreciate you wanting to spoil me.
1:24:03There's nothing wrong wrong with wanting
1:24:04to spoil your spouse, but when I say no
1:24:08thank you, you go ahead and do it
1:24:10anyway.
1:24:12I had a mental breakdown because I asked
1:24:15for flowers for my birthday and he
1:24:17refused to give me flowers for 3 years.
1:24:20All I wanted was flowers. That's all I
1:24:22>> mental breakdown. What does that look
1:24:24like? Have I given you?
1:24:24>> It was just crying fit.
1:24:25>> It was like And that was also like 3 4
1:24:27years ago.
1:24:28>> Did I tell you you were having a mental
1:24:29breakdown?
1:24:30>> It it
1:24:31>> because you cried at not getting flowers
1:24:32cuz I think that's kind of fair cuz
1:24:34you're a woman. You're a little crazy.
1:24:36>> I Yeah,
1:24:36>> it was 3 4 years ago. And ever since
1:24:38then, she's gotten flowers for her
1:24:40birthday, Valentine's Day, and then
1:24:42other
1:24:42>> finally gave me flowers now. But it took
1:24:44me crying and having a big issue because
1:24:47all I asked for was flowers and I wanted
1:24:50flowers and he relationship He's getting
1:24:54flowers and just major events like
1:24:56where's the love or what what how is
1:24:59y'all's relationship?
1:25:00>> We we we have a good relationship when
1:25:04it's
1:25:05>> like nothing else going on like taking
1:25:09the finances out of the relationship.
1:25:11>> But isn't it everything cuz finances
1:25:12will always be in the relationship. The
1:25:14kids will for a very long time be in a
1:25:16relationship. Finances are always you'll
1:25:18always have a bill to pay. You'll always
1:25:20have income job switching. So, what do
1:25:22you is that not impactful? How often do
1:25:24you guys?
1:25:26>> A lot.
1:25:26>> Okay, that's good.
1:25:27>> A lot.
1:25:28>> Are we safe this time?
1:25:29>> Uh, I have my tubes tied.
1:25:31>> She snipped.
1:25:31>> I can't get pregnant.
1:25:33>> Thank goodness. Okay,
1:25:34>> no more good. That's better than most
1:25:36couples on this show. But if you think
1:25:38finances aren't going to play a major
1:25:39role through the rest of time,
1:25:42>> like finances does play a major role,
1:25:44but when we do it, it will. But when
1:25:48like finances aside and when we're
1:25:51having a good day,
1:25:53>> we have
1:25:53>> what constitutes good day, bad day
1:25:55though?
1:25:55>> Uh she will say it's my mood depending
1:25:58on
1:25:58>> it is his mood.
1:25:59>> And then
1:26:00>> it's usually the other way around by the
1:26:01way. It's usually the woman
1:26:02>> and she
1:26:03>> You're the woman. You're a bottom.
1:26:07>> No, [laughter]
1:26:09definitely not.
1:26:10>> Uh-huh.
1:26:12>> Because it'll be your
1:26:13>> y'all's day comes down to your mood.
1:26:18You little [ __ ] It
1:26:19>> Her mood does also affect me. Like if
1:26:22she's in a bad mood when
1:26:23>> we mirror each other on
1:26:24>> We mirror each other. We
1:26:26>> Yeah. But is she ever in a bad mood or
1:26:27is she only in a bad mood when you're in
1:26:28a bad mood?
1:26:29>> She is in her own bad moods all the
1:26:31time. Absolutely.
1:26:32>> She very much disagrees.
1:26:33>> Yeah, of course she
1:26:34>> You You are the leading mood.
1:26:37>> No.
1:26:38>> Why are you in such a bad mood? Oh, the
1:26:40label was wrong. Uh or like USDA came
1:26:44down on us for like something.
1:26:47>> So just do your job, dude. I don't
1:26:49understand. It's like not even like
1:26:50impacting your life.
1:26:51>> His issue is
1:26:53stupid co-workers, stupid drivers, or
1:26:57something.
1:26:57>> Drivers. Everyone interacts with stupid
1:26:59drivers every day. How do you allow that
1:27:01to affect your home life?
1:27:02>> I hate traffic.
1:27:03>> Everyone does. And you live in the
1:27:04middle of nowhere, so you don't know
1:27:05what traffic is. Shut the [ __ ] up.
1:27:08>> You don't know what traffic is. And
1:27:10everyone deals with traffic. If we let
1:27:11that impact our day life at home and
1:27:14kids and wife, like what is wrong with
1:27:16you?
1:27:16>> Just driving down here, it was like,
1:27:18"Bitch, this that." And it was like,
1:27:23"Dude, relax."
1:27:25>> Sometimes I do it for like try to make a
1:27:27joke, but it doesn't.
1:27:28>> I yell at everyone on the road, too. I
1:27:31don't take it home and beat my wife like
1:27:32you do, freak. How often times is he
1:27:35drinking?
1:27:35>> He doesn't drink.
1:27:37>> Okay, that's good. Shocking. I know.
1:27:40>> I thought you go out to the bar with the
1:27:42boys, though.
1:27:42>> Well, he does, but he doesn't drink.
1:27:43>> I don't drink in excess. It's only like
1:27:45one or two drinks.
1:27:46>> Oh, so he drinks. He just
1:27:48>> I just don't drink. He doesn't get
1:27:49>> I don't give up. No.
1:27:50>> Okay. Who's the freedom card?
1:27:51>> That'll be me.
1:27:52>> Okay. You're also a [ __ ] You're
1:27:54spending money when you can't pay it
1:27:56off. You made the minimum payment. Then
1:27:58you spend on it. You owe $4,978.34
1:28:02with a minimum monthly payment of $155.
1:28:05Interest is acuring $105 a month. takes
1:28:08takes 16 years to pay off if you do
1:28:10minimums. No purchases. But again, just
1:28:12like your significant other, you can't
1:28:14not purchase. What is wrong with you?
1:28:18>> Just buy something and then worry about
1:28:21it later, I guess. Yeah. Then
1:28:23>> see where that got us.
1:28:25>> Oh, his money isn't going to the
1:28:27beverages when he's going out with the
1:28:28boys. It's on the lap dances.
1:28:31>> That was not my money in that video. But
1:28:34yes,
1:28:34>> in that video.
1:28:35>> Yes. So we video somewhere there's a
1:28:37video somewhere in the friend group that
1:28:39had someone has it.
1:28:41>> Reenacting is pretty freaking spending
1:28:43on a car and it's Amazon too. Pull up
1:28:44your Amazon you little freak.
1:28:47>> Almost like almost a thou half a,000
1:28:50bucks on interest this year. Actually by
1:28:52the time no at the time we are filming
1:28:53right now it's definitely a half,000.
1:28:57This is crazy.
1:29:00So stupid. And that's all you're de like
1:29:01I mean it's bad but this is manageable
1:29:04guys. I don't think you understand. Just
1:29:06don't spend it on your credit cards. Get
1:29:07on a payment plan with the medical debt
1:29:09or actually [ __ ] put the feet to the
1:29:11fire. Show up places. Doesn't have the
1:29:13Amazon app. And then just you your
1:29:16parents that like this is not that bad,
1:29:17guys. He has three things in his cart
1:29:19instead of actually paying [ __ ] off.
1:29:20Cast iron skillet. I guess you don't
1:29:22have that. Um do you really need this
1:29:24big coffee pot? Probably not. You don't
1:29:26need Okay, see he's doing it. He wants a
1:29:28grinder. No, dude. Just get into the
1:29:30>> A grinder.
1:29:31>> Yeah, like a coffee grinder.
1:29:32>> You don't need to get into the whole
1:29:33thing. Just get the small single serve.
1:29:35Shut the up. Get preggrown beans. You're
1:29:37poor.
1:29:38You don't need to be. You actually don't
1:29:40make poor money for the living. Get a
1:29:43canister of Fulgars.
1:29:46>> Okay, you can do better than that. But
1:29:47yes, I mean I I I understand where
1:29:51you're coming from.
1:29:52>> Fulers is the only coffee company I
1:29:54know. [laughter]
1:29:56>> That's okay.
1:29:57Yeah, I try not to spend too too often
1:29:59on Amazon every once in a while.
1:30:01>> You're dead. You shut the up.
1:30:04>> DAP would be too tempting.
1:30:05>> Shut the up.
1:30:08Purchase history.
1:30:10Yeah, you're getting like Amazon gift
1:30:11cards and stuff. I don't know. It wants
1:30:13you to buy a massive battery. What are
1:30:15you trying to do? E uh Equal Flow
1:30:18portable battery for your camping. It's
1:30:20like 800 bucks. Don't. You must be
1:30:23shopping for that kind of [ __ ] We were
1:30:24looking at it for like stuff for like
1:30:26the house and stuff like that.
1:30:27>> Well, I got them and they're wonderful,
1:30:28but I have money.
1:30:30>> Yeah. The only big thing that we need to
1:30:32get is a flipping generator for the
1:30:34house.
1:30:34>> Every once in a while, our power does go
1:30:36out, but
1:30:36>> every once in a while, our power went
1:30:38out when we were leaving the house to
1:30:39come down here.
1:30:42>> Yeah, it's not his fault. Why are you
1:30:43angry at him for that?
1:30:45>> Because he's rather buy it to use for
1:30:47camping instead of the house.
1:30:48>> You're a scary creature. Uh, I hate
1:30:51people like you. Why aren't you tracking
1:30:52your screen time already?
1:30:54piece of [ __ ] Okay. Checking guy. Is
1:30:56this the joint? Chase.
1:30:58>> Uh, Chase will be my checking account.
1:31:01>> Oh, you spent a lot of money. Only 300
1:31:02bucks in there. Yeah, it's all [ __ ]
1:31:04dude. Like, you Yeah, this is your
1:31:06fault. You're pathetic. You're not a
1:31:07good father. You're a bad partner. This
1:31:09is disgusting. You're zing out money.
1:31:12Microsoft, PayPal paying for Steam
1:31:14games. Aladdin.
1:31:16>> Steam games.
1:31:17>> Aladdin money on games
1:31:20>> every once in a while. Yeah.
1:31:21>> Why? Cuz I try.
1:31:23>> Oh, because you don't have the right
1:31:24airplane.
1:31:25>> No, definitely not. It's more so like I
1:31:27try to buy nostalgia games for my youth.
1:31:29>> Oh, shut Oh, you pathetic freak. Do it
1:31:32later.
1:31:35>> You don't even play the video games you
1:31:36currently have.
1:31:37>> I do. What games were so exciting during
1:31:40your Hitler youth?
1:31:41>> Uh, Hitman.
1:31:44>> Oh my goodness. Shut the
1:31:45>> What's Aladdin? You're going to Aladdin
1:31:47every 5 seconds. Aladdin is the uh the
1:31:50shopping like kind of like
1:31:52>> Well, you're stopping in and getting
1:31:53things for like four bucks. What are you
1:31:54getting?
1:31:55>> Uh usually like salads and stuff like
1:31:57that when I was at college.
1:32:00Aladdin's like the
1:32:01>> go yourself pack a salad.
1:32:06Spotify. eBay. Yeah, there's some more
1:32:08collectible [ __ ] Vending machine.
1:32:10Vending machine. That ain't a salad.
1:32:12Selling on money. Selling on money.
1:32:13Selling on money. Zelling on money.
1:32:14PayPaling on money. Yeah, [ __ ]
1:32:17getting into [ __ ] PayPal paying for
1:32:18it. Disney Plus eBay Collectibles again.
1:32:23Taco Bell paying for paying for getting
1:32:26some [ __ ]
1:32:27PayPal. PayPal. PayPal. I hope I see
1:32:29your PayPal in here cuz you do a lot of
1:32:31PayPal. And then eBay Collectibles
1:32:32again. And an Apple bill. The are you
1:32:35doing? Okay. So, pay later. What's this?
1:32:37What am I saying?
1:32:37>> That is the PayPal paying.
1:32:39>> What are you getting? International
1:32:40phase.
1:32:41>> Uh, so that's
1:32:42>> eBay again. So, he's getting collectible
1:32:44[ __ ]
1:32:45>> Yeah. That's reenacting. What is this?
1:32:46>> That's reenacting stuff.
1:32:48>> You Oh, there is more debt. [ __ ] Oh.
1:32:50Oh, yeah. The mortgage. Okay.
1:32:52>> Okay. You have an equity position in
1:32:54your home. That's nice. Of like 70,000
1:32:58just about.
1:32:58>> Yeah.
1:32:59>> Mhm.
1:32:59>> You'll walk away with like what? 50. So
1:33:0271,42647.
1:33:06What's your interest rate?
1:33:09>> Uh
1:33:10>> you don't know your mortgage interest
1:33:11rate. Also, what's
1:33:12>> the top of my head?
1:33:12>> All right. What's your minimum monthly
1:33:14payment? Uh $673.
1:33:18>> Was that
1:33:19>> I'm seeing 695 695 90. What's I want to
1:33:22know your interest though.
1:33:24>> How do you guys not know your interest
1:33:25on your mortgage guys?
1:33:27>> One when we close.
1:33:27>> So there you go. You're going to go get
1:33:28a 6% interest somewhere when you're
1:33:30likely in a gorgeous like 2%.
1:33:33>> No, I think what are we doing?
1:33:34>> I think it's closer to like 4% on the
1:33:36house. You'll be going up%.
1:33:40>> You're interested if you're lucky.
1:33:41[sighs]
1:33:42>> Yeah. Good luck.
1:33:44Old second. Who's this? This is hers.
1:33:46Okay, she actually has money. Maybe she
1:33:47can spend some. She has 3,700 in there.
1:33:50Going in and getting some [ __ ] Some
1:33:51[ __ ]
1:33:53>> Treehouse Ventures multiple times.
1:33:55>> Uh that
1:33:56>> it's the kids like playground that she
1:33:58takes him to every once in a while.
1:34:00>> Some money.
1:34:00>> Yes, it does.
1:34:01>> Yeah. So, it's it's like a play place
1:34:03like you take him to.
1:34:05>> But in this What is this? What's this
1:34:07old second? There's another old second.
1:34:08>> Yeah, that would be our joint account.
1:34:10>> What the We're in the joint account.
1:34:12We're getting McDonald's, Door Dashing,
1:34:13Burger King, Amazon, Amazon getting some
1:34:16[ __ ] Amazon Door Dashing again.
1:34:19PayPal money out. Like, this is again,
1:34:21this is [ __ ] You guys spend so much
1:34:22money. You can't say you're scraping by
1:34:24when you spend hundreds, if not
1:34:25thousands, on [ __ ] You really
1:34:27can't. It's pathetic.
1:34:31IRA. Well, nothing. It's like 900 bucks.
1:34:33Yeah, exactly.
1:34:35Uh oh, this is your Kia. Okay,
1:34:40guys. I mean, this is you just don't
1:34:42spend the money on [ __ ] and you
1:34:43should be able to make progress on this.
1:34:44>> We would we would be fine.
1:34:45>> This makes no [ __ ] sense.
1:34:47>> You if you prove it for a few months,
1:34:49you can consolidate your debt with a
1:34:51personal loan from gale.com. If you
1:34:53prove you can fix this your behavior so
1:34:55you don't end up in the same situation
1:34:56again and you'll be fine. Like, I don't
1:34:59understand. This is so stupid. You guys
1:35:00are so stupid. All right. And then you
1:35:03guys are bickering about now. Just don't
1:35:04spend money on [ __ ] and there's
1:35:05nothing to fight about. Like what is
1:35:07wrong with you guys?
1:35:10Now the minimum payment might be higher
1:35:12if you have to get on that medical and I
1:35:14mean it'll your collections if you don't
1:35:16I unfortunately
1:35:18uh but all debt including mortgage is
1:35:21$1406 a month and 9 cents. It'll
1:35:23practically double if you have to do and
1:35:2590 cents uh if you have to do the
1:35:27medical but what's your utilities gas
1:35:29electric internet monthly basis? Okay,
1:35:31let's see.
1:35:33300 bucks.
1:35:35>> 300 bucks like phone bills. Well, you're
1:35:37on your mom. You
1:35:38>> uh 101.
1:35:40>> Do Helium. If T-Mobile's get in that
1:35:42area, he uses that same kind of service,
1:35:43same towers. But I think you have to pay
1:35:45off your phone first if you don't.
1:35:47>> Yeah.
1:35:47>> So, what? 101.
1:35:48>> 101. Uh, every quarter.
1:35:51>> Oh, well, if it's like that, then that's
1:35:54not that bad.
1:35:54>> I should have brought that up.
1:35:56>> Yeah. That's like
1:35:58>> and then we don't have to worry about
1:35:59paying for water.
1:36:00>> More expensive, but that's fine. $33.66.
1:36:04Uh gas ver from drive drive monthly
1:36:06basis.
1:36:07>> Uh so I'm about $240 bucks a month.
1:36:10>> You
1:36:11>> um
1:36:11>> probably nothing. He doesn't let you go
1:36:12outside, but how much?
1:36:14>> Maybe a h 100red bucks a month.
1:36:15>> Going further than I thought. I guess at
1:36:17the enclosed play place and McDonald's.
1:36:21Uh 340 car insuranceances. Uh, car
1:36:24insurance is 82
1:36:27>> for both.
1:36:29>> His dad pays for
1:36:30>> My dad still pays for my car insurance.
1:36:33>> Is a sixmony year old on tip?
1:36:35>> Yes.
1:36:36>> And then she does um she does formula.
1:36:39>> We should be able to do the household
1:36:42food on I think less than this, but
1:36:44we'll start at 800. Meal prep, meal
1:36:46plan, warming up meals, doing the meal
1:36:48prep, meal plan, follow that. It's based
1:36:50on our grocery store HB. And I know
1:36:52Meyer is pretty similar, so shut the up.
1:36:54TP fund. Anything else you need to
1:36:56survive? You and the kids, including
1:36:57going to the play place. I'll put a
1:36:58little extra money there. I'll say 300.
1:36:59Let's see where that goes. Medical
1:37:01healthcare. Their co-pays monthly basis
1:37:02for different things.
1:37:03>> Um, yeah. No
1:37:05>> medications, nothing. Okay, good. Gym?
1:37:07>> No gym.
1:37:08>> Okay. Subscriptions. I'll try 50 bucks.
1:37:11You choose where it goes. You said
1:37:12there's pets. How many of what?
1:37:14>> Three cats.
1:37:16>> Okay. [sighs]
1:37:17Healthy, young.
1:37:18>> Yes.
1:37:18>> Healthy and young.
1:37:19>> Okay. 150 for pet insurance. Cuz how the
1:37:21would you guys take care of them if
1:37:22something were to happen?
1:37:24>> 175. Even worse. Okay. Pet food, pet
1:37:26litter. How much a month?
1:37:27>> 100 bucks a month.
1:37:30>> Okay.
1:37:30>> Anything else that needs to be in this
1:37:32budget that's not
1:37:34>> Let's see. [sighs and gasps]
1:37:35>> I can't think of anything.
1:37:36>> I don't think so.
1:37:37>> Shouldn't be.
1:37:39>> Unless you got anything hiding.
1:37:41>> No.
1:37:42>> Does he hide stuff often?
1:37:44>> Yeah.
1:37:44>> Okay.
1:37:45>> I didn't find out that he
1:37:46>> Okay, we just stop. I'm making the
1:37:48budget. We'll talk about it that in the
1:37:49post show. Well, talk about his hiding
1:37:51and crazy [ __ ] that she found in the
1:37:53post show apparently, which is insane.
1:37:55But yeah. Yeah. Just have even more
1:37:57marks against you guy. $3,587,
1:38:01which you need to survive, which means
1:38:02guys, I mean, with your income
1:38:04before your second job, you have with
1:38:07your second job, what you're going to
1:38:09make an extra th,000 a month soon. Yes.
1:38:11Is that what it's going to be? So, this
1:38:13makes no sense. You're going to make
1:38:145,800 bucks. Let's call it a month.
1:38:173,000. It's called 600. You have to
1:38:19spend 2,200. This is so stupid. You guys
1:38:22are so What is wrong with you guys?
1:38:26Even if you have to pay all your debt
1:38:27back, medical debt without selling your
1:38:29house, all this [ __ ] 2,200. You
1:38:33This is a I don't understand you guys'
1:38:35position.
1:38:39You guys paid off in literally just over
1:38:40a year. This is disgusting. You guys are
1:38:42pathetic. Stop bickering. Stop
1:38:43budgeting. Use dollar wise. Get on the
1:38:45same page. Stop spending money on
1:38:46[ __ ] Make it more money and put it
1:38:48all towards the This is pathetic. Okay,
1:38:50we're going to figure out what he's been
1:38:51hiding. Maybe that's why they're all
1:38:52fighting constantly. He's so stupid in
1:38:54the post show. Let's get the hammer
1:38:55financial score first. What the Just
1:38:56over a year to pay off. This is
1:38:58disgusting. You guys are pathetic.
1:39:00Spending in a budget. He won't even sell
1:39:02his guns. Go [ __ ] yourself. He overspent
1:39:040 out of 10. Debt. Well, nothing in
1:39:06collections yet. That medical will be,
1:39:08but until then, it's not the worst.
1:39:09Family debt's not great, so I'll bring
1:39:11it down to it, too. Emergency fund. I
1:39:13didn't see anything. You had some money
1:39:14in your checking. I'm not going to count
1:39:16that much.
1:39:17>> Huh? How much have cash? Uh
1:39:20>> 3,000.
1:39:21>> Yeah, I was going to say 3K. I would
1:39:22definitely put it in an account,
1:39:24especially when you've had a home
1:39:25invasion. I give you guys a four out of
1:39:2710. Retirement, that must have been what
1:39:29boosted up your score versus what we saw
1:39:30in documents when you answered it online
1:39:32kaleammer.com for yours. But, uh,
1:39:34retirement score, I'm glad you have an
1:39:36IRA, but it's it's practically nothing.
1:39:38One out of 10. Real estate, it's
1:39:39actually halfway decent. Um, you owe on
1:39:42the roof still for your mom. I'm going
1:39:43to hit that against the score, but it's
1:39:45still pretty good at a seven out of 10.
1:39:48It would probably be like a nine without
1:39:50that.
1:39:52Nine out of 10 because of the mortgage,
1:39:53which is technical risk, even though
1:39:54it's not necessarily bad. Three out of
1:39:5610 just like you got online. Caleb.com.
1:39:58Now, click the join button to join the
1:40:00best membership on YouTube with three
1:40:02premium shows every single day, 6 days a
1:40:04week, including an extra 20 minutes of
1:40:06this episode called the Financial Auto
1:40:07Post Show. You can join the YouTube
1:40:08membership or you can join it off
1:40:10platform at hammerly.com or by
1:40:11downloading the Hammerly app, wherever
1:40:12you want to be. will be busy in the post
1:40:14show. What the is he possibly hiding?
1:40:16>> She will sometimes go to reenactments so
1:40:18that she can spy on him.
1:40:19>> Yeah, she thinks I'm She She thinks I'm
1:40:22gay.
1:40:22>> Yeah,
1:40:23>> she thinks you're gay.
1:40:24>> She thinks I'm gay. Yeah,
1:40:25>> I think you're gay.
1:40:25>> Let me tell you something.
1:40:26>> Well, why do you think he's gay?
1:40:28>> He kisses the boys on the mouth.
1:40:30>> And you said lamp dances.
1:40:32>> Yes, we have video of it.
1:40:33>> There's a video of my
1:40:35>> from men.
1:40:35>> Sometimes when they're out working and
1:40:37it's hot, they have to strip down to
1:40:39just their underwear. You know, you
1:40:41can't be caught underwear. Corvo, I
1:40:43think there's something else you're not
1:40:44telling her.
1:40:45>> I just launched the brand new Hammer
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