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  1. 0:00So, Catherine just ended the 90,000
  2. 0:02pounds a year that Camilla's two grown
  3. 0:04children were reportedly collecting from
  4. 0:06the late Queen's own purse, not paused,
  5. 0:09ended. She did [music] it, insiders say,
  6. 0:12by carrying out a sealed order the Queen
  7. 0:14wrote in her own hand back in February
  8. 0:16of 2022. Nobody in Camilla's camp even
  9. 0:19knew the order existed. Honestly, what
  10. 0:22makes this darker than a simple budget
  11. 0:24cut is who was sitting in the room when
  12. 0:25it was read out. Camilla was there,
  13. 0:28Charles was there, and the King by every
  14. 0:30account did not say one word to save
  15. 0:32that money. Before we get into all of
  16. 0:34it, make sure you're subscribed so you
  17. 0:36don't miss what comes out next, because
  18. 0:38there is a lot more to this story than
  19. 0:40one canceled payment. All right, let's
  20. 0:43start with the morning of the 1st of
  21. 0:44October and a single page that had been
  22. 0:46waiting 4 years for someone to ask the
  23. 0:48wrong question. So, here's what went
  24. 0:50down. On Thursday, the 1st of October,
  25. 0:53the Princess of Wales is said to have
  26. 0:55walked into the Privy Purse Office at
  27. 0:57Buckingham Palace a little after 10:00
  28. 0:59in the morning. No press, no
  29. 1:01lady-in-waiting, just Catherine, the
  30. 1:03Keeper of the Privy Purse, and a cream
  31. 1:05envelope with a wax seal that had
  32. 1:07already been broken 2 days earlier. And
  33. 1:10inside that envelope, reportedly, was
  34. 1:12one handwritten page. The heading read,
  35. 1:15"Letter of instruction to the Keeper of
  36. 1:17the Privy Purse." The date at the top
  37. 1:19was the 7th of February, 2022, and the
  38. 1:22signature at the bottom was Elizabeth R.
  39. 1:25Now, here's the part that actually gets
  40. 1:27crazy. That page reportedly named a
  41. 1:30specific payment, 45,000 pounds a year
  42. 1:33to Tom Parker Bowles, 45,000 pounds a
  43. 1:36year to Laura Lopes, paid in four equal
  44. 1:39parts every quarter out of the monarch's
  45. 1:42private income. And the late Queen's
  46. 1:44instruction about that money was six
  47. 1:46words long. "This payment is not to
  48. 1:48continue." Think about what that
  49. 1:50actually means for a second. This was
  50. 1:52not a rumor about the Queen being cool
  51. 1:54toward Camilla's family. This was not a
  52. 1:56courtier's opinion. This was, if the
  53. 1:58account is right, a woman who reigned
  54. 2:00for 70 years sitting down with a pen.
  55. 2:03She wrote out the names of two adults
  56. 2:05who were living off her family's money.
  57. 2:07She told her own treasurer to stop, and
  58. 2:09the next quarterly payment was due that
  59. 2:11same day. 22,500
  60. 2:14split down the middle, ready to leave
  61. 2:16the account by noon. It never left.
  62. 2:19Insiders say Catherine read the page
  63. 2:21once, set it down, and asked the keeper
  64. 2:23a single question. Has the October
  65. 2:26payment gone out yet? He told her no,
  66. 2:28and she reportedly said, "Then it does
  67. 2:30not go." This is where it stops being a
  68. 2:32family disagreement and becomes
  69. 2:34something with a paper trail, because
  70. 2:36the keeper is not a friend of the
  71. 2:38family. He is the man who runs the
  72. 2:40sovereign's private money. Every pound
  73. 2:42that moves out of that office gets a
  74. 2:44line in a ledger, a date, and a set of
  75. 2:46initials. So, when a payment that has
  76. 2:48gone out four times a year suddenly does
  77. 2:50not go out, the ledger records a missing
  78. 2:52line, and someone must account for it.
  79. 2:55And somebody has to sign for that blank.
  80. 2:57Catherine signed for it. And here's the
  81. 2:59detail that made everyone in that
  82. 3:01building stop. The Queen's page
  83. 3:03reportedly did not just say stop the
  84. 3:05money, it said who was to stop it. It
  85. 3:08named the keeper, and then it named one
  86. 3:10other person by title, not by name, the
  87. 3:13Princess of Wales. In February of 2022,
  88. 3:16that title belonged to nobody who could
  89. 3:18use it. Diana had been gone for 25
  90. 3:21years. Catherine was still the Duchess
  91. 3:23of Cambridge. [music] So, the Queen, it
  92. 3:25seems, was writing to a woman who did
  93. 3:27not hold the job yet. She trusted her to
  94. 3:30do it anyway. So, you have a dead
  95. 3:32Queen's handwriting, a live payment, and
  96. 3:34a future Queen with a pen in her hand.
  97. 3:36That part we know. What we have not
  98. 3:39talked about yet is why that envelope
  99. 3:41got opened in the first place, because
  100. 3:43nobody went looking for it. It only came
  101. 3:45out of the strong box because somebody
  102. 3:47on Camilla's side asked for more. Now,
  103. 3:50to understand why 90,000 pounds matters
  104. 3:53to a family that lives in palaces, you
  105. 3:55need to understand what the privy purse
  106. 3:57actually is. We're not talking about the
  107. 4:00taxpayer grant here. That is a separate
  108. 4:02pot, and it pays for the official stuff,
  109. 4:05the staff, and the travel, and the roof
  110. 4:07repairs.
  111. 4:08>> [music]
  112. 4:08>> The privy purse is the monarch's private
  113. 4:10income. It comes almost entirely from
  114. 4:12the Duchy of Lancaster, a land and
  115. 4:15property estate that hands the sovereign
  116. 4:17well over 25 million pounds in a normal
  117. 4:20year. In plain English, it is the king's
  118. 4:22[music] own wallet. And before it was
  119. 4:24his wallet, it was his mother's. So,
  120. 4:27here's where the Parker Bowles money
  121. 4:28comes in. The story, as palace people
  122. 4:31tell it, is that the allowance began
  123. 4:33back in 2005,
  124. 4:35the year Charles and Camilla married at
  125. 4:37the Windsor Guildhall. In those days, it
  126. 4:40reportedly came out of Charles's income
  127. 4:42as Prince of Wales, meaning the Duchy of
  128. 4:44Cornwall. His money, his choice, nobody
  129. 4:48else's business. But then September of
  130. 4:502022 happened. The Queen died at
  131. 4:53Balmoral, Charles became king, and the
  132. 4:56Duchy of Cornwall passed to William that
  133. 4:58same afternoon, which meant a payment to
  134. 5:00Camilla's children could not keep coming
  135. 5:02out of an estate that now belonged to
  136. 5:04Diana's son. You can imagine how that
  137. 5:06conversation would have gone. So, the
  138. 5:08allowance is said to have been quietly
  139. 5:10moved. New source, same amount. [music]
  140. 5:12From the autumn of 2022, the 90,000
  141. 5:15reportedly came out of the privy purse
  142. 5:17instead, out of [music] Lancaster, out
  143. 5:20of the very account the late Queen had
  144. 5:22run for seven decades. And that move,
  145. 5:24[music] that one piece of housekeeping,
  146. 5:27is the detail that turns this whole
  147. 5:28thing around. Because while the money
  148. 5:31sat in Charles's old estate, his mother
  149. 5:33had no say over it. The moment it
  150. 5:35crossed into her old account, her
  151. 5:37written instructions for that account
  152. 5:38applied. And she had left one. Do the
  153. 5:40sum with me. 90,000 a year for 21 years
  154. 5:44comes to nearly 1.9 million pounds. For
  155. 5:47two people with no royal title, no royal
  156. 5:50duties, and no royal diary. Tom Parker
  157. 5:53Bowles is a food writer with books and a
  158. 5:55television career. Laura Lopes runs an
  159. 5:58art gallery. They are by every account
  160. 6:00perfectly capable adults. Tom has even
  161. 6:03said in public that he never had a trust
  162. 6:05fund when he was young,
  163. 6:06>> [music]
  164. 6:06>> and that he would probably be dead if he
  165. 6:08had. So, ask yourself this, if the man
  166. 6:11himself says he was better off without
  167. 6:13family money at 20, why was he
  168. 6:15reportedly still drawing royal money in
  169. 6:17his 50s? That is exactly the question
  170. 6:20the audience for this family has been
  171. 6:21asking for years. People use hard words
  172. 6:24for it. Freeloaders, hangers-on. I'm not
  173. 6:27sure that is completely fair to two
  174. 6:29people who never asked to be born into
  175. 6:31this mess, but I do know how it looks
  176. 6:33when the bill goes to the crown. And for
  177. 6:35Catherine, this was never about the
  178. 6:37amount. It was about whose signature was
  179. 6:39on the account. She has spent 15 years
  180. 6:42watching what the late Queen cared
  181. 6:43about, and the Queen cared about that
  182. 6:45purse being clean, which brings us to
  183. 6:47the one living person who watched
  184. 6:49Elizabeth put pen to that page. Because
  185. 6:51the instruction was witnessed, and the
  186. 6:53witness was her youngest son. But to
  187. 6:55truly understand how Catherine could do
  188. 6:57this without flinching, [music]
  189. 6:59you have to go back to one long weekend
  190. 7:01early in 2022. Most people remember the
  191. 7:03public half of it. On the 5th of
  192. 7:05February, the eve of her 70 years on the
  193. 7:08throne, the Queen released a message
  194. 7:10from Sandringham. And in it, she said it
  195. 7:13was her sincere wish that Camilla be
  196. 7:15known as Queen Consort when the time
  197. 7:16came. That was a gift, a huge one. After
  198. 7:20everything, after the 90s, after the war
  199. 7:23of the Waleses, Elizabeth stood up in
  200. 7:25public and gave Camilla the title. What
  201. 7:28most people forget is what a careful
  202. 7:30woman she was with the things she did
  203. 7:32not say. She gave the title. She said
  204. 7:35nothing about the family, nothing about
  205. 7:37Camilla's children, nothing about money.
  206. 7:39And two days later, on the 7th, [music]
  207. 7:42insiders say she filled in that silence
  208. 7:44herself. The account that has come out
  209. 7:46of the household is that the Queen was
  210. 7:48back at Windsor, working at her desk in
  211. 7:50the Oak Room. She asked for Prince
  212. 7:52Edward to step in, not Charles, not her
  213. 7:55private secretary, Edward. She had one
  214. 7:57page already written out. She signed it
  215. 8:00while he stood there. Then she asked him
  216. 8:02to sign underneath as the witness.
  217. 8:04Edward, it is said, read the page before
  218. 8:06he put his name on it. And he asked his
  219. 8:09mother one thing, "Does Charles know?"
  220. 8:11And her answer, as the story is told,
  221. 8:14was this, "He will know when he needs
  222. 8:16to." Like, this goes back further than
  223. 8:18most people realize. Elizabeth had
  224. 8:21watched this exact pattern before.
  225. 8:23>> [music]
  226. 8:23>> It had cost her dearly. Go back to 1996.
  227. 8:26When the divorce went through, Diana
  228. 8:28walked away with a lump sum widely
  229. 8:30reported at around 17 million pounds.
  230. 8:33She lost the style of her Royal Highness
  231. 8:35along with it. The mother of a future
  232. 8:37king was paid off and marked down in the
  233. 8:39same document. And then, over the next
  234. 8:4110 years, the Queen saw the other
  235. 8:44household grow. The woman at the center
  236. 8:46of that divorce moved in. Her relatives
  237. 8:48came to the weddings and the garden
  238. 8:50parties. And eventually, by this
  239. 8:52account, her grown children were on an
  240. 8:54allowance. Here is the part that,
  241. 8:56honestly, turns the stomach. Diana was
  242. 8:59stripped of three letters to save the
  243. 9:01institution some embarrassment. And at
  244. 9:03the very same time, the argument goes,
  245. 9:06two people with no link to the Crown at
  246. 9:08all were being handed 45,000 a year
  247. 9:11each. It was simply for being Camilla's.
  248. 9:14Elizabeth never said a word about that
  249. 9:15in public. That was not her way. But
  250. 9:18William saw it. He was 14 [music]
  251. 9:20when his mother lost those letters. And
  252. 9:22Catherine has lived beside that memory
  253. 9:24for her entire marriage. So, when people
  254. 9:27ask why the Queen picked the Princess of
  255. 9:28Wales to carry this out, I think the
  256. 9:30answer is sitting right there. She did
  257. 9:32not pick a person. She picked a title,
  258. 9:35the same title Diana wore when the
  259. 9:36institution failed her. Elizabeth was
  260. 9:39handing that title, one piece of
  261. 9:41unfinished business. So, that tells you
  262. 9:43why the page existed. It does not tell
  263. 9:45you why it stayed sealed for 4 years and
  264. 9:48then came out in the last week of
  265. 9:49September. For that, you need to see
  266. 9:51what Camilla's side asked the palace for
  267. 9:54this summer. And the size of it is hard
  268. 9:56to believe. Okay, so here is the plan as
  269. 9:59it has been described by people close to
  270. 10:00the household. And I have to say, it was
  271. 10:03actually pretty clever. Sometime in
  272. 10:05July, a private client solicitor acting
  273. 10:08for Camilla's side is said to have
  274. 10:10written to the privy purse office with a
  275. 10:11proposal. 11 pages in very polite legal
  276. 10:15language. The idea was simple. Stop
  277. 10:18paying the allowance year by year.
  278. 10:20Instead, pay it once. Take 20 years of
  279. 10:23future payments, roll them into a single
  280. 10:25sum, and place that sum into a family
  281. 10:27settlement for Tom and Laura. 20 years
  282. 10:30at 90,000 is 1.8 million pounds. One
  283. 10:33transfer and gone from the royal books
  284. 10:35for good. And the reasoning from their
  285. 10:38side makes total sense. An allowance
  286. 10:41from the sovereign's private income is a
  287. 10:43favor.
  288. 10:43>> [music]
  289. 10:44>> It lasts exactly as long as the
  290. 10:45sovereign feels like granting it.
  291. 10:47Charles is 77. The next man to hold that
  292. 10:50purse is William. And nobody in
  293. 10:52Camilla's circle believed William would
  294. 10:54keep paying his stepmother's children.
  295. 10:56So, the move was to turn a favor into a
  296. 10:58fact. A lump sum inside a settlement is
  297. 11:01not a favor anymore.
  298. 11:02>> [music]
  299. 11:03>> It is property. A future king cannot
  300. 11:05switch it off because there is nothing
  301. 11:07left to switch off. The money has
  302. 11:09already gone. And this is the detail
  303. 11:11that stopped me cold. The proposal
  304. 11:13reportedly asked for the transfer to be
  305. 11:15dated the 1st of October, the quarter
  306. 11:17day. The same day the regular payment
  307. 11:20was due anyway. So, on paper, it would
  308. 11:22have looked like routine business, just
  309. 11:24[music] 20 times bigger than usual.
  310. 11:26Camilla herself, insiders say, raised it
  311. 11:29with Charles in August at Birkhall. Not
  312. 11:32as a money question, as a peace of mind
  313. 11:34question. The line she is said to have
  314. 11:36used was, "I only want to know they will
  315. 11:38be looked after when we are not here to
  316. 11:40do it." And how does a husband say no to
  317. 11:42that? Does any of that sound like greed
  318. 11:44to you? To me, it sounds like a mother
  319. 11:47planning ahead. The trouble is whose
  320. 11:49money she was planning with, because
  321. 11:51that 1.8 million was not coming out of
  322. 11:53Camilla's savings. It was coming out of
  323. 11:55Lancaster, out of an estate that has
  324. 11:58belonged to the Crown since the 13
  325. 12:00hundreds. The late Queen guarded it like
  326. 12:02it was her own skin, and the plan needed
  327. 12:04exactly one thing to become real. One
  328. 12:07signature on one authority to pay, the
  329. 12:10King's. By the middle of September, the
  330. 12:12paper was reportedly sitting in a red
  331. 12:14folder on Charles's desk at Clarence
  332. 12:17House, flagged with a yellow tab on the
  333. 12:19line where he was supposed to sign. He
  334. 12:21had read it, by every account. He had
  335. 12:23not said no. She had been building
  336. 12:25toward this for a long time, and she was
  337. 12:27one signature away from pulling it off.
  338. 12:30But here's what nobody on her side had
  339. 12:31counted on. A request like that does not
  340. 12:34go straight to the King and back. It
  341. 12:36goes through the keeper first, because
  342. 12:38he is the one who has to release the
  343. 12:39money. And the keeper, before he
  344. 12:41releases anything that size, pulls the
  345. 12:44full file on the account. And at the
  346. 12:46back of that file, in the Privy Purse
  347. 12:48strongbox, was an envelope with a note
  348. 12:51on the front telling him exactly when to
  349. 12:53open it. Okay? So, here's the part that
  350. 12:55actually changes everything. The note on
  351. 12:58the front of that envelope was
  352. 12:59reportedly four lines long in the
  353. 13:01Queen's own writing. To be opened by the
  354. 13:03keeper upon any request to increase,
  355. 13:06extend, or capitalize a payment to a
  356. 13:09person outside the royal family. Read
  357. 13:12that again. She did not set a date. She
  358. 13:14set a tripwire. The envelope would only
  359. 13:17open if somebody tried to make that
  360. 13:18allowance bigger or permanent. And this
  361. 13:20summer, somebody did. So, on Tuesday,
  362. 13:23the 29th of September, the keeper is
  363. 13:25[music] said to have broken the seal,
  364. 13:27alone, at his desk, and the page inside
  365. 13:30had three numbered points. Point one,
  366. 13:33the payment to Mr. Parker Bowles and
  367. 13:34Mrs. Lopes is not to continue. Point
  368. 13:37two, it is not to be converted,
  369. 13:39capitalized, or replaced by any other
  370. 13:42payment from any fund of the Crown.
  371. 13:44Point three,
  372. 13:45>> [music]
  373. 13:45>> this instruction is to be carried out by
  374. 13:47the keeper and countersigned by the
  375. 13:49Princess of Wales. And then, underneath,
  376. 13:52one more sentence that was not numbered
  377. 13:54at all. My son is not to be asked to
  378. 13:57decide this. I have decided it for him.
  379. 14:00That last line is the one I cannot get
  380. 14:02past because it means Elizabeth was not
  381. 14:04only shutting a door on Camilla's
  382. 14:06children, she was taking the pen out of
  383. 14:09Charles's hand before anyone could put
  384. 14:11it there. She knew, it seems, exactly
  385. 14:14what her son would do if his wife asked
  386. 14:16him nicely. So, she made sure nobody
  387. 14:18would need his answer. The keeper's
  388. 14:20first call,
  389. 14:21>> [music]
  390. 14:21>> insiders say, was not to the king. It
  391. 14:24was to Prince Edward. He wanted the
  392. 14:26witness. Edward reportedly drove to the
  393. 14:28palace that evening and looked at the
  394. 14:29page for less than a minute. He said,
  395. 14:31[music] "That is her hand. That is my
  396. 14:34signature, and I was standing beside her
  397. 14:36when she wrote it." So, now there was a
  398. 14:38document and a living witness to the
  399. 14:40document, and the family had to be told.
  400. 14:42The reading happened, by this account,
  401. 14:45at 9:00 in the morning on the 1st of
  402. 14:47October in the king's study at
  403. 14:49Buckingham Palace. Five people, Charles
  404. 14:51behind the desk, Camilla in the chair by
  405. 14:54the window, Edward standing, the keeper
  406. 14:56with the page, and Catherine, who had
  407. 14:59been told only that her name was on
  408. 15:01something of the late Queen's. The
  409. 15:03keeper read all three points out loud,
  410. 15:05and then the line about the king. Nobody
  411. 15:08moved. Camilla [music] is said to have
  412. 15:09looked straight at Charles, and Charles
  413. 15:12looked at the page. Then the keeper
  414. 15:13turned to Catherine and explained that
  415. 15:15[music] the October payment was due at
  416. 15:17noon. He said that point three required
  417. 15:19her signature before he could stop it.
  418. 15:21And Catherine, by every account, did not
  419. 15:24ask for time. She said four words,
  420. 15:26[music]
  421. 15:27"This payment ends today." Camilla
  422. 15:30reportedly spoke for the first time
  423. 15:31then. She said, "Charles." Just his
  424. 15:34name, and every person in that study
  425. 15:36waited to see what the king would do
  426. 15:38with it. And he had a real choice. The
  427. 15:40red folder with the 1.8 million was
  428. 15:43still on his desk [music] across the
  429. 15:44park. He was still the sovereign. He
  430. 15:46could have told the keeper to wait. So,
  431. 15:48the question hanging over that study was
  432. 15:50a simple one. Would the king overrule
  433. 15:52his own mother in front of his own
  434. 15:54brother to keep his wife's children on
  435. 15:56the payroll? He did not overrule her.
  436. 15:58Charles, [music] insiders say, sat for a
  437. 16:00long moment with his wife's eyes on him.
  438. 16:02And then he said one sentence to the
  439. 16:04keeper, "It is my mother's instruction,
  440. 16:06and you have your duty." That was all.
  441. 16:08He did not argue for the money. He did
  442. 16:10not ask for a delay. He did not look at
  443. 16:13Camilla. And Catherine did not make a
  444. 16:15speech, either. She stood up, thanked
  445. 16:17the keeper, and walked with him down the
  446. 16:19corridor to the Privy Purse Office,
  447. 16:21which is the scene we started with. You
  448. 16:23might be wondering right [music] now
  449. 16:24whether Catherine could even do this.
  450. 16:27She has no power over the king's private
  451. 16:29money. None. And the answer is that she
  452. 16:31was never using any. This is where
  453. 16:33[music] it gets kind of brilliant.
  454. 16:35Catherine did not decide anything.
  455. 16:37Elizabeth decided it in writing. As the
  456. 16:39owner of that purse at the time, the
  457. 16:41keeper's job is to follow [music] the
  458. 16:43standing instructions on the account,
  459. 16:45and this was one of them. All the page
  460. 16:47needed from the Princess of Wales was a
  461. 16:49second signature to prove the stop was
  462. 16:51not one official acting alone. She was
  463. 16:54the lock on the door, not the hand that
  464. 16:56closed it. So, here is what actually got
  465. 16:58signed. [music] The keeper is said to
  466. 17:00have produced a single sheet called a
  467. 17:01notice of cessation. It listed the
  468. 17:03account, the two names, and the amount,
  469. 17:0622,500
  470. 17:08a quarter. He signed on the left.
  471. 17:10Catherine signed on the right.
  472. 17:12>> [music]
  473. 17:12>> And he wrote the time beside her name,
  474. 17:1410:14. Then came the ledger. The Privy
  475. 17:17Purse still keeps a bound payments book
  476. 17:19[music] by this account alongside the
  477. 17:21computer records. The keeper turned to
  478. 17:23the October page and found the line for
  479. 17:26the allowance. He ruled it through in
  480. 17:27red ink. In the margin he wrote four
  481. 17:30words, "Seized under late instruction."
  482. 17:32Two sets of initials went next to it,
  483. 17:35>> [music]
  484. 17:35>> his and hers. And then the piece that
  485. 17:38really matters, the standing order at
  486. 17:40the bank had fired every quarter since
  487. 17:42the autumn of 2022. It was canceled by a
  488. 17:45signed letter before 11. So there is no
  489. 17:48switch anyone can flip back on later to
  490. 17:50pay that money again. Somebody would
  491. 17:53have to set up a brand new payment and
  492. 17:55point two of the Queen's page forbids
  493. 17:57exactly that. That is why this could not
  494. 17:59be undone. The proposal for the lump sum
  495. 18:01went back to the solicitor the same
  496. 18:03afternoon, reportedly with a two-line
  497. 18:06cover note, "Decline. See the
  498. 18:07instruction of the late sovereign,
  499. 18:09>> [music]
  500. 18:09>> 7th of February." 1.8 million pounds was
  501. 18:12stopped by a signature that took
  502. 18:14Catherine about 3 seconds to write. When
  503. 18:16you consider what she did not do, it
  504. 18:18matters even more. She did not brief a
  505. 18:21newspaper. She did not tell her own
  506. 18:23staff, by every account, until the next
  507. 18:25day. She signed and initialed. She left
  508. 18:28the building by the garden door. By noon
  509. 18:31on the 1st of October, the money was
  510. 18:32stopped. The lump sum was dead and the
  511. 18:35paper was locked. But all of that had
  512. 18:37happened behind closed doors. Nobody
  513. 18:39outside five people knew a thing. And
  514. 18:41then on Friday morning, Catherine
  515. 18:44stepped out in public wearing something
  516. 18:46that told the whole palace exactly whose
  517. 18:48side she was acting for. On Friday, the
  518. 18:512nd of October,
  519. 18:52>> [music]
  520. 18:52>> Catherine is said to have carried out a
  521. 18:54public engagement in London, a normal
  522. 18:56one with flowers and handshakes. And
  523. 18:59around her neck, people who follow these
  524. 19:01things closely say, was the four-strand
  525. 19:03pearl choker with the diamond clasp, the
  526. 19:06late Queen's choker, the one Elizabeth
  527. 19:08had made from pearls given to her by the
  528. 19:10Japanese government, and the one she
  529. 19:12lent to Diana for a state banquet back
  530. 19:15in 1982. Now, to an outsider, that is a
  531. 19:18necklace. [music]
  532. 19:19In the royal world, it is a sentence.
  533. 19:21Catherine has worn that piece on a very
  534. 19:23short list of days. The Queen's own
  535. 19:25anniversary party, Prince Philip's
  536. 19:27funeral, the Queen's funeral. She does
  537. 19:29not put it on to open a community center
  538. 19:32on a Friday. And here's the thing,
  539. 19:34nobody announced anything. There was no
  540. 19:36statement about allowances, no leak
  541. 19:38about envelopes. The palace press
  542. 19:40office, by every account, had no idea
  543. 19:43any of this had happened. But the people
  544. 19:45who needed to read the message, read it
  545. 19:47instantly. Think about the three women
  546. 19:49that choker connects. Elizabeth, who
  547. 19:51owned it, Diana, who borrowed it as a
  548. 19:54young Princess of Wales, and Catherine,
  549. 19:57who wears it now under the same title.
  550. 19:59That is the exact chain the Queen's page
  551. 20:01was written along, from the sovereign,
  552. 20:03past the woman the institution failed,
  553. 20:06to the woman it is counting on. And not
  554. 20:08one link in that chain runs through
  555. 20:10Camilla. The other signal was smaller,
  556. 20:12and if you ask me, sharper. [music] The
  557. 20:15daily record of royal business for the
  558. 20:171st of October is said to have carried
  559. 20:19one unusual line, that the Princess of
  560. 20:21Wales had that morning received the
  561. 20:23keeper. No reason given, no subject,
  562. 20:26just the meeting set down in the
  563. 20:28official record for anyone to find. Why
  564. 20:30does that matter? Because that record is
  565. 20:32how the household tells itself what is
  566. 20:34real. A meeting that is written down
  567. 20:36happened. It cannot be explained away
  568. 20:38later as gossip,
  569. 20:39>> [music]
  570. 20:40>> or as Catherine overstepping, or as a
  571. 20:42misunderstanding between offices. It is
  572. 20:44on the page with a date beside [music]
  573. 20:46it. And different people lived that
  574. 20:47Friday very differently. Edward, I am
  575. 20:50told, went home and said nothing to
  576. 20:52anyone, which is very much his style. He
  577. 20:55had done the one thing his mother asked
  578. 20:57of him 4 years ago. He had been the
  579. 20:59witness, twice. William is said to have
  580. 21:01learned the full story from Catherine on
  581. 21:03Thursday evening, after it was already
  582. 21:05done. And his reaction, [music]
  583. 21:07as it has been described, was not
  584. 21:09surprise at the Queen. It was one quiet
  585. 21:12line, "Granny always did read the
  586. 21:13accounts." And Camilla had an engagement
  587. 21:16of her own that Friday, and she kept it.
  588. 21:18She smiled, and she did the job. That is
  589. 21:21what she does, and she is good at it.
  590. 21:23But people around her say she had asked
  591. 21:25for the morning papers to be kept out of
  592. 21:26the car. She did not want to see the
  593. 21:28pearls. So, by Friday night, the shift
  594. 21:30was visible to anyone who knew how to
  595. 21:32look. The money was gone, the Queen's
  596. 21:35necklace was out, and the meeting was in
  597. 21:37the record. But there were two people
  598. 21:38who had not been in that study on
  599. 21:40Thursday, and [music] who still had to
  600. 21:42be told that their income had just
  601. 21:44stopped. And the way Tom and Laura found
  602. 21:46out was not a phone call from their
  603. 21:47mother. They found out by post. On
  604. 21:50Friday afternoon, by this account,
  605. 21:51[music]
  606. 21:52two identical letters went out from the
  607. 21:54Privy Purse office. One to Tom Parker
  608. 21:56Bowles, and one to Laura Lopes. Three
  609. 21:59sentences each. The quarterly payment
  610. 22:01had ceased as of the 1st of October. No
  611. 22:03further payment would be made. And any
  612. 22:05questions should be sent in writing to
  613. 22:07the keeper. That was it. 21 years of
  614. 22:10money closed in three sentences on
  615. 22:12headed paper. [music] And Camilla's side
  616. 22:14went straight into damage control.
  617. 22:16Within a day, insiders say, the
  618. 22:18solicitor had written back asking for a
  619. 22:20full copy of the Queen's page. The reply
  620. 22:23took one paragraph. The instruction was
  621. 22:25a private paper of the late sovereign,
  622. 22:27held on the Privy Purse file, and it
  623. 22:29would not be copied to any outside
  624. 22:31party. They could not even see the thing
  625. 22:33that had beaten them. Then came the
  626. 22:35friendly whispers. The line being
  627. 22:36pushed, insiders say, was that the
  628. 22:39Princess of Wales had overreached, that
  629. 22:41she had meddled in the King's private
  630. 22:43affairs, that it was petty to go after a
  631. 22:45mother's children. But here's where the
  632. 22:47strategy fell apart. Every one of those
  633. 22:49lines needs Catherine to be the author,
  634. 22:52and she was not the author. The author
  635. 22:54was Elizabeth. You cannot call a woman
  636. 22:56petty for countersigning her late
  637. 22:58grandmother-in-law's handwriting with
  638. 23:00the Queen's own son standing there as
  639. 23:02the witness, the moment anyone asks
  640. 23:04whose order it was, the whole attack
  641. 23:06turns around and points at a grave in
  642. 23:08Windsor, and nobody in Britain wins that
  643. 23:10argument. So, Camilla tried the one
  644. 23:12route that was left. She went to
  645. 23:14Charles. On Saturday evening at Clarence
  646. 23:16House, people close to them say she
  647. 23:19asked him plainly to make the payment
  648. 23:20from his own pocket. Forget the privy
  649. 23:22purse. Forget Lancaster. Just a private
  650. 23:25gift, husband to wife, and she would
  651. 23:27pass it on. And this is where point two
  652. 23:30came back to bite. Any other payment
  653. 23:32from any fund of the crown, Charles'
  654. 23:34lawyers would have told him the same
  655. 23:36thing in 10 seconds. Almost everything
  656. 23:38he has now sits inside one crown fund or
  657. 23:41another, and a gift designed to get
  658. 23:42around his mother's written wish would
  659. 23:44be exactly the thing she wrote that
  660. 23:46sentence to stop. His answer, as it has
  661. 23:48been repeated, was eight words. I will
  662. 23:51not sign against my mother, darling. And
  663. 23:54I know a lot of you will have feelings
  664. 23:55about that. Because we have all watched
  665. 23:57this man bend for 20 years. So, let me
  666. 24:00put the question the way it deserves to
  667. 24:02be put. Is Charles protecting her, or is
  668. 24:05he afraid of her? Because on Thursday
  669. 24:07morning, with the page on the desk, he
  670. 24:09was neither. He just got out of the way.
  671. 24:12Camilla is said to have made one last
  672. 24:14call that night, to Edward. She asked
  673. 24:17him a single thing. Did she really write
  674. 24:19it herself? And Edward told her, I
  675. 24:21watched her do it. After that, people
  676. 24:24say, she went very quiet. No more
  677. 24:26letters from the solicitor. No more
  678. 24:28whispers to the papers. The red folder
  679. 24:31was sent back across the park unsigned.
  680. 24:33She had spent 30 years outlasting people
  681. 24:36who underestimated her. Elizabeth never
  682. 24:38had. But the Queen's page was still
  683. 24:40sitting in a desk drawer at the palace
  684. 24:42with a broken seal, and Catherine was
  685. 24:45not going to leave it there. And then on
  686. 24:47Monday, the 5th of October, Catherine
  687. 24:49did something that made it impossible to
  688. 24:51pretend any of this could be walked
  689. 24:52back. She is said to have driven to
  690. 24:54Windsor Castle herself, with the keeper
  691. 24:56beside her and the Queen's page in a
  692. 24:58flat leather case on her knee. They went
  693. 25:00up to the round tower where the royal
  694. 25:02archives are kept, and they asked for
  695. 25:04the duty archivist. Here is what
  696. 25:06happened in that room as it has been
  697. 25:08described. First, the page went back
  698. 25:10into its original cream envelope with
  699. 25:13the Queen's broken seal still on the
  700. 25:14flap. Then the notice of cessation went
  701. 25:16in behind it, the sheet with two
  702. 25:18signatures and the time, 10:14. Then
  703. 25:21came a copy of the red ink line from the
  704. 25:23payments book. Three papers, one
  705. 25:26envelope. The archivist placed that
  706. 25:28envelope inside a second, larger one,
  707. 25:30and closed it with fresh wax. And
  708. 25:33Catherine, by this account, pressed the
  709. 25:35seal herself, not the King's seal, the
  710. 25:38archives' own, the one used for papers
  711. 25:40of a sovereign who has died. Then came
  712. 25:42the deposit register. It is a plain
  713. 25:45bound book, and every item that enters
  714. 25:47that tower gets a line in it. The
  715. 25:49archivist wrote the date. He wrote a
  716. 25:51description, instruction of her late
  717. 25:53majesty to the privy purse with papers
  718. 25:56of execution. He wrote a class mark. In
  719. 25:58plain English, that means closed, not to
  720. 26:01be produced without the written consent
  721. 26:03of the sovereign and the heir together.
  722. 26:05And read that last part carefully,
  723. 26:06because it is the whole game, the
  724. 26:08sovereign and the heir together. Charles
  725. 26:10alone cannot pull that envelope back
  726. 26:12out. He would need William's signature
  727. 26:14next to his, and William is never going
  728. 26:16to sign to reopen a paper that cut off
  729. 26:18his stepmother's family on his
  730. 26:19grandmother's orders. Catherine signed
  731. 26:21the register as the depositor. The
  732. 26:24keeper signed as the witness. The
  733. 26:26archivist signed to say he had received
  734. 26:28it. Three names on one line, and the
  735. 26:30envelope went into a steel cabinet. No
  736. 26:32statement, no press conference, no
  737. 26:35drama, just a drawer closing in a tower.
  738. 26:38And that was it. That was the whole
  739. 26:40thing, done. The payment is stopped at
  740. 26:42the bank. The line is ruled through in
  741. 26:44the book. The lump sum is refused in
  742. 26:47writing. And the order that did all
  743. 26:48three is now locked away where one man's
  744. 26:51change of heart cannot reach it. About
  745. 26:53time, a lot of you will say, and I get
  746. 26:55it. Camilla, people close to her say,
  747. 26:58was told about the deposit that same
  748. 27:00evening by Charles. He kept it short. It
  749. 27:03has gone to Windsor. She reportedly
  750. 27:05asked him just one question, whether it
  751. 27:07could ever come out again, and he told
  752. 27:09her the truth. Not by me alone. I think
  753. 27:12that was the moment it really landed,
  754. 27:14not Thursday when the money stopped,
  755. 27:16Monday when she understood that her
  756. 27:18husband had let the key be split in two
  757. 27:20and that the other half belonged to
  758. 27:21Diana's son. But there is one last
  759. 27:23detail about that page, and it is the
  760. 27:26reason I do not think this story is
  761. 27:27over. The keeper noticed it on the very
  762. 27:29first day, and he pointed it out to
  763. 27:31Catherine before the envelope was
  764. 27:33sealed. The Queen's instruction did not
  765. 27:35end with her signature. Below it, there
  766. 27:38was a short list, and that list had a
  767. 27:40gap in it. When you step back and look
  768. 27:42at the entire chain of events, what you
  769. 27:44actually see is a woman who understood
  770. 27:47her family better than they understood
  771. 27:49themselves. Elizabeth gave Camilla the
  772. 27:51title in public on a Saturday, and on
  773. 27:53the Monday, if this account holds, she
  774. 27:56shut the purse in private. Those two
  775. 27:58acts are not a contradiction. They are
  776. 28:00the same rule written twice. The Crown
  777. 28:03can honor the person the King loves. It
  778. 28:05does not owe a living to everyone that
  779. 28:07person brings along. This wasn't just
  780. 28:09about 90,000 pounds. This was about
  781. 28:11where the line sits between a marriage
  782. 28:13and an institution. Camilla earned her
  783. 28:15place. 20 years of engagements with half
  784. 28:18the country against her at the start.
  785. 28:20But a wife earning her place is one
  786. 28:22thing. Her adult children drawing a
  787. 28:24quarterly check from the Duchy of
  788. 28:26Lancaster is another. And the late
  789. 28:28Queen, it turns out, could tell the
  790. 28:30difference with her eyes closed. Look at
  791. 28:32what each side walked away with. Tom and
  792. 28:34Laura lost an income. They did not lose
  793. 28:36a career or a home. What their mother
  794. 28:39lost is bigger. She lost the belief that
  795. 28:41Charles would always, in the end, sign.
  796. 28:44Charles lost something, too, and I think
  797. 28:47he knows it. His mother wrote in ink
  798. 28:49that he was not to be asked. That is a
  799. 28:52hard sentence for a son to read at 77,
  800. 28:55and yet he did not fight it. Maybe that
  801. 28:56tells you she was right about him, and
  802. 28:58Catherine gained the one thing no title
  803. 29:00can hand you. The proof that when the
  804. 29:02late Queen needed a job done after her
  805. 29:04death, she wrote down the Princess of
  806. 29:06Wales and trusted her to see it through.
  807. 29:09People call Catherine the true Queen in
  808. 29:11the comments under videos like this one.
  809. 29:13After this, I am not so sure it is only
  810. 29:15a nickname. Diana never got that kind of
  811. 29:18trust from the institution. She got a
  812. 29:20settlement and a smaller name. 30 years
  813. 29:22on, the woman holding her title was
  814. 29:24handed the pen, and the other household
  815. 29:26was handed the bill finally. So, here is
  816. 29:29my question for you. I do want an answer
  817. 29:31in the comments. Was Catherine right to
  818. 29:33sign without waiting for Charles to
  819. 29:35speak, or should a daughter-in-law have
  820. 29:37stepped back and let the King handle his
  821. 29:39own wife's family? Pick a side. I have
  822. 29:41picked mine. Now, about that gap under
  823. 29:44the Queen's signature. The page
  824. 29:46reportedly carried a short schedule
  825. 29:48headed payments to which this
  826. 29:50instruction applies. Three ruled lines.
  827. 29:53On the first, in her handwriting, Mr.
  828. 29:56Thomas Parker Bowles. On the second,
  829. 29:58Mrs. Laura Lopes. And the third line was
  830. 30:01left empty. No name, no amount. The
  831. 30:04keepers' reading, I am told, is that she
  832. 30:06left it open on purpose. If any other
  833. 30:09payment of the same kind ever turns up
  834. 30:11in the Privy Purse books to anyone else
  835. 30:13in that circle, the instruction already
  836. 30:15covers it. All somebody has to do is
  837. 30:17write the name in. Catherine spotted the
  838. 30:19blank line before she pressed the wax,
  839. 30:21and hers is one of the two signatures
  840. 30:23that can fill it. The envelope is
  841. 30:25sealed, and the money has stopped. One
  842. 30:27line on the late Queen's page is still
  843. 30:29waiting for a name.

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