YT YouTube2Text

YouTube2Text → Transcripts → 15 hábitos japoneses para ahorrar más sin renunciar a las cosas que te gustan

15 hábitos japoneses para ahorrar más sin renunciar a las cosas que te gustan — Transcript

by Hábitos Japoneses · 3,559 words · 521 segments · language en · Watch on YouTube

Open in transcriber Summarize with AI Download SRT/VTT

Full transcript

0:00There is a reason why Japanese
0:02households save more each month, even
0:04when they earn less, while still eating
0:07well, going out, and buying what they
0:09like. It is not a matter of willpower,
0:12it is not a better salary, and it is
0:15not about hunting for discount coupons.
0:17The fact is that in Japan, frugality
0:20doesn't happen once a month when you
0:22panic about your bank account. It
0:24happens in 15 small moments spread
0:27throughout the day. Moments so tiny
0:30that most people outside of Japan never
0:33notice them. Today I am going to show
0:36you 15 Japanese frugal habits that
0:38actually make you save more without
0:40depriving yourself of the things you
0:42love. Not to make you feel stingy, not
0:46to make you live like a monk, not to
0:48make you give up lattes forever, but so
0:51your money feels more serene, your
0:53kitchen fuller, and your wallet as if
0:56it finally has room to breathe. Stick
1:00with me because number seven is what
1:03most Americans associate with
1:05discipline. But in Japan, it is
1:08considered an act of kindness toward
1:10your future self and prevents 90%of the
1:13purchases you regret. Number 11 is the
1:16one that gives the impression of doing
1:19nothing, but it is the reason why
1:22Japanese calendars have little gold
1:24stars and why their savings actually
1:27grow. And number 15 takes less than 30
1:30seconds and is the glue that actually
1:32makes you want to do the other 14 again
1:35tomorrow. Let’s start with what
1:38happens even before you spend a single
1:40dollar. The 5-minute morning log. Look
1:45at what most of us do. We spend all day
1:49and have no idea where the money went.
1:53We tap, we swipe, we get a notification
1:56saying you’ve spent $ 400 at the
1:59restaurant. We feel guilty and close
2:02the app. In Japan, many households
2:06still use the kakeibo, a handwritten
2:08family account book; not a fancy budget
2:11app, just a notebook. 5 minutes in the
2:15morning before the kids wake up. You
2:18handwrite what you spent yesterday.
2:21Food, daily goods, restaurant outings,
2:24medical expenses, others, and you add
2:27an extra category that doesn't exist in
2:29the United States. An NMD, no money day
2:34, a day in which you spent zero.
2:38Japanese housewives who do this all say
2:40the same thing. When you write it down
2:43by hand, you finally feel it. Your
2:45brain has to process the figure instead
2:47of just seeing it. In the morning, when
2:51all of yesterday's receipts are finally
2:53on the table, you do a little
2:55reflecting. I needed it. I liked the
2:59change. Tomorrow morning, take a small
3:03notebook—not an app, a notebook.
3:06Write down yesterday's expenses in six
3:09lines, just the amount and what it was.
3:12If you didn't spend anything, draw a
3:15star. Do it for 7 mornings. You will
3:18stop wasting money, not because you
3:20restrict yourself, but because you have
3:22finally seen it. Shihari Washiboru. One
3:25payment, one point. In the United
3:27States, we have eight ways to pay. A
3:31debit card, three credit cards, Apple
3:33Pay, Venmo, a store loyalty card for
3:36points that expire, and we chase an
3:38extra half-percent here and there. We
3:42lose track and the points expire. In
3:44Japan, the most effective frugal people
3:47do the opposite. This is called
3:49poikatsu, the activity of points. They
3:53choose one main point, usually one that
3:55works everywhere like PayPay, Rakuten,
3:58or dPoint, and route everything through
4:01it, automating a double gain. They
4:05reload their electronic money with
4:07their credit card to get the point
4:09twice: once for the reload and once for
4:11the payment. The rule they repeat is:
4:14do not chase the 1%. Create a system
4:17that works while you sleep. If you have
4:20to open an app every time to check
4:22which card is best, you’ve already
4:24lost. Time is the real cost, the change
4:28. Tonight, choose one main point that
4:31you can use at the supermarket, the
4:33convenience store, and online. Put your
4:36fixed bills on that single card. Set
4:39this card to automatically reload your
4:42electronic money. Then put all your
4:45other points cards in a drawer. One
4:48payment, one point, without thinking.
4:51Bento no chikara. The 300-yen lunch.
4:55Here is the calculation that nobody
4:56wants to do. In Japan, a convenience
5:00store lunch plus a drink costs about
5:02750 yen a day. 20 work days come out to
5:0715,000 yen a month. A homemade bento
5:11with rice, a main dish like chicken or
5:13salmon, a side of vegetables, and a
5:15bottle of water costs between 200 and
5:17300 yen. 20 days come out to 4,000 to
5:226,000 yen. This difference is 11,000
5:25yen per month. In a year, it is over
5:28130,000 yen. And it's not about pretty
5:31lunches for Instagram. The new bento
5:33boom in Japan is called "Jimi-ben." The
5:36simple bento. It is literally the
5:40previous night's dinner packed with
5:42miso, sautéed bean sprouts, a little
5:44rolled egg, and leftover rice. People
5:48who have made the transition say their
5:51blood work has improved because they
5:53stopped eating processed, salty, and
5:55oily dishes every day. The switch.
5:59Don't try to prepare lunch from scratch
6:01. Make a little extra dinner tonight.
6:04Put half in a container, even before
6:06eating dinner. In the morning, add rice
6:09. Bring your own water. That's it. A
6:12300-yen lunch. Do it three days a week
6:16and you've just saved 8,000 yen this
6:18month without giving up anything you
6:20like. Refrigerator reset. The
6:23finish-the-leftovers day. Most of us do
6:25our grocery shopping backward. We
6:27decide what we want to eat. We go to
6:31the store, buy it, and let the
6:33half-onion, the single egg, the lonely
6:36piece of meat die in the refrigerator.
6:39In Japan, frugal households have a day
6:43called "Reizoko Risetto Day," the
6:45refrigerator reset day. Once a week,
6:50before going shopping, they look inside
6:52and make a meal using only what is
6:54already there: a carrot. Two eggs,
6:58frozen pork. This becomes fried rice.
7:02The half-cabbage becomes miso soup.
7:06This is based on the ancient word "
7:09mottainai," which means it is too
7:11valuable to be wasted. It's not just
7:14about food, it's about respect for the
7:17thing itself. This small degree of
7:20respect saves thousands of yen because
7:22you stop buying duplicate items you
7:24already have. The switch: this Sunday,
7:27don't go grocery shopping. First, open
7:30your refrigerator and freezer. Find
7:33three small things that are going to
7:35spoil in two days. Find a
7:37three-ingredient recipe with onion, egg
7:40, and pork. Make only that. Then make
7:44your shopping list. You will buy half
7:46as much. My bottle. My hashi, my bag,
7:49the three "Mys." In Japan, since bags
7:52started being charged for, almost
7:54everyone carries their own. My bag, my
7:57bottle, my hashi—my chopsticks. It
8:00looks like an eco-friendly initiative.
8:02It's a matter of money. If you buy a
8:05plastic bottle every day at 150 yen,
8:08that's 54,000 yen a year. A good
8:12reusable bottle costs 2,000 yen, just
8:15once. The same goes for convenience
8:19stores, chopsticks, and plastic bags.
8:22Japan uses about 30 billion plastic
8:25bags a year. When they started being
8:29charged for, the people who carried
8:31their own bags not only saved three or
8:33five yen per bag, but they also stopped
8:35impulse buying because they could only
8:37buy what fit in their own bag. The
8:40change. Put a small cloth bag in your
8:43work bag right now. Put a water bottle
8:46near your coffee maker. Put a set of
8:49chopsticks in your office. Tomorrow you
8:51won't buy water. You won't take a bag.
8:54It seems tiny. Add this up over 30 days
8:57and it’s 4,000 yen back in your
9:00pocket. Shunoko. Buying at the peak of
9:03the season. In America, we eat the same
9:05tomatoes all year round. They come from
9:08far away, taste like water, and cost
9:10more in winter. In Japan, people ask,
9:13what is in peak season right now? Every
9:16fish, every vegetable, every fruit has
9:19a 10-day window where it's at its
9:21absolute peak. When you buy shun it’s
9:24cheaper because there is an abundance.
9:26It's when the flavor is best. Therefore
9:29, you don’t need heavy sauces and you
9:31have something to look forward to every
9:33month. Bamboo in spring, edamame in
9:36summer, chestnuts in autumn, daikon in
9:39winter. This takes you out of infinite
9:42choice. You don't choose between 100
9:44items, you choose between five that are
9:46cheap and perfect today. The change
9:49this week at the market, ask the grocer
9:52what just arrived in large quantities.
9:55Buy one thing that is shun and cook it
9:57simply with salt and heat, without
9:59heavy sauces. It’s a
10:02restaurant-worthy meal for a third of
10:04the price and your brain learns that
10:07saving can taste better. Chotto matte
10:09and ichinichi ruuru. The 24-hour wait.
10:14This is the rule that most Americans
10:16consider willpower, but in Japan,
10:18it’s benevolence. Be honest. How many
10:23times have you bought something at 11
10:25at night because you felt tired or
10:27bored? A gadget, a shirt, a course you
10:31never opened? Thrifty Japanese
10:33households have a rule. If it isn't
10:36food or toilet paper, write it on a
10:39list and let it sleep overnight. The
10:41list stays on the refrigerator. If
10:45after 24 hours you still want it and
10:47can say where you’ll find its place
10:49in your home and what you won’t buy
10:51because of this, then you buy it.
10:54Neuroscience confirms it. That desire
10:57to buy is dopamine, a quick spike. It
11:01reaches its peak and falls back down in
11:03about 20 minutes. If you sleep, your
11:06prefrontal cortex reactivates and you
11:09can differentiate between a passing
11:11whim and a true desire. The change.
11:15Tonight, create a note on your phone
11:18called wait list. Every time you want
11:21to buy something non-essential, write
11:23down the name, the price, and the date.
11:26Don’t buy it today. Tomorrow, at the
11:29same time, look at it. For half of
11:31those things, you won't even remember
11:33why you wanted them. Delete them, and
11:36you've just paid yourself. Matome-gai
11:39and Reitou. Buy together, freeze
11:42together. Here is why shopping every
11:46day ruins your budget. Every time you
11:49walk into a store, you buy three things
11:50you didn't plan on. In Japan, busy
11:54families shop twice a week, not every
11:56day. They do matome-gai, bulk buying,
12:01and then reitou hozon, freezing in
12:04small portions. Meat is divided into
12:08single-meal portions the same day of
12:10purchase. Vegetables are chopped and
12:13frozen. Rice is cooked in a large pot
12:16and frozen in individual containers. So
12:20, on a busy Tuesday, you don't order
12:22takeout because you're tired. You take
12:25out a frozen bag of salmon and frozen
12:28edamame and dinner is ready in 8
12:30minutes. The change. On your next
12:33shopping day, go home and spend 20
12:35minutes prepping before putting
12:37everything away. Put meat into small
12:40bags, one dinner per bag. Chop the
12:43onions and freeze them flat. Cook two
12:46extra cups of rice and wrap them up.
12:49You have just eliminated five future
12:51excuses to order takeout. Gohyaku-en
12:54dama cho. The 500-yen jar. It is the
12:57most famous little savings method in
12:59Japan. It’s not an app; it’s a jar.
13:03The rule is absurdly simple. Every time
13:06you find a 500-yen coin in your wallet,
13:08you put it in the jar. You don’t
13:11count them. You don’t touch them to
13:13borrow. One person online saved 12,000
13:17coins in a year and a half just by
13:19doing this, which is about 6,000,000
13:22yen, enough for a trip. Another saved
13:26for 10 years and got 300,000 yen. The
13:29reason this works is visual and
13:31physical. You see the jar getting heavy
13:34; you feel its weight. There is also a
13:37practical hack. Banks in Japan now
13:40charge a fee if you bring more than 100
13:43coins to the counter, sometimes over
13:461,000 yen for 600 coins. So, people use
13:51the ATM inside the bank that allows
13:53depositing up to 75 coins at a time for
13:56free and go several times. The change.
14:03Take a jar or an old coffee bottle, put
14:04it where you empty your pockets. For
14:09the next 30 days, every dollar coin or
14:11500 yen or five of your currency,
14:14anything that feels like a small win,
14:16goes there. Don't count until the end
14:20of the month. Let the weight surprise
14:22you. Sakidori Chokin. Pay yourself
14:25first on payday. In America, we save
14:28what is left after spending. So there
14:30is nothing left. In Japan, the oldest
14:33rule is sakidori, taking beforehand. On
14:37payday, before paying rent, before
14:39shopping, you automatically transfer a
14:42fixed percentage to another account,
14:44even just 10%. 20%is the classic
14:49Kakeibo goal. It's like the bento box
14:52idea mentioned earlier. You decide the
14:55size of the box first, then you fill it
14:58. If you decide your spending box
15:01represents 80%of your income, you
15:03cannot let it overflow. People who do
15:06this say it removes the guilt. The
15:08money in your checking account is yours
15:10to spend because the saving has already
15:12been done. The change starts tonight.
15:15Open your banking app and set up an
15:17automatic transfer for the day after
15:20payday. Give the account a name you
15:23like, such as Travel, Freedom, or
15:25Future Home. 10%. No more. Make it
15:29automatic and forget it. You just made
15:32saving effortless. No-spend day. The
15:35celebration of zero spending. This is
15:38number 11 and it's the reason why
15:40Japanese frugal calendars look so
15:41cheerful. Most of us think a day
15:45without spending money is deprivation.
15:48In Japan, especially among Kakeibo
15:50users, it's a victory to be celebrated.
15:53They call it "no money day" and put a
15:57cute sticker on the calendar. This
16:00teaches creativity, not scarcity. On a
16:03no-spend day, you can't buy coffee, so
16:05you brew a better one at home. You
16:08can't buy lunch, so you eat those
16:11leftovers from the fridge. You can't go
16:16to the mall for fun, so you go to the
16:19library or the park and realize how
16:21often you spent just to kill boredom.
16:25Households that do two to three
16:27no-spend days per week naturally reduce
16:30their monthly variable expenses by 15
16:33to 20%without feeling deprived of what
16:36they really love. The change. Look at
16:40your calendar for this week and pick a
16:42day, just one, Wednesday. Mark it NMD.
16:47Tell your family you're doing a
16:49no-spend day. Prepare your bento the
16:52night before. Fill your bottle, bring
16:54your book. At the end of the day, put
16:57on a star. See how proud you feel.
17:00Naosu bunka, repair it before replacing
17:03it. In America, when a sweater has a
17:05hole, it gets thrown away. In Japan,
17:09there is a long culture of "naosu":
17:11repairing, sashiko embroidery on jeans,
17:14darning socks so they look beautiful,
17:17sharpening a cheap knife so it cuts
17:20like new, or taking shoes to the
17:23station cobbler for 800 yen instead of
17:26buying new ones for 8,000 yen. It is
17:30the concept of Mottainai again; the
17:32object still has life. When you repair
17:34something, you also relearn its value
17:36and don't want to replace it every year
17:38. The change this week: choose one
17:41thing that is slightly broken and
17:43repair it instead of replacing it. A
17:46shirt with a loose button, a dull knife
17:49, a wobbly chair. Look up how to fix it
17:53in 5 minutes. You will save the cost of
17:55replacement and remember that you are
17:57someone who takes care of things, not
17:59someone who settles for buying.
18:02Furoshiki Tsutsumi, wrapping without
18:04wasting. The Furoshiki is a square
18:08cloth, about 70 by 70, used since the
18:11Edo period to transport objects. A
18:15single piece of fabric can serve as a
18:17shopping bag, gift wrap, bottle carrier
18:20, lunch bag, or tablecloth. When Japan
18:24started charging for plastic bags, the
18:26furoshiki returned not as a tradition,
18:29but as a frugal tool. In America,
18:32wrapping paper costs a lot per roll and
18:35is thrown away in 10 seconds. A
18:38Furoshiki can be used for 10 years. If
18:41you give a gift wrapped in a Furoshiki,
18:43you ask for the fabric back or let it
18:46be part of the gift. It is elegant and
18:49allows you to save hundreds of dollars
18:51just in December. The change: take a
18:54large scarf, a furoshiki, or a clean
18:56cotton cloth that you already have. Use
19:00it as a shopping bag for a week. When a
19:03birthday approaches, wrap the gift with
19:06it. You will be surprised by the number
19:09of people who will ask you where you
19:11bought it, and you will never buy
19:12wrapping paper again. Mercari Mindset:
19:15let someone else love it first. In
19:19Japan, second-hand is not embarrassing;
19:21it is smart. Stores like Second Street
19:24and online marketplaces like Mercari
19:26are huge because people take great care
19:29of their things. A children's snowsuit
19:32used for one winter is sold at half
19:34price and is still in perfect condition
19:37. The frugal mindset is as follows: do
19:41I need it new, or do I just need it? If
19:45you need a rice cooker, a coat, or a
19:47camera lens, look for it on Mercari
19:50first. And on the other hand, if you
19:53have something you don't use, sell it
19:55within a week instead of letting it rot
19:57in the closet. The money you get from
20:00the sale is not additional income; it
20:02is the recovery of money you have
20:04already spent. The change for tonight.
20:08Open your closet and find three things
20:10you haven't worn in 6 months. Take a
20:13photo of them and put them up for sale.
20:15Take the money you earn and put it
20:17directly into your Sakidori account.
20:20Then, the next time you want to buy
20:22something, check second-hand items
20:25first. The same joy at half the price.
20:28Ouchi Cafe Time, the switch to coffee
20:31at home. This is the pillar of it all
20:33and it takes 30 seconds. Japanese
20:36households love cafes, but they also
20:38love coffee. The coffee at home moment.
20:43At 3 PM, instead of walking to a cafe
20:46and spending money on a latte and a
20:49sweet, you make good tea or good coffee
20:52at home and enjoy a small treat on a
20:55pretty plate with both hands. The key
20:59is to make this intentional. You use
21:03the nice cup, you sit down, you hold it
21:05with both hands like in a tea ceremony.
21:09You really savor it. People think
21:12saving means you can never enjoy a
21:14coffee. Cafe time means you still get
21:18the break, the warmth, the sweetness,
21:21but you get it every day for a few
21:23cents and save the real cafe for the
21:25moments when you really want to go out
21:28with someone you love. When you do this
21:32, you stop eliminating the things you
21:34love. You simply move them to where
21:37they cost less and provide more
21:39sensation. The change. Tomorrow at 3 PM
21:44set a 10-minute timer. Prepare the hot
21:48drink you like. Put it in your favorite
21:50mug. Place a small cookie or a
21:53chocolate on a plate. Sit near a window
21:56without a phone with both hands around
21:59the mug. That is Ouchi Cafe. Do it
22:04every day for a week and you will save
22:06money and feel richer than when you
22:08bought it out. So here is everything in
22:12one breath. 5-minute morning tidy, one
22:17payment, one point, 300-yen bento,
22:20fridge reset day, my bottle, my
22:23chopsticks, my bag. Buy shun and in
22:27peak season. 24-hour waitlist, shop
22:31together. Freeze together. 500-yen jar.
22:35Pay yourself first on payday. No-spend
22:39day with a star. Repair before replace.
22:42Furoshiki wrapping. The Mercari mindset
22:46: second-hand first and coffee at home
22:48at 3 PM with both hands. Do this for 7
22:52days and you won't have to try to feel
22:54frugal. You will simply have more money
22:58for the things you truly love. Now,
23:01here is the 60-second reset so you know
23:04exactly where to start tonight. Step
23:08one, the three-point check. Go to your
23:12kitchen right now and ask yourself, did
23:14I record what I spent yesterday? Is
23:17there food in my fridge that is going
23:19to spoil tomorrow? Is my bottle in my
23:22bag, ready by the door for tomorrow?
23:25Step two, the entry-to-exit trace.
23:28Mentally walk from your front door to
23:31your bed. You brought home a plastic
23:34bag you didn’t need. You bought a
23:36drink you could have brought along. You
23:39ordered takeout because you had no
23:40reserves in the freezer. Every "yes" is
23:43a leak where money slips away. Fix just
23:46one tonight. Just one. Maybe it’s the
23:50jar by the door. Maybe it’s the wish
23:53list on your phone. Maybe it’s
23:55cooking a little extra rice and
23:57freezing it. Fix one. Now I want to
24:00hear from you. Which of these 15 habits
24:02have you adopted without realizing it
24:05saved so much? Which one seemed too
24:08simple and now makes perfect sense?
24:11Tell me the number from 1 to 15 in the
24:14comments and commit to fixing just that
24:17one tonight. If these Japanese habits
24:20have changed your perspective on how to
24:23build wealth without sacrificing your
24:25joy, please subscribe and like this
24:27video. We uncover the quiet systems
24:31that lead to sustainable financial
24:33freedom. Join our community as we
24:36continue to perfect the art of living
24:38well for less. Your journey toward a
24:42more intentional life begins with the
24:43next click.

About this transcript

This page contains the full transcript of 15 hábitos japoneses para ahorrar más sin renunciar a las cosas que te gustan by Hábitos Japoneses, generated from the public captions YouTube serves with the video. The transcript has 3,559 words across 521 segments, with the original timestamps preserved so you can click any line to jump to that moment in the embedded player.

What you can do with it

Use the transcript to take notes, quote the speaker, build a study guide, generate a summary with ChatGPT or Claude via the YouTube Summary tool, or export it as a timed subtitle file with YouTube to SRT. You can also re-open it in the transcriber to choose a caption track available on the video.

Free YouTube transcript tool

YouTube2Text is a free YouTube transcript generator — no signup, no daily limit. Paste any YouTube link and get the full transcript instantly, with timestamps, click-to-jump, caption language selection, AI prompts for ChatGPT, Claude, and Gemini, and exports to TXT, SRT, VTT, or Markdown.