Do NOT Open Your Bank App Before Changing These 5 Settings — Transcript

Full transcript

1. 0:00If you have banking apps on your iPhone,
2. 0:02you need to change these settings before
3. 0:05you go through the process of opening it
4. 0:07up. The most important one is to protect
5. 0:09your identity and your banking
6. 0:12information, especially when you go to
7. 0:14log in and get something that says enter
8. 0:16a verification code. I'm going to walk
9. 0:18you through the easy steps that you need
10. 0:21to take to protect yourself.
11. 0:23The first thing we're going to do is
12. 0:25head into the settings app of your
13. 0:27iPhone. From the settings app, tap on
14. 0:30general towards the bottom,
15. 0:32and then scroll down and tap on auto
16. 0:35fill and passwords.
17. 0:38From here, scroll down to the bottom,
18. 0:40and the first thing that we need to make
19. 0:42sure is when you get a verification code
20. 0:44texted to you from your banking app, you
21. 0:48need to make sure that's deleted
22. 0:49immediately. Keep in mind they do expire
23. 0:52after about 10 15 minutes, but you want
24. 0:54to make sure it's deleted after use. So,
25. 0:57you can see it says automatically delete
26. 0:59those verification codes. So, if this is
27. 1:00turned off, make sure to turn this on.
28. 1:03The next thing we want to do is make
29. 1:05sure that those codes are not being
30. 1:07forwarded to another device, and
31. 1:10essentially they'll get the verification
32. 1:12codes in addition to your iPhone. So,
33. 1:15let's make sure that's not happening by
34. 1:17scrolling down to the bottom and tap on
35. 1:19apps at the bottom.
36. 1:21After you've done that, let's scroll
37. 1:22down and find messages on this list and
38. 1:26tap on that.
39. 1:27And now, all you need to do is scroll
40. 1:29down, and then tap on text message
41. 1:34forwarding. You can see I'm forwarding
42. 1:36my text messages to my MacBook Pro, but
43. 1:38I've decided to not forward them to my
44. 1:40iPad. If you have anything turned on
45. 1:43here, they will get those verification
46. 1:45codes as well, and essentially make sure
47. 1:47no one else is on that device getting
48. 1:50your codes when you choose to log into a
49. 1:52banking app. The next thing we're going
50. 1:55to do is tap the back arrow here till we
51. 1:58get back to the beginning of your
52. 2:00settings. Let's make sure that when
53. 2:02somebody buys something or you get a
54. 2:04deposit maybe from your paycheck, it
55. 2:06doesn't just pop up in the notification
56. 2:08for everybody to see how much money is
57. 2:10coming in and out of your banking app.
58. 2:13To make sure they're not able to see
59. 2:15that, from the beginning of your
60. 2:16settings, tap on notifications
61. 2:20and then scroll down until you get to
62. 2:22your bank. I use Bank of America, so I'm
63. 2:24going to tap on that.
64. 2:26Now, I have allowed notifications, which
65. 2:28is perfectly fine. However, if I scroll
66. 2:31down, you can see show previews and it's
67. 2:34set to always. Essentially, what this
68. 2:36means is if I get my paycheck every
69. 2:39month or I make a big purchase, then
70. 2:42anybody with my iPhone can just pop in
71. 2:44and see those notification previews
72. 2:47without unlocking my iPhone.
73. 2:49So, I'm going to switch this to never. I
74. 2:51never want to show those previews. I'll
75. 2:54still get the notification, but it won't
76. 2:55show me information until I log into
77. 2:59that app and open it up.
78. 3:01The next thing we're going to do is tap
79. 3:03the back arrow until we get to the
80. 3:05beginning of your settings again.
81. 3:07Let's help protect your banking apps by
82. 3:10scrolling down and tapping on Face ID
83. 3:13and passcode. You're going to just enter
84. 3:15in the passcode you used to unlock your
85. 3:17iPhone.
86. 3:18And now from here, you can see it says
87. 3:21use Face ID for tap on other apps here.
88. 3:24In my case, 18. You can see there is
89. 3:26Bank of America. So, make sure if that
90. 3:28is toggled off, just toggle this on and
91. 3:31in addition to that, any banking apps
92. 3:33you want to turn this feature on. This
93. 3:36basically makes it more secure by using
94. 3:39your face to authenticate logging in and
95. 3:42this prevents somebody, even if they
96. 3:43know your password, they'll need to use
97. 3:46that Face ID to be able to log in on
98. 3:48your phone.
99. 3:49The next thing we're we're to do is tap
100. 3:50the back arrow and we're going to scroll
101. 3:53down because we want to make sure it
102. 3:56says allow access when locked. You want
103. 3:59to make sure the wallet is turned off.
104. 4:01So, if this is turned on, then anybody
105. 4:04can access that wallet even when your
106. 4:07phone is locked. You want to make sure
107. 4:09to turn that feature off, but I would
108. 4:11also recommend turning everything on
109. 4:14here off. Essentially, you don't want
110. 4:16anybody to access anything while your
111. 4:19iPhone is locked. You want it to be
112. 4:21completely secure. And then, of course,
113. 4:23you can unlock your iPhone manually and
114. 4:26then have access to whatever you want. I
115. 4:28hope this helps. If you enjoyed this
116. 4:29video, check out the video over to my
117. 4:32right. I think you'll really like that
118. 4:33one, too. And thanks for watching.